@font-face {
  font-family: "Gotham Greek";
  src: url("./assets/fonts/GothamGreekBook.otf") format("opentype");
  font-weight: 400;
  font-style: normal;
}

@font-face {
  font-family: "Gotham Greek";
  src: url("./assets/fonts/GothamGRMedium.otf") format("opentype");
  font-weight: 500;
  font-style: normal;
}

@font-face {
  font-family: "Gotham Greek";
  src: url("./assets/fonts/GothamGRBold.otf") format("opentype");
  font-weight: 700;
  font-style: normal;
}

@font-face {
  font-family: "Gotham Greek";
  src: url("./assets/fonts/GothamGRLight.otf") format("opentype");
  font-weight: 300;
  font-style: normal;
}

:root {
  --color-navy-950: #0d1627;
  --color-navy-900: #16243d;
  --color-navy-800: #20386d;
  --color-navy-700: #29437e;
  --color-text: #223e75;
  --color-body: #53627f;
  --color-gold: #d7ad3b;
  --color-white: #ffffff;
  --content-width: 1110px;
  --page-gutter: clamp(32px, 5vw, 96px);
  --fluid-content-width: min(var(--content-width), calc(100vw - (var(--page-gutter) * 2)));
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  min-width: 0;
  font-family: "Gotham Greek", sans-serif;
  color: var(--color-navy-900);
  background: var(--color-white);
  overflow-x: hidden;
}

a {
  color: inherit;
  text-decoration: none;
}

button {
  font: inherit;
}

img {
  max-width: 100%;
}

.home-page {
  width: 100%;
  max-width: 1920px;
  margin: 0 auto;
  background: var(--color-white);
}

.hero-section {
  width: 100%;
}

.hero {
  position: relative;
  height: 868px;
  background:
    linear-gradient(180deg, rgba(8, 12, 22, 0.24) 0%, rgba(8, 12, 22, 0.18) 100%),
    url("./assets/images/home/Banner_home.png") center top / cover no-repeat;
}

.hero__topbar {
  position: relative;
  z-index: 10000;
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  padding: 32px clamp(24px, 3vw, 54px) 0;
}

.hero__brand {
  position: relative;
  display: inline-flex;
  width: 162px;
  overflow: hidden;
  isolation: isolate;
  border-radius: 8px;
  animation: heroLogoReveal 1.15s cubic-bezier(0.2, 0.8, 0.2, 1) both;
  filter: drop-shadow(0 12px 24px rgba(0, 0, 0, 0.28));
}

.hero__brand img {
  position: relative;
  z-index: 1;
  display: block;
  width: 100%;
  height: auto;
}

.hero__brand::before {
  content: "";
  position: absolute;
  inset: -35% -80%;
  z-index: 2;
  background: linear-gradient(110deg, transparent 38%, rgba(255, 255, 255, 0.58) 48%, rgba(215, 173, 59, 0.42) 54%, transparent 66%);
  transform: translateX(-70%) rotate(10deg);
  animation: heroLogoShine 1.65s ease 0.55s both;
  pointer-events: none;
}

.hero__brand::after {
  content: "";
  position: absolute;
  inset: 8px;
  z-index: 0;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(215, 173, 59, 0.32), transparent 62%);
  opacity: 0;
  animation: heroLogoAura 2.4s ease 0.25s both;
  pointer-events: none;
}

@keyframes heroLogoReveal {
  0% {
    opacity: 0;
    transform: translateY(-14px) scale(0.92);
    filter: blur(5px) drop-shadow(0 0 0 rgba(0, 0, 0, 0));
  }

  58% {
    opacity: 1;
    transform: translateY(2px) scale(1.035);
  }

  100% {
    opacity: 1;
    transform: translateY(0) scale(1);
    filter: blur(0) drop-shadow(0 12px 24px rgba(0, 0, 0, 0.28));
  }
}

@keyframes heroLogoShine {
  0% {
    opacity: 0;
    transform: translateX(-70%) rotate(10deg);
  }

  18% {
    opacity: 1;
  }

  100% {
    opacity: 0;
    transform: translateX(78%) rotate(10deg);
  }
}

@keyframes heroLogoAura {
  0%,
  100% {
    opacity: 0;
    transform: scale(0.82);
  }

  48% {
    opacity: 1;
    transform: scale(1.08);
  }
}

@keyframes heroLogoHoverShine {
  0% {
    opacity: 0;
    transform: translateX(-76%) rotate(10deg);
  }

  22% {
    opacity: 1;
  }

  100% {
    opacity: 0;
    transform: translateX(82%) rotate(10deg);
  }
}

@keyframes heroLogoHoverAura {
  0%,
  100% {
    opacity: 0;
    transform: scale(0.88);
  }

  42% {
    opacity: 1;
    transform: scale(1.12);
  }
}

.hero__actions {
  position: relative;
  z-index: 10010;
  display: flex;
  align-items: center;
  gap: 38px;
  padding-top: 10px;
}

.hero__nav {
  display: flex;
  align-items: center;
  gap: 14px;
  font-size: 12.5px;
  font-weight: 500;
  letter-spacing: 0.16em;
  color: rgba(255, 255, 255, 0.92);
  white-space: nowrap;
}

.hero__nav a {
  transition: opacity 0.2s ease;
}

.hero__nav a[href="ceo.html"] {
  display: none;
}

.hero__nav a:hover {
  opacity: 0.75;
}

.hero__menu {
  position: relative;
  z-index: 10030;
  display: inline-flex;
  width: 40px;
  height: 30px;
  padding: 0;
  border: 0;
  background: transparent;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
}

.hero__menu span {
  display: block;
  width: 28px;
  height: 2px;
  border-radius: 999px;
  background: var(--color-white);
  transition: transform 0.2s ease, opacity 0.2s ease;
}

.hero__menu[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.hero__menu[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.hero__menu[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.hero__drawer {
  position: absolute;
  top: calc(100% + 18px);
  right: 0;
  z-index: 10020;
  display: grid;
  min-width: 300px;
  padding: 20px 0;
  border: 1px solid rgba(255, 255, 255, 0.16);
  background: rgba(13, 22, 39, 0.94);
  box-shadow: 0 18px 36px rgba(5, 10, 24, 0.34);
  opacity: 0;
  pointer-events: none;
  transform: translateY(-8px);
  transition: opacity 0.18s ease, transform 0.18s ease;
}

.hero__drawer.is-open {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}

.hero__drawer a {
  display: block;
  padding: 13px 26px;
  color: rgba(255, 255, 255, 0.94);
  font-size: 15px;
  line-height: 1;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  transition: background 0.2s ease, color 0.2s ease;
}

.hero__drawer a:nth-child(4) {
  margin-bottom: 8px;
  padding-bottom: 18px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.18);
}

.hero__drawer a:hover {
  color: var(--color-gold);
  background: rgba(255, 255, 255, 0.06);
}

.intro-band {
  position: relative;
  min-height: 336px;
  background: var(--color-white);
}

.intro-band__inner {
  position: relative;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 64px 0 72px;
}

.intro-band__accent {
  position: absolute;
  top: 21px;
  right: 82px;
}

.intro-band h1 {
  margin: 0;
  max-width: var(--fluid-content-width);
  color: var(--color-text);
  font-size: 42px;
  line-height: 1.08;
  font-weight: 700;
  letter-spacing: -0.025em;
}

.intro-band p {
  margin: 28px 0 0;
  max-width: var(--fluid-content-width);
  color: var(--color-body);
  font-size: 24px;
  line-height: 1.47;
  font-weight: 400;
  letter-spacing: -0.01em;
}

.intro-band strong {
  color: var(--color-navy-800);
  font-weight: 700;
}

.section-two {
  width: 100%;
}

.decision-banner {
  position: relative;
  min-height: 386px;
  background:
    linear-gradient(90deg, rgba(7, 17, 42, 0.7) 0%, rgba(7, 17, 42, 0.5) 30%, rgba(7, 17, 42, 0.2) 100%),
    url("./assets/images/home/Background_sec2_home.png") center top / cover no-repeat;
}

.decision-banner__inner {
  position: relative;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 74px 0 76px;
  color: var(--color-white);
}

.decision-banner__accent {
  position: absolute;
  top: 15px;
  right: 166px;
}

.decision-banner h2 {
    margin: 0;
    max-width: 930px;
    font-size: 50px;
    line-height: 1.06;
    font-weight: 300;
    letter-spacing: -0.03em;
}

.decision-banner h2 strong {
  font-weight: 700;
}

.decision-banner p {
  margin: 30px 0 0;
  max-width: 955px;
  color: rgba(255, 255, 255, 0.92);
  font-size: 26px;
  line-height: 1.36;
  font-weight: 400;
  letter-spacing: -0.01em;
}

.quote-strip {
  background: var(--color-gold);
}

.quote-strip__inner {
  display: flex;
  align-items: center;
  width: var(--fluid-content-width);
  min-height: 161px;
  margin: 0 auto;
  padding: 18px 0 10px;
}

.quote-strip__mark {
  margin-right: 32px;
  color: #1f447f;
  font-size: 146px;
  line-height: 1;
  font-weight: 700;
  transform: translateY(10px);
}

.quote-strip__text {
  margin: 0;
  color: #3c4054;
  font-size: 25px;
  line-height: 1.14;
  font-weight: 400;
  letter-spacing: -0.012em;
}

.quote-strip__author {
  margin: 62px 0 0 16px;
  color: #2d3f77;
  font-size: 26px;
  line-height: 1;
  font-weight: 700;
  font-style: italic;
}

.services {
  background: var(--color-white);
}

.services__inner {
  position: relative;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 52px 0 72px;
}

.services__accent {
  position: absolute;
  top: 18px;
  right: 250px;
}

.services h2 {
  margin: 0;
  text-align: center;
  color: var(--color-text);
  font-size: 55px;
  line-height: 1.06;
  font-weight: 700;
  letter-spacing: -0.03em;
}

.services__intro {
  margin: 8px 0 0;
  max-width: var(--fluid-content-width);
  text-align: left;
  color: #213a6d;
  font-size: 25px;
  line-height: 1.18;
  font-weight: 400;
  letter-spacing: -0.01em;
}

.services__intro strong {
  color: var(--color-text);
  font-weight: 700;
}

.services__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
  width: var(--fluid-content-width);
  margin: 42px auto 0;
  perspective: 1600px;
}

.service-card {
  position: relative;
  min-height: 560px;
  overflow: hidden;
  isolation: isolate;
  background-color: #233d75;
  background-position: center top;
  background-size: cover;
  background-repeat: no-repeat;
  box-shadow: 0 6px 16px rgba(16, 29, 59, 0.2);
  perspective: 1600px;
  transform-style: preserve-3d;
  transition:
    transform 0.85s cubic-bezier(0.18, 0.82, 0.22, 1),
    box-shadow 0.85s ease,
    filter 0.85s ease;
}

.service-card--insurance {
  background-image: url("./assets/images/home/block1_sec2.jpg");
}

.service-card--finance {
  background-image: url("./assets/images/home/block2_sec2.jpg");
}

.service-card--investment {
  background-image: url("./assets/images/home/block3_sec2.jpg");
}

.service-card--consulting {
  background-image: url("./assets/images/home/block4_sec2.jpg");
}

.service-card__overlay {
  position: absolute;
  inset: 0;
  z-index: 4;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: flex-start;
  gap: 14px;
  padding: 34px 26px;
  cursor: pointer;
  color: var(--color-white);
  background:
    linear-gradient(145deg, rgba(9, 21, 55, 0.97) 0%, rgba(35, 61, 117, 0.96) 58%, rgba(215, 173, 59, 0.9) 140%);
  overflow: hidden;
  transform-origin: center;
  transform: rotateY(180deg);
  backface-visibility: hidden;
  -webkit-backface-visibility: hidden;
  transition:
    background 0.95s ease,
    opacity 0.95s ease,
    transform 1.05s cubic-bezier(0.16, 0.84, 0.24, 1);
  will-change: transform;
}

.service-card__overlay::before {
  content: "";
  position: absolute;
  inset: -20%;
  z-index: 0;
  background:
    radial-gradient(circle at 20% 20%, rgba(255, 255, 255, 0.22), transparent 26%),
    linear-gradient(115deg, transparent 24%, rgba(255, 255, 255, 0.24) 48%, transparent 68%);
  opacity: 0.72;
  transform: translateX(-18%) rotate(10deg);
  transition: opacity 0.6s ease, transform 1.15s ease;
}

.service-card:hover {
  transform: translateY(-12px);
  filter: saturate(1.06);
  box-shadow: 0 20px 38px rgba(16, 29, 59, 0.32);
}

.service-card:hover .service-card__overlay,
.service-card:focus-within .service-card__overlay {
  background:
    linear-gradient(145deg, rgba(10, 25, 66, 0.98) 0%, rgba(40, 70, 136, 0.97) 58%, rgba(215, 173, 59, 0.95) 140%);
  transform: rotateY(0);
}

.service-card:hover .service-card__overlay::before,
.service-card:focus-within .service-card__overlay::before {
  opacity: 1;
  transform: translateX(65%) rotate(10deg);
}

.service-card:hover .service-card__content,
.service-card:focus-within .service-card__content {
  opacity: 0;
  transform: rotateY(-180deg);
  transition:
    transform 1.05s cubic-bezier(0.16, 0.84, 0.24, 1),
    opacity 0.18s ease 0.18s;
}

.service-card--insurance .service-card__overlay {
  cursor: pointer;
}

.service-card--finance .service-card__overlay {
  cursor: pointer;
}

.service-card--consulting .service-card__overlay {
  cursor: pointer;
}

.service-card__content {
  position: absolute;
  inset: 0;
  z-index: 3;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  height: auto;
  padding: 326px 16px 26px;
  color: var(--color-white);
  background:
    linear-gradient(180deg, rgba(14, 30, 72, 0.08) 0%, rgba(38, 60, 118, 0.36) 48%, rgba(41, 69, 131, 0.9) 100%);
  backface-visibility: hidden;
  -webkit-backface-visibility: hidden;
  opacity: 1;
  pointer-events: none;
  transform-origin: center;
  transition:
    transform 1.05s cubic-bezier(0.16, 0.84, 0.24, 1),
    opacity 0.22s ease;
  will-change: transform;
}

.service-card__content > * {
  transform: translateZ(34px);
}

.service-card__overlay > * {
  position: relative;
  z-index: 1;
}

.service-card__flip-hint {
  position: absolute;
  top: 16px;
  right: 18px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border: 1px solid rgba(255, 255, 255, 0.38);
  border-radius: 50%;
  color: var(--color-gold);
  font-size: 24px;
  line-height: 1;
}

.service-card__back-label {
  color: var(--color-gold);
  font-size: 13px;
  line-height: 1;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.service-card__back-title {
  font-size: 34px;
  line-height: 1;
  font-weight: 700;
  letter-spacing: -0.03em;
}

.service-card__back-text {
  max-width: 220px;
  color: rgba(255, 255, 255, 0.9);
  font-size: 17px;
  line-height: 1.26;
  font-weight: 400;
}

.service-card__back-cta {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-top: 10px;
  color: var(--color-gold);
  font-size: 16px;
  line-height: 1;
  font-weight: 700;
}

.service-card__back-cta::after {
  content: "";
  width: 0;
  height: 0;
  border-top: 6px solid transparent;
  border-bottom: 6px solid transparent;
  border-left: 9px solid currentColor;
  transition: transform 0.25s ease;
}

.service-card__overlay:hover .service-card__back-cta::after,
.service-card__overlay:focus .service-card__back-cta::after {
  transform: translateX(5px);
}

.service-card__title-row {
  display: flex;
  align-items: center;
  justify-content: flex-start;
  gap: 10px;
  width: 100%;
  margin: 0 auto;
  text-align: left;
}

.service-card h3 {
  margin: 0;
  font-size: 31px;
  line-height: 1;
  font-weight: 500;
  letter-spacing: -0.02em;
}

.service-card p {
    margin: 10px 0 0;
    font-size: 16px;
    line-height: 1.14;
    font-weight: 200;
    letter-spacing: 0;
}

.section-three {
  width: 100%;
}

.why-choose {
  overflow: hidden;
  background: var(--color-gold);
}

.why-choose__inner {
  position: relative;
  width: min(1270px, calc(100vw - (var(--page-gutter) * 2)));
  min-height: 360px;
  margin: 0 auto;
  padding: 58px 0 62px;
}

.why-choose__title-lockup {
  position: relative;
  z-index: 2;
  display: flex;
  justify-content: flex-start;
  width: 100%;
  max-width: none;
  margin-right: 0;
  margin-left: 0;
  font-size: 36px;
  text-align: left;
}

.why-choose h2 {
  margin: 0;
  text-align: left;
  color: #243a6e;
  font-size: 36px;
  line-height: 1.08;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.why-choose__content {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(450px, 1.18fr);
  align-items: center;
  gap: 28px;
  min-height: 316px;
  margin-top: 8px;
}

.why-choose__list {
  position: relative;
  z-index: 2;
  align-self: center;
  display: grid;
  justify-items: start;
  gap: 22px;
  margin: 0;
  padding: 0;
  list-style: none;
  color: #263a6e;
  text-align: left;
  font-size: 22px;
  line-height: 1.08;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.why-choose__image {
  position: relative;
  align-self: center;
  justify-self: stretch;
  height: 292px;
  overflow: hidden;
  box-shadow: none;
}

.why-choose__image::before {
  content: "";
  position: absolute;
  inset: -24%;
  z-index: 2;
  background: linear-gradient(112deg, transparent 34%, rgba(255, 255, 255, 0.36) 48%, rgba(215, 173, 59, 0.28) 54%, transparent 66%);
  opacity: 0;
  transform: translateX(-55%) rotate(8deg);
  transition: opacity 0.45s ease, transform 0.9s ease;
  pointer-events: none;
}

.why-choose__image::after {
  display: none;
}

.why-choose__image img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 44% 44%;
}

.why-choose__image:hover::before {
  opacity: 1;
  transform: translateX(62%) rotate(8deg);
}

.why-choose__image:hover::after {
  display: none;
}

.cta-band {
  background: var(--color-gold);
}

.cta-band__inner {
  display: flex;
  flex-direction: column;
  align-items: center;
  width: var(--fluid-content-width);
  margin: 0 auto;
  min-height: 337px;
  padding: 34px 0 38px;
}

.cta-band p {
    margin: 0;
    text-align: left;
    color: #243a6e;
    font-size: 32px;
    line-height: 1.16;
    font-weight: 600;
    font-style: italic;
    letter-spacing: -0.025em;
}

.cta-band__button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 359px;
  height: 83px;
  margin-top: 38px;
  padding: 0 34px;
  color: var(--color-white);
  background: #243f78;
  box-shadow: 0 8px 18px rgba(22, 41, 84, 0.28);
  font-size: 27px;
  line-height: 1;
  font-weight: 500;
  letter-spacing: -0.015em;
}

.stats-band {
  padding: 54px 0 58px;
  background: #29447b;
}

.stats-band__inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
  width: var(--fluid-content-width);
  margin: 0 auto;
}

.stat-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  color: var(--color-white);
}

.stat-card img {
  display: block;
  width: auto;
  height: 84px;
  object-fit: contain;
  transform-origin: center bottom;
  transition: transform 0.35s ease, filter 0.35s ease;
  will-change: transform;
}

.stat-card h3 {
  margin: 24px 0 0;
  font-size: 68px;
  line-height: 0.95;
  font-weight: 700;
  letter-spacing: -0.04em;
  font-variant-numeric: tabular-nums;
}

.stats-band.is-visible .stat-card img {
  animation: statIconPop 0.78s cubic-bezier(0.2, 0.8, 0.2, 1) both;
  filter: drop-shadow(0 12px 16px rgba(8, 14, 32, 0.24));
}

.stats-band.is-visible .stat-card:nth-child(2) img {
  animation-delay: 0.1s;
}

.stats-band.is-visible .stat-card:nth-child(3) img {
  animation-delay: 0.2s;
}

.stats-band.is-visible .stat-card:nth-child(4) img {
  animation-delay: 0.3s;
}

@keyframes statIconPop {
  0% {
    opacity: 0;
    transform: translateY(18px) scale(0.76) rotate(-6deg);
  }

  58% {
    opacity: 1;
    transform: translateY(-6px) scale(1.12) rotate(4deg);
  }

  100% {
    opacity: 1;
    transform: translateY(0) scale(1) rotate(0);
  }
}

.stat-card p {
  margin: 18px 0 0;
  color: rgba(255, 255, 255, 0.97);
  font-size: 18px;
  line-height: 1.22;
  font-weight: 400;
  letter-spacing: -0.014em;
}

.section-four {
  width: 100%;
}

.expertise {
  background: var(--color-white);
}

.expertise__inner {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 774px;
  align-items: end;
  width: min(1400px, calc(100vw - (var(--page-gutter) * 2)));
  margin: 0 auto;
  padding: 54px 0 0;
}

.expertise__copy {
  position: relative;
  padding: 54px 0 82px 4px;
}

.expertise__accent {
    position: absolute;
    top: 20px;
    right: 140px;
}

.expertise h2 {
  margin: 0;
  color: var(--color-text);
  font-size: 56px;
  line-height: 1.06;
  font-weight: 700;
  letter-spacing: -0.03em;
}

.expertise p {
  margin: 28px 0 0;
  max-width: 610px;
  color: #3f4f6a;
  font-size: 23px;
  line-height: 1.28;
  font-weight: 400;
  letter-spacing: -0.012em;
}

.expertise__list {
  display: grid;
  gap: 20px;
  max-width: 620px;
  margin: 30px 0 0;
  padding: 0 0 0 18px;
  color: #3f4f6a;
  font-size: 23px;
  line-height: 1.14;
  font-weight: 400;
  letter-spacing: -0.012em;
}

.expertise__list li::marker {
  color: #20386d;
  font-size: 0.8em;
}

.expertise__image {
  display: flex;
  justify-content: flex-end;
}

.expertise__image img {
  display: block;
  width: 774px;
  height: auto;
}

.quote-strip--compact .quote-strip__inner {
  min-height: 134px;
  padding: 8px 0 6px;
}

.quote-strip--compact .quote-strip__mark {
  margin-right: 24px;
  font-size: 134px;
  transform: translateY(4px);
}

.quote-strip--compact .quote-strip__text {
  font-size: 24px;
}

.quote-strip--compact .quote-strip__author {
  margin-top: 52px;
}

.section-five {
  width: 100%;
  padding-top: 30px;
}

.section-six {
  width: 100%;
  padding-top: 0;
}

.calculators {
  background: var(--color-white);
}

.calculators__heading {
  position: relative;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 15px 0 18px;
  text-align: center;
}

.calculators__accent {
    position: absolute;
    top: -10px;
    right: 380px;
}

.calculators h2 {
    margin: 0;
    color: var(--color-text);
    font-size: 57px;
    line-height: 1.06;
    font-weight: 700;
    letter-spacing: -0.03em;
    padding-right: 50px;
}

.calculator-row {
  position: relative;
  display: grid;
  grid-template-columns: repeat(2, calc((var(--fluid-content-width) - 8px) / 2));
  justify-content: center;
  gap: 8px;
  min-height: 388px;
  perspective: 1500px;
  background-color: var(--color-white);
  background-position: center;
  background-repeat: no-repeat;
  background-size: cover;
}

.calculator-row::after {
  content: "";
  position: absolute;
  top: 0;
  bottom: 0;
  left: 50%;
  z-index: 0;
  width: 8px;
  background: var(--color-white);
  transform: translateX(-50%);
}

.calculator-row + .calculator-row {
  margin-top: 8px;
}

.calculator-row--top {
  background-image: url("./assets/images/home/row1_sect5.png");
}

.calculator-row--bottom {
  background-image: url("./assets/images/home/row2_sect5.png");
  background-position: center bottom;
}

.calculator-card {
  position: relative;
  z-index: 1;
  align-self: center;
  justify-self: center;
  width: 420px;
  min-height: 295px;
  margin: 0;
  padding: 36px 34px 28px;
  color: var(--color-white);
  background: linear-gradient(180deg, rgba(70, 92, 152, 0.88) 0%, rgba(26, 41, 88, 0.95) 100%);
  box-shadow: 0 12px 28px rgba(12, 24, 55, 0.34);
  overflow: hidden;
  isolation: isolate;
  perspective: 1300px;
  transform-style: preserve-3d;
  transition:
    transform 0.85s cubic-bezier(0.18, 0.82, 0.22, 1),
    box-shadow 0.85s ease,
    background 0.85s ease;
}

.calculator-card::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  background:
    radial-gradient(circle at 18% 16%, rgba(255, 255, 255, 0.24), transparent 30%),
    linear-gradient(115deg, transparent 18%, rgba(255, 255, 255, 0.18) 45%, transparent 70%);
  opacity: 0;
  transform: translateX(-28%);
  transition: opacity 0.65s ease, transform 1s ease;
}

.calculator-card > :not(.calculator-card__flip-back):not(.calculator-card__corner) {
  position: relative;
  z-index: 2;
  backface-visibility: hidden;
  -webkit-backface-visibility: hidden;
  transition: transform 1.05s cubic-bezier(0.16, 0.84, 0.24, 1), opacity 0.55s ease;
  will-change: transform;
}

.calculator-card:hover {
  transform: translateY(-10px) scale(1.025);
  background: linear-gradient(180deg, rgba(82, 107, 172, 0.92) 0%, rgba(24, 41, 91, 0.98) 100%);
  box-shadow: 0 24px 42px rgba(12, 24, 55, 0.42);
}

.calculator-card:hover::after {
  opacity: 1;
  transform: translateX(22%);
}

.calculator-card:hover > :not(.calculator-card__flip-back):not(.calculator-card__corner),
.calculator-card:focus-within > :not(.calculator-card__flip-back):not(.calculator-card__corner) {
  opacity: 0;
  transform: rotateY(-180deg);
}

.calculator-card:hover .calculator-card__corner {
  filter: drop-shadow(0 10px 12px rgba(8, 14, 32, 0.22));
  transform: none;
}

.calculator-card__corner {
  position: absolute;
  top: 0;
  right: 0;
  left: auto;
  z-index: 5;
  width: 82px;
  height: 82px;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 54% 100%, 54% 49%, 0 49%);
  transform: none;
  transform-origin: 100% 0;
  transition: filter 0.35s ease;
}

.calculator-card h3 {
  margin: 0 auto;
  max-width: 330px;
  padding-right: 28px;
  text-align: center;
  font-size: 27px;
  line-height: 0.98;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.calculator-card h3 span {
  font-size: 17px;
  line-height: 1.02;
  font-weight: 700;
}

.calculator-card p {
  margin: 22px auto 0;
  max-width: 330px;
  color: rgba(255, 255, 255, 0.92);
  font-size: 16px;
  line-height: 1.18;
  font-weight: 400;
  letter-spacing: -0.012em;
}

.calculator-card > a:not(.calculator-card__flip-back) {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  margin: 22px 0 0 50%;
  transform: translateX(-50%);
  color: #f1f2f5;
  font-size: 16px;
  line-height: 1;
  font-weight: 500;
  white-space: nowrap;
}

.calculator-card > a:not(.calculator-card__flip-back)::after {
  content: "";
  width: 0;
  height: 0;
  border-top: 9px solid transparent;
  border-bottom: 9px solid transparent;
  border-left: 13px solid var(--color-gold);
}

.calculator-card__flip-back {
  position: absolute;
  inset: 0;
  z-index: 4;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: flex-start;
  gap: 13px;
  margin: 0;
  padding: 34px 36px;
  color: var(--color-white);
  background:
    linear-gradient(145deg, rgba(8, 20, 55, 0.98) 0%, rgba(36, 65, 130, 0.97) 62%, rgba(215, 173, 59, 0.92) 145%);
  transform: rotateY(180deg);
  transform-origin: center;
  backface-visibility: hidden;
  -webkit-backface-visibility: hidden;
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.12);
  opacity: 1;
  pointer-events: none;
  transition: transform 1.05s cubic-bezier(0.16, 0.84, 0.24, 1);
}

.calculator-card:hover .calculator-card__flip-back,
.calculator-card:focus-within .calculator-card__flip-back {
  pointer-events: auto;
  transform: rotateY(0);
}

.calculator-card__flip-back::before {
  content: "";
  position: absolute;
  inset: -24%;
  z-index: 0;
  background:
    radial-gradient(circle at 20% 18%, rgba(255, 255, 255, 0.24), transparent 28%),
    linear-gradient(112deg, transparent 36%, rgba(255, 255, 255, 0.26) 50%, transparent 66%);
  transform: translateX(-44%) rotate(9deg);
  transition: transform 1.15s ease;
}

.calculator-card:hover .calculator-card__flip-back::before,
.calculator-card:focus-within .calculator-card__flip-back::before {
  transform: translateX(58%) rotate(9deg);
}

.calculator-card__flip-back > * {
  position: relative;
  z-index: 1;
}

.calculator-card__flip-hint {
  position: absolute;
  top: 16px;
  right: 18px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  border: 1px solid rgba(255, 255, 255, 0.38);
  border-radius: 50%;
  color: var(--color-gold);
  font-size: 22px;
  line-height: 1;
}

.calculator-card__back-label {
  color: var(--color-gold);
  font-size: 12px;
  line-height: 1;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.calculator-card__back-title {
  font-size: 32px;
  line-height: 1;
  font-weight: 700;
  letter-spacing: -0.03em;
}

.calculator-card__back-text {
  max-width: 310px;
  color: rgba(255, 255, 255, 0.9);
  font-size: 17px;
  line-height: 1.28;
  font-weight: 400;
}

.calculator-card__back-cta {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-top: 8px;
  color: var(--color-gold);
  font-size: 16px;
  line-height: 1;
  font-weight: 700;
}

.calculator-card__back-cta::after {
  content: "";
  width: 0;
  height: 0;
  border-top: 6px solid transparent;
  border-bottom: 6px solid transparent;
  border-left: 9px solid currentColor;
  transition: transform 0.25s ease;
}

.calculator-card__flip-back:hover .calculator-card__back-cta::after,
.calculator-card__flip-back:focus .calculator-card__back-cta::after {
  transform: translateX(5px);
}

.partners-statement {
  background: var(--color-white);
}

.partners-statement__inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  width: var(--fluid-content-width);
  min-height: 160px;
  margin: 0 auto;
  padding: 30px 0 34px;
}

.partners-statement__accent {
  display: block;
  flex: 0 0 auto;
  width: 72px;
  height: auto;
}

.partners-statement p {
  margin: 0;
  color: var(--color-text);
  font-size: 25px;
  line-height: 1.14;
  font-weight: 700;
  letter-spacing: -0.025em;
}

.awards {
  background: #29447b;
}

.awards__inner {
  position: relative;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 32px 0 74px;
}

.awards__accent {
  position: static;
  box-sizing: content-box;
  padding: 0;
}

.awards h2 {
  margin: 0;
  text-align: center;
  color: var(--color-white);
  font-size: 31px;
  line-height: 1.08;
  font-weight: 700;
  letter-spacing: -0.025em;
}

.awards__grid {
  display: grid;
  grid-template-columns: repeat(3, clamp(180px, 21vw, 270px));
  justify-content: center;
  gap: clamp(36px, 5vw, 54px);
  margin-top: 58px;
}

.award-card {
  display: flex;
  align-items: center;
  justify-content: center;
  width: auto;
  height: auto;
  background: transparent;
  box-shadow: none;
  transform-origin: center;
  transition:
    transform 0.4s cubic-bezier(0.2, 0.8, 0.2, 1),
    filter 0.4s ease;
}

.award-card--yellow {
  background: transparent;
}

.award-card--dark {
  background: transparent;
}

.award-card img {
  display: block;
  width: 100%;
  height: auto;
  transition: transform 0.4s cubic-bezier(0.2, 0.8, 0.2, 1);
}

.award-card:hover {
  transform: translateY(-12px) scale(1.06);
  filter: drop-shadow(0 18px 24px rgba(7, 14, 34, 0.34));
}

.award-card:hover img {
  transform: rotate(-1.5deg);
}

.reviews {
  background: var(--color-white);
}

.reviews__inner {
  width: min(1170px, var(--fluid-content-width));
  margin: 0 auto;
  padding: 41px 0 31px;
}

.reviews__grid {
  display: flex;
  gap: 14px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scrollbar-width: none;
  cursor: grab;
  user-select: none;
  -webkit-overflow-scrolling: touch;
}

.reviews__grid::-webkit-scrollbar {
  display: none;
}

.reviews__grid.is-dragging {
  cursor: grabbing;
  scroll-snap-type: none;
}

.review-card {
  flex: 0 0 calc((100% - 42px) / 4);
  scroll-snap-align: start;
  padding: 18px 22px 20px;
  border: 1px solid #e6e1d9;
  border-radius: 7px;
  background: #fffdfb;
  box-shadow: 0 8px 18px rgba(31, 45, 89, 0.08);
}

.review-card__top {
  display: grid;
  grid-template-columns: 43px 1fr auto;
  gap: 13px;
  align-items: center;
}

.review-card__avatar {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 43px;
  height: 43px;
  border-radius: 50%;
  background: #d9b073;
  color: var(--color-white);
  font-size: 22px;
  font-weight: 700;
}

.review-card h3 {
  margin: 0;
  color: #2d3347;
  font-size: 14px;
  line-height: 1.1;
  font-weight: 700;
}

.review-card__top p {
  margin: 5px 0 0;
  color: #8a8f9c;
  font-size: 13px;
  line-height: 1;
}

.review-card__google {
  color: #4285f4;
  font-size: 23px;
  line-height: 1;
  font-weight: 700;
}

.review-card__stars {
  margin-top: 16px;
  color: #f4b22f;
  font-size: 20px;
  line-height: 1;
  letter-spacing: 0.12em;
}

.review-card__text {
  margin: 16px 0 0;
  color: #454b59;
  font-size: 16px;
  line-height: 1.35;
}

.reviews__dots {
  display: flex;
  justify-content: center;
  gap: 7px;
  margin-top: 20px;
}

.reviews__dots span {
  width: 8px;
  height: 8px;
  border: 1px solid #8091b1;
  border-radius: 50%;
}

.reviews__dots .is-active {
  background: #29447b;
  border-color: #29447b;
}

.site-footer {
  background: var(--color-gold);
}

.site-footer__inner {
  display: grid;
  grid-template-columns: 160px 1.05fr 1fr 0.72fr;
  align-items: start;
  width: min(1300px, calc(100% - 64px));
  margin: 0 auto;
  padding: 42px 0 34px;
  color: #263a6e;
}

.site-footer__inner > * {
  min-width: 0;
}

.site-footer__brand {
  --footer-logo-width: 112px;
  position: relative;
  display: block;
  isolation: isolate;
}

.site-footer__brand img {
  position: relative;
  z-index: 1;
  display: block;
  width: var(--footer-logo-width);
  height: auto;
  padding: 0;
  border-radius: 0;
  background-color: transparent;
  box-shadow: none;
  filter: drop-shadow(0 6px 10px rgba(38, 58, 110, 0.1));
  transition:
    filter 0.24s ease,
    transform 0.28s ease;
}

.site-footer__brand:hover img {
  filter: drop-shadow(0 9px 13px rgba(38, 58, 110, 0.16));
  transform: translateY(-1px) scale(1.012);
}

@media (prefers-reduced-motion: reduce) {
  .site-footer__brand img {
    transition: none;
  }

  .site-footer__brand:hover img {
    transform: none;
  }
}

.site-footer__brand p {
  position: relative;
  z-index: 1;
  margin: 22px 0 0;
  color: rgba(38, 58, 110, 0.84);
  font-size: 13px;
  line-height: 1.5;
}

.site-footer__cta p {
  margin: 0;
  font-size: 20px;
  line-height: 1.24;
  font-weight: 700;
  letter-spacing: -0.02em;
  overflow-wrap: break-word;
}

.site-footer__action-row {
  grid-column: 2 / -1;
  display: grid;
  grid-template-columns: 1.05fr 1fr 0.72fr;
  align-items: center;
  margin-top: 18px;
}

.site-footer__cta-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  justify-self: start;
  min-width: 300px;
  height: 55px;
  padding: 0 20px;
  color: var(--color-white);
  background: #244077;
  box-shadow: 0 8px 16px rgba(23, 41, 82, 0.28);
  font-size: 24px;
  line-height: 1;
  font-weight: 500;
}

.site-footer__contact h3,
.site-footer__social h3 {
  margin: 0 0 16px;
  font-size: 24px;
  line-height: 1.1;
  font-weight: 700;
}

.site-footer__contact p {
  margin: 0;
  font-size: 18px;
  line-height: 1.45;
}

.site-footer__phone {
  display: inline-flex;
  align-items: center;
  justify-self: start;
  color: inherit;
  font-size: 22px;
  line-height: 1;
  font-weight: 700;
}

.site-footer__registry {
  display: inline-flex;
  align-items: center;
  justify-self: start;
  font-size: 13px;
  line-height: 1.2;
  font-weight: 700;
  letter-spacing: -0.01em;
}

.site-footer__social-icons {
  display: flex;
  gap: 8px;
}

.site-footer__social-icons a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border: 2px solid #263a6e;
  border-radius: 50%;
  color: #263a6e;
}

.site-footer__social-icons a::before {
  content: "";
  display: block;
  width: 58%;
  height: 58%;
  background: currentColor;
  mask-position: center;
  mask-repeat: no-repeat;
  mask-size: contain;
  -webkit-mask-position: center;
  -webkit-mask-repeat: no-repeat;
  -webkit-mask-size: contain;
}

.site-footer__privacy {
  display: block;
  margin-top: 22px;
  color: #263a6e;
  font-size: 14px;
  line-height: 1.2;
  font-weight: 700;
  font-style: italic;
  text-align: right;
}

.cookie-consent {
  position: fixed;
  right: 24px;
  bottom: 24px;
  z-index: 1000;
  width: min(520px, calc(100vw - 48px));
  color: #f8f3e5;
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.26s ease, transform 0.26s ease;
}

.cookie-consent.is-visible {
  opacity: 1;
  transform: translateY(0);
}

.cookie-consent__inner {
  display: flex;
  align-items: center;
  gap: 18px;
  padding: 18px 18px 18px 20px;
  border: 1px solid rgba(215, 173, 59, 0.58);
  background: rgba(10, 22, 43, 0.96);
  box-shadow: 0 16px 34px rgba(4, 12, 27, 0.28);
}

.cookie-consent p {
  margin: 0;
  font-size: 14px;
  line-height: 1.42;
}

.cookie-consent a {
  color: #ddb336;
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.cookie-consent__button {
  flex: 0 0 auto;
  min-width: 112px;
  height: 42px;
  border: 0;
  color: #18346b;
  background: #ddb336;
  font: inherit;
  font-size: 14px;
  line-height: 1;
  font-weight: 700;
  cursor: pointer;
}

.site-footer__social-link--facebook::before {
  mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M14.2 8.1V6.3c0-.8.5-1 1-1h2.6V1h-3.6C10.2 1 8.8 3.5 8.8 6v2.1H6v4.4h2.8V23h5.4V12.5h3.5l.6-4.4h-4.1Z'/%3E%3C/svg%3E");
  -webkit-mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M14.2 8.1V6.3c0-.8.5-1 1-1h2.6V1h-3.6C10.2 1 8.8 3.5 8.8 6v2.1H6v4.4h2.8V23h5.4V12.5h3.5l.6-4.4h-4.1Z'/%3E%3C/svg%3E");
}

.site-footer__social-link--instagram::before {
  mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath fill-rule='evenodd' d='M7.2 2h9.6A5.2 5.2 0 0 1 22 7.2v9.6a5.2 5.2 0 0 1-5.2 5.2H7.2A5.2 5.2 0 0 1 2 16.8V7.2A5.2 5.2 0 0 1 7.2 2Zm0 2A3.2 3.2 0 0 0 4 7.2v9.6A3.2 3.2 0 0 0 7.2 20h9.6a3.2 3.2 0 0 0 3.2-3.2V7.2A3.2 3.2 0 0 0 16.8 4H7.2Zm4.8 3.3a4.7 4.7 0 1 1 0 9.4 4.7 4.7 0 0 1 0-9.4Zm0 2a2.7 2.7 0 1 0 0 5.4 2.7 2.7 0 0 0 0-5.4Zm5-2.2a1.1 1.1 0 1 1 0 2.2 1.1 1.1 0 0 1 0-2.2Z'/%3E%3C/svg%3E");
  -webkit-mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath fill-rule='evenodd' d='M7.2 2h9.6A5.2 5.2 0 0 1 22 7.2v9.6a5.2 5.2 0 0 1-5.2 5.2H7.2A5.2 5.2 0 0 1 2 16.8V7.2A5.2 5.2 0 0 1 7.2 2Zm0 2A3.2 3.2 0 0 0 4 7.2v9.6A3.2 3.2 0 0 0 7.2 20h9.6a3.2 3.2 0 0 0 3.2-3.2V7.2A3.2 3.2 0 0 0 16.8 4H7.2Zm4.8 3.3a4.7 4.7 0 1 1 0 9.4 4.7 4.7 0 0 1 0-9.4Zm0 2a2.7 2.7 0 1 0 0 5.4 2.7 2.7 0 0 0 0-5.4Zm5-2.2a1.1 1.1 0 1 1 0 2.2 1.1 1.1 0 0 1 0-2.2Z'/%3E%3C/svg%3E");
}

.site-footer__social-link--linkedin::before {
  mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M5.3 8.8H1.1V23h4.2V8.8ZM3.2 2a2.4 2.4 0 1 0 0 4.8 2.4 2.4 0 0 0 0-4.8Zm19.7 13.1c0-4.3-2.3-6.3-5.4-6.3-2.5 0-3.6 1.4-4.2 2.3V8.8H9.2V23h4.2v-7c0-1.9.4-3.7 2.7-3.7 2.2 0 2.2 2.1 2.2 3.8V23h4.2v-7.9h.4Z'/%3E%3C/svg%3E");
  -webkit-mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M5.3 8.8H1.1V23h4.2V8.8ZM3.2 2a2.4 2.4 0 1 0 0 4.8 2.4 2.4 0 0 0 0-4.8Zm19.7 13.1c0-4.3-2.3-6.3-5.4-6.3-2.5 0-3.6 1.4-4.2 2.3V8.8H9.2V23h4.2v-7c0-1.9.4-3.7 2.7-3.7 2.2 0 2.1 2.1 2.1 3.8V23h4.2v-7.9h.5Z'/%3E%3C/svg%3E");
}

.service-page {
  background: var(--color-white);
}

.service-hero {
  position: relative;
  height: 846px;
  color: var(--color-white);
  background-position: center top;
  background-repeat: no-repeat;
  background-size: cover;
}

.service-hero--insurance {
  background-image:
    linear-gradient(180deg, rgba(18, 31, 59, 0.08) 0%, rgba(18, 31, 59, 0.08) 100%),
    url("./assets/images/insurance/insurance-hero.png");
}

.service-hero--finance {
  background-image:
    linear-gradient(180deg, rgba(8, 18, 39, 0.08) 0%, rgba(8, 18, 39, 0.08) 100%),
    url("./assets/images/finance/finance-hero.jpg");
}

.service-hero--consulting {
  background-image:
    linear-gradient(180deg, rgba(8, 18, 39, 0.18) 0%, rgba(8, 18, 39, 0.18) 100%),
    url("./assets/images/consulting/consulting-hero.jpg");
}

.service-hero h1 {
  position: absolute;
  left: 0;
  right: 0;
  top: 50%;
  margin: 0;
  text-align: center;
  font-size: 76px;
  line-height: 1;
  font-weight: 700;
  letter-spacing: -0.035em;
  transform: translateY(-2%);
}

.insurance-page .service-hero {
  isolation: isolate;
  overflow: hidden;
  height: 820px;
  background-position: center top;
}

.insurance-page .service-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(8, 18, 39, 0.22) 0%, rgba(8, 18, 39, 0.02) 46%, rgba(8, 18, 39, 0.28) 100%),
    linear-gradient(180deg, rgba(8, 18, 39, 0.16) 0%, rgba(8, 18, 39, 0) 44%, rgba(8, 18, 39, 0.26) 100%);
}

.insurance-page .service-hero::after {
  content: "";
  position: absolute;
  left: var(--page-gutter);
  bottom: 0;
  z-index: 2;
  width: min(470px, 44vw);
  height: 8px;
  pointer-events: none;
  background: var(--color-gold);
}

.insurance-page .service-hero .hero__topbar {
  position: relative;
  z-index: 3;
}

.insurance-page .service-hero h1 {
  left: 50%;
  right: auto;
  z-index: 2;
  display: inline-block;
  padding-right: 0.72em;
  text-align: center;
  text-shadow: 0 16px 28px rgba(8, 18, 39, 0.32);
  transform: translate(-50%, -2%);
}

.insurance-page .service-hero h1::before {
  content: "";
  position: absolute;
  left: 50%;
  bottom: -0.24em;
  width: 88px;
  height: 6px;
  background: var(--color-gold);
  box-shadow: 0 10px 18px rgba(215, 173, 59, 0.28);
  transform: translateX(-50%);
}

.insurance-page .service-hero h1::after {
  content: "";
  position: absolute;
  top: -0.08em;
  right: 0;
  width: 0.62em;
  height: 0.58em;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.service-intro {
  background: var(--color-white);
}

.service-intro__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 56px 0 70px;
}

.service-intro h2 {
  margin: 0;
  color: var(--color-text);
  font-size: 38px;
  line-height: 1.14;
  font-weight: 700;
  letter-spacing: -0.025em;
}

.service-intro p {
  margin: 22px 0 0;
  max-width: var(--fluid-content-width);
  color: #3e4c68;
  font-size: 20px;
  line-height: 1.42;
  font-weight: 400;
  letter-spacing: -0.012em;
}

.service-intro__lead {
  color: #52617c;
}

.service-intro strong {
  color: var(--color-navy-800);
  font-weight: 700;
}

.insurance-page .service-intro {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(180deg, rgba(246, 248, 252, 0.88) 0%, var(--color-white) 42%),
    var(--color-white);
}

.insurance-page .service-intro::before {
  content: "";
  position: absolute;
  top: 0;
  left: 50%;
  width: min(100%, 1320px);
  height: 1px;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(215, 173, 59, 0.68) 48%, transparent 100%);
  transform: translateX(-50%);
}

.insurance-page .service-intro__inner {
  position: relative;
  padding: 70px 0 76px;
}

.insurance-page .service-intro__inner::before {
  content: "";
  position: absolute;
  top: 74px;
  left: 0;
  width: 6px;
  height: calc(100% - 148px);
  min-height: 190px;
  background: linear-gradient(180deg, var(--color-gold) 0%, rgba(215, 173, 59, 0.18) 100%);
}

.insurance-page .service-intro h2 {
  position: relative;
  max-width: 980px;
  padding-left: 34px;
  padding-right: 0.9em;
  letter-spacing: 0;
}

.insurance-page .service-intro h2::after {
  content: "";
  position: absolute;
  top: -0.08em;
  right: 0;
  width: 0.72em;
  height: 0.66em;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.insurance-page .service-intro p {
  max-width: 980px;
  margin-left: 34px;
}

.insurance-page .service-intro__lead {
  position: relative;
  padding: 18px 24px;
  border: 1px solid rgba(38, 58, 110, 0.1);
  border-left: 0;
  border-radius: 0 8px 8px 0;
  color: #263a6e;
  background: rgba(255, 255, 255, 0.78);
  box-shadow: 0 12px 26px rgba(17, 31, 70, 0.08);
}

.insurance-page .service-intro p:not(.service-intro__lead) {
  position: relative;
  padding: 22px 24px 22px 70px;
  overflow: hidden;
  border: 1px solid rgba(38, 58, 110, 0.08);
  border-radius: 8px;
  background:
    linear-gradient(145deg, rgba(255, 255, 255, 0.96) 0%, rgba(247, 249, 252, 0.9) 100%),
    var(--color-white);
  box-shadow: 0 12px 26px rgba(17, 31, 70, 0.06);
  transition:
    transform 0.28s ease,
    border-color 0.28s ease,
    box-shadow 0.28s ease;
}

.insurance-page .service-intro p:not(.service-intro__lead)::before {
  content: "";
  position: absolute;
  top: 24px;
  left: 24px;
  width: 26px;
  height: 30px;
  background: var(--color-gold);
  clip-path: polygon(50% 0, 88% 14%, 82% 62%, 50% 100%, 18% 62%, 12% 14%);
  box-shadow: 0 10px 18px rgba(215, 173, 59, 0.28);
}

.insurance-page .service-intro p:not(.service-intro__lead)::after {
  content: "";
  position: absolute;
  inset: 0 auto 0 -28%;
  width: 18%;
  opacity: 0;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(215, 173, 59, 0.16) 48%, transparent 100%);
  transform: skewX(-16deg);
}

.insurance-page .service-intro p:not(.service-intro__lead):hover {
  border-color: rgba(215, 173, 59, 0.34);
  box-shadow: 0 18px 34px rgba(17, 31, 70, 0.11);
  transform: translateY(-4px);
}

.insurance-page .service-intro p:not(.service-intro__lead):hover::after {
  animation: insuranceIntroSweep 1s ease both;
}

.insurance-page .service-intro strong {
  color: var(--color-text);
  font-weight: 700;
}

.service-intro--centered .service-intro__inner {
  display: flex;
  align-items: center;
  min-height: 200px;
  padding: 42px 0 44px;
}

.service-intro--centered p {
  max-width: 860px;
  margin: 0 auto;
  color: #1f2f54;
  font-size: 24px;
  line-height: 1.38;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.service-quote {
  background: #233f78;
}

.service-quote__inner {
  display: flex;
  align-items: center;
  width: var(--fluid-content-width);
  min-height: 232px;
  margin: 0 auto;
  color: var(--color-white);
}

.service-quote img {
  display: block;
  width: 98px;
  height: auto;
  margin-right: 52px;
}

.service-quote p {
  margin: 0;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 38px;
  line-height: 1.22;
  font-weight: 400;
  letter-spacing: -0.01em;
}

.service-quote p span {
  display: block;
  margin-top: 14px;
  font-family: "Gotham Greek", sans-serif;
  font-size: 22px;
  line-height: 1;
  font-weight: 700;
}

.insurance-page .service-quote {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(135deg, #1f376d 0%, #243f78 68%, #2b4f91 100%);
}

.insurance-page .service-quote::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(215, 173, 59, 0.18) 0%, rgba(215, 173, 59, 0) 36%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.05) 0%, rgba(255, 255, 255, 0) 55%);
}

.insurance-page .service-quote__inner {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  min-height: 218px;
}

.insurance-page .service-quote__inner::after {
  content: "";
  position: absolute;
  inset: 0 auto 0 -18%;
  z-index: -1;
  width: 15%;
  opacity: 0;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(255, 255, 255, 0.16) 48%, transparent 100%);
  transform: skewX(-16deg);
  animation: insuranceQuoteSweep 7s ease-in-out infinite;
}

.insurance-page .service-quote img {
  filter: drop-shadow(0 12px 18px rgba(8, 18, 39, 0.28));
  transform-origin: center;
  animation: insuranceQuoteMark 5.6s ease-in-out infinite;
}

.insurance-page .service-quote p {
  position: relative;
  padding-left: 32px;
  text-shadow: 0 10px 18px rgba(8, 18, 39, 0.24);
}

.insurance-page .service-quote p::before {
  content: "";
  position: absolute;
  top: 0.18em;
  bottom: 0.12em;
  left: 0;
  width: 5px;
  background: linear-gradient(180deg, var(--color-gold) 0%, rgba(215, 173, 59, 0.28) 100%);
}

.insurance-audience {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 3px;
  padding: 54px 0 28px;
  background: var(--color-white);
}

.insurance-audience__tile {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 392px;
  overflow: hidden;
  color: var(--color-white);
  background-color: #203c73;
  background-position: center;
  background-repeat: no-repeat;
  background-size: cover;
}

.insurance-audience__tile::before {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(24, 43, 86, 0.34);
}

.insurance-audience__tile--business {
  background-image: url("./assets/images/insurance/business.jpg");
}

.insurance-audience__tile--individuals {
  background-image: url("./assets/images/insurance/individuals.jpg");
}

.finance-audience__tile--business {
  background-image: url("./assets/images/finance/business.jpg");
}

.finance-audience__tile--individuals {
  background-image: url("./assets/images/finance/individuals.jpg");
}

.consulting-audience__tile--business {
  background-image: url("./assets/images/consulting/consulting-hero.jpg");
}

.consulting-audience__tile--individuals {
  background-image: url("./assets/images/consulting/individuals.jpg");
}

.insurance-audience__tile span {
  position: relative;
  z-index: 1;
  font-size: 54px;
  line-height: 1;
  font-weight: 700;
  letter-spacing: -0.035em;
}

.insurance-page .insurance-audience {
  gap: 18px;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 70px 0 52px;
}

.insurance-page .insurance-audience__tile {
  isolation: isolate;
  min-height: 430px;
  border-radius: 8px;
  box-shadow: 0 22px 46px rgba(17, 31, 70, 0.14);
  transition:
    transform 0.36s ease,
    box-shadow 0.36s ease;
}

.insurance-page .insurance-audience__tile::before {
  z-index: 1;
  background:
    linear-gradient(180deg, rgba(8, 18, 39, 0.12) 0%, rgba(8, 18, 39, 0.72) 100%),
    linear-gradient(90deg, rgba(32, 56, 109, 0.14) 0%, rgba(32, 56, 109, 0) 54%);
  transition: background 0.36s ease;
}

.insurance-page .insurance-audience__tile::after {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  z-index: 2;
  width: 68px;
  height: 64px;
  pointer-events: none;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
  transform: translate(1px, -1px);
}

.insurance-page .insurance-audience__tile span {
  z-index: 3;
  padding: 18px 28px;
  text-align: center;
  text-shadow: 0 12px 22px rgba(8, 18, 39, 0.34);
}

.insurance-page .insurance-audience__tile span::before {
  content: "";
  display: block;
  width: 54px;
  height: 54px;
  margin: 0 auto 18px;
  border: 2px solid rgba(255, 255, 255, 0.88);
  border-radius: 50%;
  background:
    linear-gradient(145deg, rgba(215, 173, 59, 0.98) 0%, rgba(215, 173, 59, 0.7) 100%),
    var(--color-gold);
  box-shadow: 0 12px 22px rgba(8, 18, 39, 0.28);
  mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M12 2 4 5v6c0 5 3.4 9.6 8 11 4.6-1.4 8-6 8-11V5l-8-3Zm-1.2 13.7-3.5-3.5 1.4-1.4 2.1 2.1 4.9-5 1.4 1.4-6.3 6.4Z'/%3E%3C/svg%3E");
  mask-position: center;
  mask-repeat: no-repeat;
  mask-size: contain;
  -webkit-mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M12 2 4 5v6c0 5 3.4 9.6 8 11 4.6-1.4 8-6 8-11V5l-8-3Zm-1.2 13.7-3.5-3.5 1.4-1.4 2.1 2.1 4.9-5 1.4 1.4-6.3 6.4Z'/%3E%3C/svg%3E");
  -webkit-mask-position: center;
  -webkit-mask-repeat: no-repeat;
  -webkit-mask-size: contain;
  transition:
    transform 0.32s ease,
    filter 0.32s ease;
}

.insurance-page .insurance-audience__tile span::after {
  content: "";
  display: block;
  width: 72px;
  height: 5px;
  margin: 18px auto 0;
  background: var(--color-gold);
  transition:
    width 0.32s ease,
    background 0.32s ease;
}

.insurance-page .insurance-audience__tile:hover {
  box-shadow: 0 30px 58px rgba(17, 31, 70, 0.2);
  transform: translateY(-6px);
}

.insurance-page .insurance-audience__tile:hover::before {
  background:
    linear-gradient(180deg, rgba(8, 18, 39, 0.06) 0%, rgba(8, 18, 39, 0.58) 100%),
    linear-gradient(90deg, rgba(215, 173, 59, 0.16) 0%, rgba(32, 56, 109, 0) 62%);
}

.insurance-page .insurance-audience__tile:hover span::after {
  width: 118px;
  background: var(--color-white);
}

.insurance-page .insurance-audience__tile:hover span::before {
  filter: drop-shadow(0 10px 16px rgba(215, 173, 59, 0.36));
  transform: translateY(-4px) scale(1.08);
}

@keyframes insuranceIntroSweep {
  0% {
    opacity: 0;
    transform: translateX(0) skewX(-16deg);
  }

  42% {
    opacity: 1;
  }

  100% {
    opacity: 0;
    transform: translateX(860px) skewX(-16deg);
  }
}

@keyframes insuranceQuoteMark {
  0%,
  72%,
  100% {
    transform: translateY(0) scale(1);
  }

  84% {
    transform: translateY(-5px) scale(1.06);
  }
}

@keyframes insuranceQuoteSweep {
  0%,
  72%,
  100% {
    opacity: 0;
    transform: translateX(0) skewX(-16deg);
  }

  82% {
    opacity: 1;
  }

  94% {
    opacity: 0;
    transform: translateX(900px) skewX(-16deg);
  }
}

@media (prefers-reduced-motion: reduce) {
  .insurance-page .service-intro p:not(.service-intro__lead)::after,
  .insurance-page .service-quote__inner::after,
  .insurance-page .service-quote img {
    animation: none;
  }

  .insurance-page .service-intro p:not(.service-intro__lead),
  .insurance-page .insurance-audience__tile {
    transition: none;
  }
}

.finance-page .service-hero {
  isolation: isolate;
  overflow: hidden;
  height: 780px;
  background-position: center center;
}

.finance-page .service-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(8, 18, 39, 0.32) 0%, rgba(8, 18, 39, 0.04) 46%, rgba(8, 18, 39, 0.34) 100%),
    linear-gradient(180deg, rgba(8, 18, 39, 0.2) 0%, rgba(8, 18, 39, 0) 42%, rgba(8, 18, 39, 0.28) 100%);
}

.finance-page .service-hero::after {
  content: "";
  position: absolute;
  right: var(--page-gutter);
  bottom: 0;
  z-index: 2;
  width: min(470px, 44vw);
  height: 8px;
  pointer-events: none;
  background: var(--color-gold);
}

.finance-page .service-hero .hero__topbar {
  position: relative;
  z-index: 3;
}

.finance-page .service-hero h1 {
  left: 50%;
  right: auto;
  z-index: 2;
  display: inline-block;
  padding-right: 0.72em;
  text-align: center;
  text-shadow: 0 16px 28px rgba(8, 18, 39, 0.34);
  transform: translate(-50%, -2%);
}

.finance-page .service-hero h1::before {
  content: "";
  position: absolute;
  left: 50%;
  bottom: -0.24em;
  width: 88px;
  height: 6px;
  background: var(--color-gold);
  box-shadow: 0 10px 18px rgba(215, 173, 59, 0.28);
  transform: translateX(-50%);
}

.finance-page .service-hero h1::after {
  content: "";
  position: absolute;
  top: -0.08em;
  right: 0;
  width: 0.62em;
  height: 0.58em;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.finance-page .service-intro {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(180deg, rgba(246, 248, 252, 0.88) 0%, var(--color-white) 54%),
    var(--color-white);
}

.finance-page .service-intro::before {
  content: "";
  position: absolute;
  top: 0;
  left: 50%;
  width: min(100%, 1320px);
  height: 1px;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(215, 173, 59, 0.68) 48%, transparent 100%);
  transform: translateX(-50%);
}

.finance-page .service-intro--centered .service-intro__inner {
  display: block;
  min-height: auto;
  padding: 72px 0 76px;
}

.finance-page .service-intro--centered p {
  position: relative;
  isolation: isolate;
  max-width: 980px;
  margin: 0 auto;
  padding: 34px 42px 34px 112px;
  overflow: hidden;
  border: 1px solid rgba(38, 58, 110, 0.1);
  border-radius: 8px;
  color: #263a6e;
  background:
    linear-gradient(145deg, rgba(255, 255, 255, 0.98) 0%, rgba(247, 249, 252, 0.94) 100%),
    var(--color-white);
  box-shadow: 0 18px 38px rgba(17, 31, 70, 0.1);
  font-size: 24px;
  line-height: 1.42;
}

.finance-page .service-intro--centered p::before {
  content: "";
  position: absolute;
  top: 34px;
  left: 38px;
  width: 44px;
  height: 44px;
  background: var(--color-gold);
  box-shadow: 0 12px 22px rgba(215, 173, 59, 0.28);
  clip-path: polygon(9% 86%, 9% 61%, 29% 61%, 29% 44%, 49% 44%, 49% 27%, 69% 27%, 69% 10%, 91% 10%, 91% 86%);
}

.finance-page .service-intro--centered p::after {
  content: "";
  position: absolute;
  inset: 0 auto 0 -24%;
  z-index: -1;
  width: 16%;
  opacity: 0;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(215, 173, 59, 0.16) 48%, transparent 100%);
  transform: skewX(-16deg);
}

.finance-page .service-intro--centered p:hover::after {
  animation: financeIntroSweep 1.05s ease both;
}

.finance-page .service-quote {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(135deg, #1f376d 0%, #243f78 68%, #2b4f91 100%);
}

.finance-page .service-quote::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(215, 173, 59, 0.16) 0%, rgba(215, 173, 59, 0) 38%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.05) 0%, rgba(255, 255, 255, 0) 55%);
}

.finance-page .service-quote__inner {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  min-height: 232px;
}

.finance-page .service-quote__inner::after {
  content: "";
  position: absolute;
  inset: 0 auto 0 -18%;
  z-index: -1;
  width: 15%;
  opacity: 0;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(255, 255, 255, 0.16) 48%, transparent 100%);
  transform: skewX(-16deg);
  animation: financeQuoteSweep 7s ease-in-out infinite;
}

.finance-page .service-quote img {
  filter: drop-shadow(0 12px 18px rgba(8, 18, 39, 0.28));
  transform-origin: center;
  animation: financeQuoteMark 5.6s ease-in-out infinite;
}

.finance-page .service-quote p {
  position: relative;
  padding-left: 32px;
  text-shadow: 0 10px 18px rgba(8, 18, 39, 0.24);
}

.finance-page .service-quote p::before {
  content: "";
  position: absolute;
  top: 0.18em;
  bottom: 0.12em;
  left: 0;
  width: 5px;
  background: linear-gradient(180deg, var(--color-gold) 0%, rgba(215, 173, 59, 0.28) 100%);
}

.finance-page .service-quote p span {
  color: rgba(255, 255, 255, 0.88);
  letter-spacing: 0;
}

.finance-page .finance-audience {
  gap: 18px;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 70px 0 52px;
}

.finance-page .finance-audience .insurance-audience__tile {
  isolation: isolate;
  min-height: 430px;
  border-radius: 8px;
  box-shadow: 0 22px 46px rgba(17, 31, 70, 0.14);
  transition:
    transform 0.36s ease,
    box-shadow 0.36s ease;
}

.finance-page .finance-audience .insurance-audience__tile::before {
  z-index: 1;
  background:
    linear-gradient(180deg, rgba(8, 18, 39, 0.1) 0%, rgba(8, 18, 39, 0.72) 100%),
    linear-gradient(90deg, rgba(32, 56, 109, 0.14) 0%, rgba(32, 56, 109, 0) 54%);
  transition: background 0.36s ease;
}

.finance-page .finance-audience .insurance-audience__tile::after {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  z-index: 2;
  width: 68px;
  height: 64px;
  pointer-events: none;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
  transform: translate(1px, -1px);
}

.finance-page .finance-audience .insurance-audience__tile span {
  z-index: 3;
  padding: 18px 28px;
  text-align: center;
  text-shadow: 0 12px 22px rgba(8, 18, 39, 0.34);
}

.finance-page .finance-audience .insurance-audience__tile span::before {
  content: "";
  display: block;
  width: 54px;
  height: 54px;
  margin: 0 auto 18px;
  background: var(--color-gold);
  box-shadow: 0 12px 22px rgba(8, 18, 39, 0.28);
  mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M3 19h18v2H1V3h2v16Zm2-2 4.5-5 3 2.7L19 7.2V11h2V4h-7v2h3.6l-5.3 6.1-3-2.7L3.5 16 5 17Z'/%3E%3C/svg%3E");
  mask-position: center;
  mask-repeat: no-repeat;
  mask-size: contain;
  -webkit-mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M3 19h18v2H1V3h2v16Zm2-2 4.5-5 3 2.7L19 7.2V11h2V4h-7v2h3.6l-5.3 6.1-3-2.7L3.5 16 5 17Z'/%3E%3C/svg%3E");
  -webkit-mask-position: center;
  -webkit-mask-repeat: no-repeat;
  -webkit-mask-size: contain;
  transition:
    transform 0.32s ease,
    filter 0.32s ease;
}

.finance-page .finance-audience .insurance-audience__tile span::after {
  content: "";
  display: block;
  width: 72px;
  height: 5px;
  margin: 18px auto 0;
  background: var(--color-gold);
  transition:
    width 0.32s ease,
    background 0.32s ease;
}

.finance-page .finance-audience .insurance-audience__tile:hover {
  box-shadow: 0 30px 58px rgba(17, 31, 70, 0.2);
  transform: translateY(-6px);
}

.finance-page .finance-audience .insurance-audience__tile:hover::before {
  background:
    linear-gradient(180deg, rgba(8, 18, 39, 0.06) 0%, rgba(8, 18, 39, 0.58) 100%),
    linear-gradient(90deg, rgba(215, 173, 59, 0.16) 0%, rgba(32, 56, 109, 0) 62%);
}

.finance-page .finance-audience .insurance-audience__tile:hover span::before {
  filter: drop-shadow(0 10px 16px rgba(215, 173, 59, 0.36));
  transform: translateY(-4px) scale(1.08);
}

.finance-page .finance-audience .insurance-audience__tile:hover span::after {
  width: 118px;
  background: var(--color-white);
}

@keyframes financeIntroSweep {
  0% {
    opacity: 0;
    transform: translateX(0) skewX(-16deg);
  }

  42% {
    opacity: 1;
  }

  100% {
    opacity: 0;
    transform: translateX(860px) skewX(-16deg);
  }
}

@keyframes financeQuoteMark {
  0%,
  72%,
  100% {
    transform: translateY(0) scale(1);
  }

  84% {
    transform: translateY(-5px) scale(1.06);
  }
}

@keyframes financeQuoteSweep {
  0%,
  72%,
  100% {
    opacity: 0;
    transform: translateX(0) skewX(-16deg);
  }

  82% {
    opacity: 1;
  }

  94% {
    opacity: 0;
    transform: translateX(900px) skewX(-16deg);
  }
}

@media (prefers-reduced-motion: reduce) {
  .finance-page .service-intro--centered p::after,
  .finance-page .service-quote__inner::after,
  .finance-page .service-quote img {
    animation: none;
  }

  .finance-page .finance-audience .insurance-audience__tile {
    transition: none;
  }
}

.consulting-page .service-hero {
  isolation: isolate;
  overflow: hidden;
  height: 780px;
  background-position: center center;
}

.consulting-page .service-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(8, 18, 39, 0.28) 0%, rgba(8, 18, 39, 0.04) 48%, rgba(8, 18, 39, 0.34) 100%),
    linear-gradient(180deg, rgba(8, 18, 39, 0.24) 0%, rgba(8, 18, 39, 0) 44%, rgba(8, 18, 39, 0.3) 100%);
}

.consulting-page .service-hero::after {
  content: "";
  position: absolute;
  left: var(--page-gutter);
  bottom: 0;
  z-index: 2;
  width: min(470px, 44vw);
  height: 8px;
  pointer-events: none;
  background: var(--color-gold);
}

.consulting-page .service-hero .hero__topbar {
  position: relative;
  z-index: 3;
}

.consulting-page .service-hero h1 {
  left: 50%;
  right: auto;
  z-index: 2;
  display: inline-block;
  padding-right: 0.72em;
  text-align: center;
  text-shadow: 0 16px 28px rgba(8, 18, 39, 0.34);
  transform: translate(-50%, -2%);
}

.consulting-page .service-hero h1::before {
  content: "";
  position: absolute;
  left: 50%;
  bottom: -0.24em;
  width: 88px;
  height: 6px;
  background: var(--color-gold);
  box-shadow: 0 10px 18px rgba(215, 173, 59, 0.28);
  transform: translateX(-50%);
}

.consulting-page .service-hero h1::after {
  content: "";
  position: absolute;
  top: -0.08em;
  right: 0;
  width: 0.62em;
  height: 0.58em;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.consulting-page .service-intro {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(180deg, rgba(246, 248, 252, 0.88) 0%, var(--color-white) 54%),
    var(--color-white);
}

.consulting-page .service-intro::before {
  content: "";
  position: absolute;
  top: 0;
  left: 50%;
  width: min(100%, 1320px);
  height: 1px;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(215, 173, 59, 0.68) 48%, transparent 100%);
  transform: translateX(-50%);
}

.consulting-page .service-intro--centered .service-intro__inner {
  display: block;
  min-height: auto;
  padding: 72px 0 76px;
}

.consulting-page .service-intro--centered p {
  position: relative;
  isolation: isolate;
  box-sizing: border-box;
  width: 100%;
  max-width: 980px;
  margin: 0 auto;
  padding: 34px 42px 34px 112px;
  overflow: hidden;
  border: 1px solid rgba(38, 58, 110, 0.1);
  border-radius: 8px;
  color: #263a6e;
  background:
    linear-gradient(145deg, rgba(255, 255, 255, 0.98) 0%, rgba(247, 249, 252, 0.94) 100%),
    var(--color-white);
  box-shadow: 0 18px 38px rgba(17, 31, 70, 0.1);
  font-size: 24px;
  line-height: 1.42;
}

.consulting-page .service-intro--centered p::before {
  content: "";
  position: absolute;
  top: 34px;
  left: 38px;
  width: 44px;
  height: 44px;
  background: var(--color-gold);
  box-shadow: 0 12px 22px rgba(215, 173, 59, 0.28);
  clip-path: polygon(50% 0, 62% 34%, 98% 34%, 69% 55%, 80% 90%, 50% 69%, 20% 90%, 31% 55%, 2% 34%, 38% 34%);
}

.consulting-page .service-intro--centered p::after {
  content: "";
  position: absolute;
  inset: 0 auto 0 -24%;
  z-index: -1;
  width: 16%;
  opacity: 0;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(215, 173, 59, 0.16) 48%, transparent 100%);
  transform: skewX(-16deg);
}

.consulting-page .service-intro--centered p:hover::after {
  animation: consultingIntroSweep 1.05s ease both;
}

.consulting-page .service-quote {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(135deg, #1f376d 0%, #243f78 68%, #2b4f91 100%);
}

.consulting-page .service-quote::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(215, 173, 59, 0.16) 0%, rgba(215, 173, 59, 0) 38%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.05) 0%, rgba(255, 255, 255, 0) 55%);
}

.consulting-page .service-quote__inner {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  min-height: 232px;
}

.consulting-page .service-quote__inner::after {
  content: "";
  position: absolute;
  inset: 0 auto 0 -18%;
  z-index: -1;
  width: 15%;
  opacity: 0;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(255, 255, 255, 0.16) 48%, transparent 100%);
  transform: skewX(-16deg);
  animation: consultingQuoteSweep 7s ease-in-out infinite;
}

.consulting-page .service-quote img {
  filter: drop-shadow(0 12px 18px rgba(8, 18, 39, 0.28));
  transform-origin: center;
  animation: consultingQuoteMark 5.6s ease-in-out infinite;
}

.consulting-page .service-quote p {
  position: relative;
  padding-left: 32px;
  text-shadow: 0 10px 18px rgba(8, 18, 39, 0.24);
}

.consulting-page .service-quote p::before {
  content: "";
  position: absolute;
  top: 0.18em;
  bottom: 0.12em;
  left: 0;
  width: 5px;
  background: linear-gradient(180deg, var(--color-gold) 0%, rgba(215, 173, 59, 0.28) 100%);
}

.consulting-page .service-quote p span {
  color: rgba(255, 255, 255, 0.88);
  letter-spacing: 0;
}

.consulting-page .consulting-audience {
  gap: 18px;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 70px 0 52px;
}

.consulting-page .consulting-audience .insurance-audience__tile {
  isolation: isolate;
  min-height: 430px;
  border-radius: 8px;
  box-shadow: 0 22px 46px rgba(17, 31, 70, 0.14);
  transition:
    transform 0.36s ease,
    box-shadow 0.36s ease;
}

.consulting-page .consulting-audience .insurance-audience__tile::before {
  z-index: 1;
  background:
    linear-gradient(180deg, rgba(8, 18, 39, 0.1) 0%, rgba(8, 18, 39, 0.72) 100%),
    linear-gradient(90deg, rgba(32, 56, 109, 0.14) 0%, rgba(32, 56, 109, 0) 54%);
  transition: background 0.36s ease;
}

.consulting-page .consulting-audience .insurance-audience__tile::after {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  z-index: 2;
  width: 68px;
  height: 64px;
  pointer-events: none;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
  transform: translate(1px, -1px);
}

.consulting-page .consulting-audience .insurance-audience__tile span {
  z-index: 3;
  padding: 18px 28px;
  text-align: center;
  text-shadow: 0 12px 22px rgba(8, 18, 39, 0.34);
}

.consulting-page .consulting-audience .insurance-audience__tile span::before {
  content: "";
  display: block;
  width: 54px;
  height: 54px;
  margin: 0 auto 18px;
  background: var(--color-gold);
  box-shadow: 0 12px 22px rgba(8, 18, 39, 0.28);
  mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M12 12a4 4 0 1 0 0-8 4 4 0 0 0 0 8Zm0 2c-4.4 0-8 2.2-8 5v1h16v-1c0-2.8-3.6-5-8-5Zm6.4-1.8a3.1 3.1 0 1 0-2.6-5.6A5.8 5.8 0 0 1 16 8a5.8 5.8 0 0 1-1.1 3.4 7.8 7.8 0 0 1 3.5.8ZM5.6 12.2a7.8 7.8 0 0 1 3.5-.8A5.8 5.8 0 0 1 8 8c0-.5.1-1 .2-1.4a3.1 3.1 0 1 0-2.6 5.6Z'/%3E%3C/svg%3E");
  mask-position: center;
  mask-repeat: no-repeat;
  mask-size: contain;
  -webkit-mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M12 12a4 4 0 1 0 0-8 4 4 0 0 0 0 8Zm0 2c-4.4 0-8 2.2-8 5v1h16v-1c0-2.8-3.6-5-8-5Zm6.4-1.8a3.1 3.1 0 1 0-2.6-5.6A5.8 5.8 0 0 1 16 8a5.8 5.8 0 0 1-1.1 3.4 7.8 7.8 0 0 1 3.5.8ZM5.6 12.2a7.8 7.8 0 0 1 3.5-.8A5.8 5.8 0 0 1 8 8c0-.5.1-1 .2-1.4a3.1 3.1 0 1 0-2.6 5.6Z'/%3E%3C/svg%3E");
  -webkit-mask-position: center;
  -webkit-mask-repeat: no-repeat;
  -webkit-mask-size: contain;
  transition:
    transform 0.32s ease,
    filter 0.32s ease;
}

.consulting-page .consulting-audience .insurance-audience__tile span::after {
  content: "";
  display: block;
  width: 72px;
  height: 5px;
  margin: 18px auto 0;
  background: var(--color-gold);
  transition:
    width 0.32s ease,
    background 0.32s ease;
}

.consulting-page .consulting-audience .insurance-audience__tile:hover {
  box-shadow: 0 30px 58px rgba(17, 31, 70, 0.2);
  transform: translateY(-6px);
}

.consulting-page .consulting-audience .insurance-audience__tile:hover::before {
  background:
    linear-gradient(180deg, rgba(8, 18, 39, 0.06) 0%, rgba(8, 18, 39, 0.58) 100%),
    linear-gradient(90deg, rgba(215, 173, 59, 0.16) 0%, rgba(32, 56, 109, 0) 62%);
}

.consulting-page .consulting-audience .insurance-audience__tile:hover span::before {
  filter: drop-shadow(0 10px 16px rgba(215, 173, 59, 0.36));
  transform: translateY(-4px) scale(1.08);
}

.consulting-page .consulting-audience .insurance-audience__tile:hover span::after {
  width: 118px;
  background: var(--color-white);
}

@keyframes consultingIntroSweep {
  0% {
    opacity: 0;
    transform: translateX(0) skewX(-16deg);
  }

  42% {
    opacity: 1;
  }

  100% {
    opacity: 0;
    transform: translateX(860px) skewX(-16deg);
  }
}

@keyframes consultingQuoteMark {
  0%,
  72%,
  100% {
    transform: translateY(0) scale(1);
  }

  84% {
    transform: translateY(-5px) scale(1.06);
  }
}

@keyframes consultingQuoteSweep {
  0%,
  72%,
  100% {
    opacity: 0;
    transform: translateX(0) skewX(-16deg);
  }

  82% {
    opacity: 1;
  }

  94% {
    opacity: 0;
    transform: translateX(900px) skewX(-16deg);
  }
}

@media (prefers-reduced-motion: reduce) {
  .consulting-page .service-intro--centered p::after,
  .consulting-page .service-quote__inner::after,
  .consulting-page .service-quote img {
    animation: none;
  }

  .consulting-page .consulting-audience .insurance-audience__tile {
    transition: none;
  }
}

.business-hero {
  position: relative;
  overflow: hidden;
  height: 545px;
  color: var(--color-white);
  background-position: center top;
  background-repeat: no-repeat;
  background-size: cover;
}

.business-hero__image {
  position: absolute;
  inset: 0;
  z-index: 0;
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center center;
}

.business-hero .hero__topbar {
  position: relative;
  z-index: 1;
}

.business-hero .business-hero__title {
  z-index: 1;
}

.business-hero--insurance {
  background-image:
    linear-gradient(180deg, rgba(17, 31, 70, 0.05) 0%, rgba(17, 31, 70, 0.05) 100%),
    url("./assets/images/insurance-business/hero.jpg");
}

.business-hero--individuals {
  background-image:
    linear-gradient(180deg, rgba(17, 31, 70, 0.05) 0%, rgba(17, 31, 70, 0.05) 100%),
    url("./assets/images/insurance-individuals/hero.jpg");
  background-position: center center;
}

.business-hero--finance-individuals {
  background-image:
    linear-gradient(180deg, rgba(17, 31, 70, 0.04) 0%, rgba(17, 31, 70, 0.04) 100%),
    url("./assets/images/finance-individuals/hero.jpg");
  background-position: center center;
}

.business-hero--finance-business {
  background-image:
    linear-gradient(180deg, rgba(17, 31, 70, 0.04) 0%, rgba(17, 31, 70, 0.04) 100%),
    url("./assets/images/finance-business/hero.jpg");
  background-position: center center;
}

.business-hero--investment {
  background-image:
    linear-gradient(180deg, rgba(8, 18, 39, 0.05) 0%, rgba(8, 18, 39, 0.05) 100%),
    url("./assets/images/investment/hero.jpg");
  background-position: center center;
}

.business-hero--consulting-individuals,
.business-hero--consulting-business {
  background-image:
    linear-gradient(180deg, rgba(17, 31, 70, 0.18) 0%, rgba(17, 31, 70, 0.22) 100%),
    url("./assets/images/consulting/consulting-hero.jpg");
  background-position: center center;
}

.business-hero--about {
  background-image:
    linear-gradient(180deg, rgba(17, 31, 70, 0.04) 0%, rgba(17, 31, 70, 0.04) 100%),
    url("./assets/images/about/hero.jpg");
  background-position: center center;
}

.business-hero--ceo {
  background-image:
    linear-gradient(180deg, rgba(17, 31, 70, 0.02) 0%, rgba(17, 31, 70, 0.02) 100%),
    url("./assets/images/ceo/hero.jpg");
  background-position: center center;
}

.insurance-individuals-page .business-hero {
  height: 930px;
}

.finance-individuals-page .business-hero {
  height: 865px;
}

.finance-business-page .business-hero {
  height: 850px;
}

.investment-page .business-hero {
  height: 720px;
}

.about-page .business-hero {
  height: 625px;
}

.about-page .business-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(8, 18, 39, 0.34) 0%, rgba(8, 18, 39, 0.08) 42%, rgba(8, 18, 39, 0.2) 100%),
    linear-gradient(180deg, rgba(8, 18, 39, 0.18) 0%, rgba(8, 18, 39, 0) 54%, rgba(8, 18, 39, 0.2) 100%);
}

.about-page .business-hero::after {
  content: "";
  position: absolute;
  left: var(--page-gutter);
  bottom: 0;
  z-index: 2;
  width: min(430px, 42vw);
  height: 8px;
  pointer-events: none;
  background: var(--color-gold);
}

.about-page .business-hero .hero__topbar {
  z-index: 2;
}

.about-page .business-hero__image {
  transform: scale(1.015);
  filter: saturate(1.03) contrast(1.02);
}

.ceo-page .business-hero {
  height: 670px;
}

.ceo-page .business-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(8, 18, 39, 0.2) 0%, rgba(8, 18, 39, 0.02) 42%, rgba(8, 18, 39, 0.2) 100%),
    linear-gradient(180deg, rgba(8, 18, 39, 0.16) 0%, rgba(8, 18, 39, 0) 50%, rgba(8, 18, 39, 0.16) 100%);
}

.ceo-page .business-hero .hero__topbar {
  z-index: 2;
}

.ceo-page .business-hero__image {
  transform: scale(1.01);
  filter: saturate(1.03) contrast(1.02);
}

.business-hero__title {
  position: absolute;
  left: 50%;
  top: 50%;
  text-align: center;
  transform: translate(-50%, -14%);
}

.business-hero__title h1 {
  margin: 0;
  font-size: 48px;
  line-height: 1;
  font-weight: 500;
  letter-spacing: -0.03em;
}

.business-hero__title p {
  margin: 20px 0 0;
  font-size: 21px;
  line-height: 1;
  font-weight: 500;
  letter-spacing: 0.42em;
  text-transform: uppercase;
}

.investment-page .business-hero__title h1 {
  font-size: 58px;
}

.investment-intro {
  background: var(--color-white);
}

.investment-intro__inner {
  position: relative;
  width: var(--fluid-content-width);
  min-height: 292px;
  margin: 0 auto;
  padding: 70px 0 48px;
}

.investment-intro__accent {
  position: absolute;
  top: 14px;
  right: 14px;
  padding: 20px;
  box-sizing: content-box;
}

.investment-intro p {
  max-width: 840px;
  margin: 0 auto;
  color: #2d3d62;
  font-size: 20px;
  line-height: 1.36;
  font-weight: 400;
  letter-spacing: -0.015em;
}

.investment-intro strong {
  color: var(--color-text);
  font-weight: 700;
}

.investment-intro h2 {
  max-width: 860px;
  margin: 48px auto 0;
  color: var(--color-gold);
  font-size: 29px;
  line-height: 1.12;
  font-weight: 700;
  letter-spacing: -0.03em;
  text-align: center;
}

.investment-options {
  background: var(--color-white);
  border-bottom: 18px solid #20386d;
}

.investment-options__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 0 0 44px;
}

.investment-options__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px 16px;
  max-width: 760px;
  margin: 0 auto;
}

.investment-option {
  position: relative;
  min-height: 360px;
  overflow: hidden;
  color: var(--color-white);
  background: #20386d;
}

.investment-option::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(31, 54, 102, 0.08) 0%, rgba(14, 28, 61, 0.76) 100%),
    rgba(31, 54, 102, 0.18);
}

.investment-option img {
  position: absolute;
  inset: 0;
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.investment-option__content {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  min-height: 360px;
  padding: 0 22px 28px;
}

.investment-option__title {
  display: flex;
  align-items: flex-start;
  gap: 10px;
}

.investment-option__title .corner-mark {
  display: block;
  width: 30px;
  height: 28px;
  margin-top: 7px;
  padding: 0;
  box-sizing: border-box;
}

.investment-option h3 {
  margin: 0;
  color: var(--color-white);
  font-size: 26px;
  line-height: 1.08;
  font-weight: 700;
  letter-spacing: -0.035em;
}

.investment-option p {
  margin: 18px 0 0;
  color: rgba(255, 255, 255, 0.9);
  font-size: 17px;
  line-height: 1.28;
  font-weight: 400;
  letter-spacing: -0.02em;
}

.investment-option strong {
  color: var(--color-white);
  font-weight: 700;
}

.investment-options__note {
  max-width: 760px;
  margin: 48px auto 0;
  color: #2d3d62;
  font-size: 20px;
  line-height: 1.38;
  font-weight: 400;
  letter-spacing: -0.015em;
}

.investment-allocation {
  background: var(--color-white);
}

.investment-allocation__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 28px 0 42px;
  color: var(--color-text);
}

.investment-allocation h2 {
  margin: 0;
  color: var(--color-text);
  font-size: 28px;
  line-height: 1.08;
  font-weight: 700;
  letter-spacing: -0.025em;
  text-align: center;
}

.investment-allocation h2 span {
  display: block;
  margin-top: 4px;
  font-size: 25px;
  line-height: 1.05;
  font-weight: 400;
  letter-spacing: -0.01em;
}

.investment-allocation__chart {
  display: block;
  width: 990px;
  max-width: 100%;
  height: auto;
  margin: 26px auto 0;
}

.investment-allocation__list {
  display: grid;
  gap: 18px;
  max-width: 760px;
  margin: 24px auto 0;
  padding: 0;
  list-style: none;
}

.investment-allocation__list li {
  display: grid;
  grid-template-columns: 28px minmax(0, 1fr);
  align-items: start;
  gap: 16px;
}

.investment-allocation__list .corner-mark {
  display: block;
  width: 20px;
  height: 18px;
  margin-top: 3px;
  padding: 0;
  box-sizing: border-box;
}

.investment-allocation__list p {
  margin: 0;
  color: #2d3d62;
  font-size: 18px;
  line-height: 1.34;
  font-weight: 400;
  letter-spacing: -0.015em;
}

.investment-allocation__list strong {
  color: var(--color-text);
  font-weight: 700;
}

.investment-quote .quote-strip__inner {
  justify-content: center;
  min-height: 118px;
  padding: 8px 0 10px;
}

.investment-quote .quote-strip__mark {
  margin-right: 28px;
  font-size: 116px;
  transform: translateY(8px);
}

.investment-quote .quote-strip__text {
  color: #273b68;
  font-size: 23px;
  line-height: 1.1;
  font-weight: 400;
}

.investment-quote .quote-strip__text span {
  display: block;
  margin-top: 3px;
  color: #263a6e;
  font-weight: 700;
}

.investment-trust {
  background: #20386d;
}

.investment-trust__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 38px 0 36px;
  color: var(--color-white);
}

.investment-trust h2 {
  margin: 0;
  color: var(--color-white);
  font-size: 25px;
  line-height: 1.16;
  font-weight: 700;
  letter-spacing: -0.02em;
  text-align: center;
}

.investment-trust__list {
  display: grid;
  gap: 20px;
  max-width: 760px;
  margin: 20px auto 0;
  padding: 0;
  list-style: none;
}

.investment-trust__list li {
  display: grid;
  grid-template-columns: 82px minmax(0, 1fr);
  align-items: center;
  gap: 30px;
}

.investment-trust__list img {
  display: block;
  width: 70px;
  height: 64px;
  object-fit: contain;
  justify-self: center;
}

.investment-trust__list p {
  margin: 0;
  color: var(--color-gold);
  font-size: 22px;
  line-height: 1.18;
  font-weight: 700;
  letter-spacing: -0.025em;
}

.investment-trust__list span {
  display: block;
}

.investment-final-cta {
  background: var(--color-white);
}

.investment-final-cta__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 42px 0 34px;
  color: var(--color-text);
}

.investment-final-cta__actions {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 76px;
  max-width: 760px;
  margin: 0 auto;
}

.investment-final-cta__actions article {
  text-align: center;
}

.investment-final-cta h2 {
  min-height: 72px;
  margin: 0;
  color: var(--color-text);
  font-size: 28px;
  line-height: 1.04;
  font-weight: 700;
  letter-spacing: -0.035em;
}

.investment-final-cta__button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 244px;
  height: 62px;
  margin-top: 20px;
  padding: 0 24px;
  color: var(--color-white);
  background: #244077;
  box-shadow: 0 8px 16px rgba(23, 41, 82, 0.28);
  font-size: 16px;
  line-height: 1;
  font-weight: 700;
}

.investment-final-cta__button--gold {
  color: var(--color-text);
  background: var(--color-gold);
}

.investment-final-cta__inner > p {
  max-width: 780px;
  margin: 34px auto 0;
  color: #52617c;
  font-size: 12px;
  line-height: 1.35;
  font-weight: 400;
  letter-spacing: -0.005em;
  text-align: center;
}

.investment-page .business-hero {
  isolation: isolate;
}

.investment-page .business-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(8, 18, 39, 0.3) 0%, rgba(8, 18, 39, 0.05) 48%, rgba(8, 18, 39, 0.3) 100%),
    linear-gradient(180deg, rgba(8, 18, 39, 0.2) 0%, rgba(8, 18, 39, 0) 44%, rgba(8, 18, 39, 0.26) 100%);
}

.investment-page .business-hero::after {
  content: "";
  position: absolute;
  right: var(--page-gutter);
  bottom: 0;
  z-index: 2;
  width: min(470px, 44vw);
  height: 8px;
  pointer-events: none;
  background: var(--color-gold);
}

.investment-page .business-hero .hero__topbar,
.investment-page .business-hero__title {
  z-index: 3;
}

.investment-page .business-hero__image {
  transform: scale(1.015);
  filter: saturate(1.04) contrast(1.03);
}

.investment-page .business-hero__title h1 {
  position: relative;
  display: inline-block;
  padding-right: 0.72em;
  text-shadow: 0 16px 28px rgba(8, 18, 39, 0.34);
}

.investment-page .business-hero__title h1::before {
  content: "";
  position: absolute;
  left: 50%;
  bottom: -0.24em;
  width: 88px;
  height: 6px;
  background: var(--color-gold);
  box-shadow: 0 10px 18px rgba(215, 173, 59, 0.28);
  transform: translateX(-50%);
}

.investment-page .business-hero__title h1::after {
  content: "";
  position: absolute;
  top: -0.08em;
  right: 0;
  width: 0.62em;
  height: 0.58em;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.investment-intro {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(180deg, rgba(246, 248, 252, 0.88) 0%, var(--color-white) 52%),
    var(--color-white);
}

.investment-intro::before {
  content: "";
  position: absolute;
  top: 0;
  left: 50%;
  width: min(100%, 1320px);
  height: 1px;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(215, 173, 59, 0.68) 48%, transparent 100%);
  transform: translateX(-50%);
}

.investment-intro__inner {
  padding-top: 76px;
  padding-bottom: 62px;
}

.investment-intro__accent {
  top: 36px;
  right: 0;
}

.investment-intro p {
  position: relative;
  isolation: isolate;
  box-sizing: border-box;
  width: 100%;
  max-width: 960px;
  padding: 30px 36px 30px 106px;
  overflow: hidden;
  border: 1px solid rgba(38, 58, 110, 0.1);
  border-radius: 8px;
  background:
    linear-gradient(145deg, rgba(255, 255, 255, 0.98) 0%, rgba(247, 249, 252, 0.94) 100%),
    var(--color-white);
  box-shadow: 0 18px 38px rgba(17, 31, 70, 0.1);
}

.investment-intro p::before {
  content: "";
  position: absolute;
  top: 32px;
  left: 36px;
  width: 42px;
  height: 42px;
  background: var(--color-gold);
  box-shadow: 0 12px 22px rgba(215, 173, 59, 0.28);
  clip-path: polygon(7% 88%, 7% 62%, 28% 62%, 28% 48%, 48% 48%, 48% 30%, 68% 30%, 68% 14%, 93% 14%, 93% 88%);
}

.investment-intro p::after {
  content: "";
  position: absolute;
  inset: 0 auto 0 -24%;
  z-index: -1;
  width: 16%;
  opacity: 0;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(215, 173, 59, 0.16) 48%, transparent 100%);
  transform: skewX(-16deg);
}

.investment-intro p:hover::after {
  animation: investmentIntroSweep 1.05s ease both;
}

.investment-intro h2 {
  position: relative;
  max-width: 900px;
  padding-right: 0.92em;
}

.investment-intro h2::after {
  content: "";
  position: absolute;
  top: -0.08em;
  right: 0;
  width: 0.72em;
  height: 0.66em;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.investment-options {
  position: relative;
  overflow: hidden;
  border-bottom: 0;
  background:
    linear-gradient(180deg, var(--color-white) 0%, #f6f8fc 56%, var(--color-white) 100%);
}

.investment-options::after {
  content: "";
  position: absolute;
  left: 50%;
  bottom: 0;
  width: min(100%, 1320px);
  height: 8px;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, var(--color-gold) 24%, #20386d 76%, transparent 100%);
  transform: translateX(-50%);
}

.investment-options__inner {
  padding-bottom: 58px;
}

.investment-options__grid {
  max-width: 980px;
  gap: 22px;
}

.investment-option {
  isolation: isolate;
  min-height: 390px;
  border-radius: 8px;
  box-shadow: 0 22px 46px rgba(17, 31, 70, 0.14);
  transition:
    transform 0.36s ease,
    box-shadow 0.36s ease;
}

.investment-option::before {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  z-index: 2;
  width: 58px;
  height: 54px;
  pointer-events: none;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
  transform: translate(1px, -1px);
}

.investment-option::after {
  z-index: 1;
  background:
    linear-gradient(180deg, rgba(8, 18, 39, 0.05) 0%, rgba(8, 18, 39, 0.78) 100%),
    linear-gradient(90deg, rgba(32, 56, 109, 0.16) 0%, rgba(32, 56, 109, 0) 58%);
  transition: background 0.36s ease;
}

.investment-option img {
  transition:
    transform 0.52s ease,
    filter 0.52s ease;
}

.investment-option__content {
  z-index: 3;
  min-height: 390px;
  padding: 0 28px 32px;
}

.investment-option__title .corner-mark {
  transform-origin: 0 0;
  transition: transform 0.32s ease;
}

.investment-option p {
  max-width: 92%;
}

.investment-option:hover {
  box-shadow: 0 30px 58px rgba(17, 31, 70, 0.2);
  transform: translateY(-6px);
}

.investment-option:hover::after {
  background:
    linear-gradient(180deg, rgba(8, 18, 39, 0.02) 0%, rgba(8, 18, 39, 0.66) 100%),
    linear-gradient(90deg, rgba(215, 173, 59, 0.16) 0%, rgba(32, 56, 109, 0) 62%);
}

.investment-option:hover img {
  filter: saturate(1.08) contrast(1.04);
  transform: scale(1.055);
}

.investment-option:hover .corner-mark {
  transform: translateY(-2px) scale(1.12);
}

.investment-options__grid .investment-option {
  perspective: 1400px;
  transform-style: preserve-3d;
}

.investment-options__grid .investment-option > img,
.investment-options__grid .investment-option::before,
.investment-options__grid .investment-option::after,
.investment-options__grid .investment-option .investment-option__content {
  backface-visibility: hidden;
  -webkit-backface-visibility: hidden;
  transform-origin: center;
  transition:
    transform 1.55s cubic-bezier(0.2, 0.74, 0.18, 1),
    opacity 1.05s ease,
    filter 0.52s ease,
    background 0.36s ease;
  will-change: transform;
}

.investment-options__grid .investment-option:hover > img,
.investment-options__grid .investment-option:hover::before,
.investment-options__grid .investment-option:hover::after,
.investment-options__grid .investment-option:hover .investment-option__content,
.investment-options__grid .investment-option:focus-within > img,
.investment-options__grid .investment-option:focus-within::before,
.investment-options__grid .investment-option:focus-within::after,
.investment-options__grid .investment-option:focus-within .investment-option__content {
  opacity: 0;
  transform: rotateY(-180deg);
}

.investment-options__grid .investment-option .investment-option__flip-back {
  border-radius: inherit;
  background: linear-gradient(180deg, rgba(73, 96, 158, 0.93) 0%, rgba(24, 41, 91, 0.98) 100%);
  transition: transform 1.55s cubic-bezier(0.2, 0.74, 0.18, 1);
}

.investment-options__grid .investment-option:hover .investment-option__flip-back,
.investment-options__grid .investment-option:focus-within .investment-option__flip-back {
  pointer-events: auto;
  transform: rotateY(0);
}

.investment-options__grid .investment-option:hover .investment-option__flip-back::before,
.investment-options__grid .investment-option:focus-within .investment-option__flip-back::before {
  transform: translateX(58%) rotate(9deg);
}

.investment-option__flip-corner {
  position: absolute;
  top: 0;
  right: 0;
  z-index: 2;
  width: 72px;
  height: 72px;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 54% 100%, 54% 49%, 0 49%);
}

.investment-option__flip-back .calculator-card__back-text {
  max-width: 350px;
}

.investment-options__note {
  position: relative;
  box-sizing: border-box;
  width: 100%;
  max-width: 980px;
  padding: 24px 30px 24px 34px;
  border-left: 6px solid var(--color-gold);
  border-radius: 0 8px 8px 0;
  background: rgba(255, 255, 255, 0.8);
  box-shadow: 0 14px 30px rgba(17, 31, 70, 0.08);
}

.investment-allocation {
  position: relative;
  overflow: hidden;
  background: var(--color-white);
}

.investment-allocation__inner {
  padding-top: 54px;
  padding-bottom: 62px;
}

.investment-allocation h2 {
  position: relative;
  display: table;
  margin-right: auto;
  margin-left: auto;
  padding-right: 0.86em;
}

.investment-allocation h2::after {
  content: "";
  position: absolute;
  top: -0.08em;
  right: 0;
  width: 0.64em;
  height: 0.58em;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.investment-allocation__chart {
  border-radius: 8px;
  background: #fff url("./assets/images/investment/asset-allocation.jpg") center / contain no-repeat;
  box-shadow: 0 22px 46px rgba(17, 31, 70, 0.12);
  transform-origin: center;
  animation: investmentChartFloat 6.4s ease-in-out infinite;
}

.investment-allocation__list {
  max-width: 980px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.investment-allocation__list li {
  position: relative;
  padding: 20px 22px;
  border: 1px solid rgba(38, 58, 110, 0.09);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.86);
  box-shadow: 0 12px 26px rgba(17, 31, 70, 0.06);
  transition:
    transform 0.28s ease,
    border-color 0.28s ease,
    box-shadow 0.28s ease;
}

.investment-allocation__list li:hover {
  border-color: rgba(215, 173, 59, 0.34);
  box-shadow: 0 18px 34px rgba(17, 31, 70, 0.11);
  transform: translateY(-4px);
}

.investment-allocation__list .corner-mark {
  transform-origin: 0 0;
  transition: transform 0.28s ease;
}

.investment-allocation__list li:hover .corner-mark {
  transform: scale(1.14);
}

.investment-quote {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(90deg, var(--color-gold) 0%, #e3c15b 58%, #f0d377 100%);
}

.investment-quote::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 34%;
  pointer-events: none;
  background: linear-gradient(90deg, rgba(255, 255, 255, 0.28) 0%, rgba(255, 255, 255, 0) 100%);
}

.investment-quote .quote-strip__inner {
  position: relative;
  isolation: isolate;
  overflow: hidden;
}

.investment-quote .quote-strip__inner::after {
  content: "";
  position: absolute;
  inset: 0 auto 0 -18%;
  z-index: -1;
  width: 15%;
  opacity: 0;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(255, 255, 255, 0.2) 48%, transparent 100%);
  transform: skewX(-16deg);
  animation: investmentQuoteSweep 7s ease-in-out infinite;
}

.investment-quote .quote-strip__mark {
  color: #1f447f;
  transform-origin: center;
  animation: investmentQuoteMark 5.6s ease-in-out infinite;
}

.investment-trust {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(135deg, #1f376d 0%, #243f78 68%, #2b4f91 100%);
}

.investment-trust::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(215, 173, 59, 0.16) 0%, rgba(215, 173, 59, 0) 38%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.05) 0%, rgba(255, 255, 255, 0) 55%);
}

.investment-trust__inner {
  position: relative;
  z-index: 1;
  padding-top: 52px;
  padding-bottom: 52px;
}

.investment-trust h2 {
  position: relative;
  display: table;
  margin-right: auto;
  margin-left: auto;
  padding-right: 0.78em;
}

.investment-trust h2::after {
  content: "";
  position: absolute;
  top: -0.08em;
  right: 0;
  width: 0.58em;
  height: 0.54em;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.investment-trust__list {
  max-width: 980px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.investment-trust__list li {
  padding: 18px 20px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.06);
  box-shadow: 0 18px 34px rgba(8, 18, 39, 0.16);
  transition:
    transform 0.28s ease,
    border-color 0.28s ease,
    background 0.28s ease;
}

.investment-trust__list img {
  filter: drop-shadow(0 12px 16px rgba(8, 18, 39, 0.22));
  transition:
    transform 0.3s ease,
    filter 0.3s ease;
}

.investment-trust__list li:hover {
  border-color: rgba(215, 173, 59, 0.36);
  background: rgba(255, 255, 255, 0.1);
  transform: translateY(-4px);
}

.investment-trust__list li:hover img {
  filter: drop-shadow(0 14px 20px rgba(215, 173, 59, 0.26));
  transform: translateY(-3px) scale(1.06);
}

.investment-final-cta {
  background:
    linear-gradient(180deg, var(--color-white) 0%, #f7f9fc 100%);
}

.investment-final-cta__actions article {
  position: relative;
  padding: 28px 24px 30px;
  border: 1px solid rgba(38, 58, 110, 0.1);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.9);
  box-shadow: 0 14px 30px rgba(17, 31, 70, 0.08);
}

.investment-final-cta__actions article::after {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  width: 42px;
  height: 40px;
  pointer-events: none;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
  transform: translate(1px, -1px);
}

.investment-final-cta__button {
  transition:
    transform 0.28s ease,
    box-shadow 0.28s ease,
    background 0.28s ease;
}

.investment-final-cta__button:hover {
  box-shadow: 0 14px 24px rgba(23, 41, 82, 0.3);
  transform: translateY(-3px);
}

@keyframes investmentIntroSweep {
  0% {
    opacity: 0;
    transform: translateX(0) skewX(-16deg);
  }

  42% {
    opacity: 1;
  }

  100% {
    opacity: 0;
    transform: translateX(860px) skewX(-16deg);
  }
}

@keyframes investmentChartFloat {
  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-5px);
  }
}

@keyframes investmentQuoteMark {
  0%,
  72%,
  100% {
    transform: translateY(8px) scale(1);
  }

  84% {
    transform: translateY(3px) scale(1.06);
  }
}

@keyframes investmentQuoteSweep {
  0%,
  72%,
  100% {
    opacity: 0;
    transform: translateX(0) skewX(-16deg);
  }

  82% {
    opacity: 1;
  }

  94% {
    opacity: 0;
    transform: translateX(900px) skewX(-16deg);
  }
}

@media (prefers-reduced-motion: reduce) {
  .investment-intro p::after,
  .investment-allocation__chart,
  .investment-quote .quote-strip__inner::after,
  .investment-quote .quote-strip__mark {
    animation: none;
  }

  .investment-option,
  .investment-option img,
  .investment-option__content,
  .investment-option__flip-back,
  .investment-allocation__list li,
  .investment-trust__list li,
  .investment-trust__list img,
  .investment-final-cta__button {
    transition: none;
  }
}

.about-quote {
  position: relative;
  overflow: hidden;
  background: linear-gradient(90deg, var(--color-gold) 0%, #e3c15b 58%, #f0d377 100%);
}

.about-quote::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 34%;
  pointer-events: none;
  background: linear-gradient(90deg, rgba(255, 255, 255, 0.28) 0%, rgba(255, 255, 255, 0) 100%);
}

.about-quote .quote-strip__inner {
  position: relative;
  z-index: 1;
  justify-content: center;
  min-height: 150px;
  padding: 12px 0 8px;
}

.about-quote .quote-strip__mark {
  margin-right: 34px;
  color: #1f447f;
  font-size: 142px;
  transform: translateY(8px);
}

.about-quote .quote-strip__text {
  color: #34405f;
  font-size: 25px;
  line-height: 1.14;
  font-weight: 400;
}

.about-quote .quote-strip__text span {
  display: block;
  margin-top: 4px;
  color: #263a6e;
  font-weight: 700;
}

.about-stability {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, #1f376d 0%, #233f78 62%, #2a4e91 100%);
}

.about-stability::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(90deg, rgba(215, 173, 59, 0.16) 0%, rgba(215, 173, 59, 0) 45%);
}

.about-stability__inner {
  position: relative;
  z-index: 1;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 62px 0 58px;
  color: var(--color-white);
}

.about-stability__title-lockup {
  font-size: 43px;
}

.about-stability h2 {
  max-width: 870px;
  margin: 0;
  color: var(--color-white);
  font-size: 43px;
  line-height: 1.12;
  font-weight: 700;
  letter-spacing: 0;
}

.about-stability__accent::before {
  background: var(--color-gold);
}

.about-stability p {
  max-width: 870px;
  margin: 30px auto 0;
  color: rgba(255, 255, 255, 0.92);
  font-size: 20px;
  line-height: 1.34;
  font-weight: 400;
  letter-spacing: 0;
}

.about-stability strong {
  color: var(--color-white);
  font-weight: 700;
}

.about-pillars {
  background: var(--color-white);
}

.about-pillars__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 54px 0 66px;
  color: var(--color-text);
}

.about-pillars__title-lockup {
  font-size: 38px;
}

.about-pillars h2 {
  max-width: 650px;
  margin: 0;
  color: var(--color-text);
  font-size: 38px;
  line-height: 1.06;
  font-weight: 700;
  letter-spacing: 0;
  text-align: center;
}

.about-pillars__accent::before {
  background: var(--color-gold);
}

.about-pillars h2 span {
  display: block;
}

.about-pillars__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
  max-width: 900px;
  margin: 42px auto 0;
  text-align: center;
}

.about-pillar {
  position: relative;
  display: flex;
  min-height: 220px;
  padding: 28px 24px;
  overflow: hidden;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(32, 56, 109, 0.13);
  border-radius: 8px;
  background: linear-gradient(180deg, #ffffff 0%, #f7f9fc 100%);
  box-shadow: 0 18px 42px rgba(14, 28, 60, 0.1);
  transition:
    transform 0.28s ease,
    border-color 0.28s ease,
    box-shadow 0.28s ease;
}

.about-pillar::before,
.about-pillar::after {
  content: "";
  position: absolute;
  pointer-events: none;
  transition:
    opacity 0.32s ease,
    transform 0.42s ease;
}

.about-pillar::before {
  inset: 0;
  opacity: 0;
  background: linear-gradient(145deg, rgba(32, 56, 109, 0.08) 0%, rgba(215, 173, 59, 0.14) 100%);
}

.about-pillar::after {
  top: -28%;
  bottom: -28%;
  left: -48%;
  width: 42%;
  opacity: 0;
  background: linear-gradient(90deg, transparent 0%, rgba(255, 255, 255, 0.58) 50%, transparent 100%);
  transform: translateX(-12%) rotate(10deg);
}

.about-pillar:hover {
  border-color: rgba(215, 173, 59, 0.5);
  box-shadow: 0 24px 52px rgba(14, 28, 60, 0.16);
  transform: translateY(-8px);
}

.about-pillar:hover::before {
  opacity: 1;
}

.about-pillar:hover::after {
  opacity: 1;
  transform: translateX(260%) rotate(10deg);
}

.about-pillar h3 {
  position: relative;
  z-index: 1;
  margin: 0 0 12px;
  font-size: 23px;
  line-height: 1;
  font-weight: 700;
  letter-spacing: 0;
}

.about-pillar:nth-child(odd) h3 {
  color: var(--color-gold);
}

.about-pillar:nth-child(2) h3 {
  color: var(--color-text);
}

.about-pillar img {
  position: relative;
  z-index: 1;
  display: block;
  width: auto;
  height: 96px;
  margin: 0 auto;
  object-fit: contain;
  filter: drop-shadow(0 10px 14px rgba(14, 28, 60, 0.16));
  transition: transform 0.28s ease;
}

.about-pillar:hover img {
  transform: translateY(-4px) scale(1.04);
}

.about-pillars__copy {
  max-width: 850px;
  margin: 44px auto 0;
  padding: 26px 30px;
  border-left: 6px solid var(--color-gold);
  background: #f7f9fc;
}

.about-pillars__copy p {
  margin: 0;
  color: #263a6e;
  font-size: 16px;
  line-height: 1.45;
  font-weight: 400;
  letter-spacing: 0;
}

.about-pillars__copy p + p {
  margin-top: 20px;
}

@media (hover: hover) {
  .hero__brand {
    transition: transform 0.35s ease, filter 0.35s ease;
  }

  .hero__brand:hover {
    transform: translateY(-5px) scale(1.035);
    filter: drop-shadow(0 14px 22px rgba(0, 0, 0, 0.34));
  }

  .hero__brand:hover::before {
    animation: heroLogoHoverShine 1.08s ease both;
  }

  .hero__brand:hover::after {
    animation: heroLogoHoverAura 1.08s ease both;
  }

  .hero__nav a {
    position: relative;
    transition: color 0.25s ease, opacity 0.25s ease;
  }

  .hero__nav a::after {
    content: "";
    position: absolute;
    left: 0;
    right: 0;
    bottom: -8px;
    height: 2px;
    background: var(--color-gold);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.28s ease;
  }

  .hero__nav a:hover {
    color: var(--color-gold);
    opacity: 1;
  }

  .hero__nav a:hover::after {
    transform: scaleX(1);
  }

  .intro-band__accent {
    transition: filter 0.35s ease;
  }

  .intro-band__inner:hover .intro-band__accent {
    animation: cornerMarkPlay 0.76s cubic-bezier(0.18, 0.82, 0.22, 1);
    filter: drop-shadow(0 8px 10px rgba(215, 173, 59, 0.34));
  }

  .decision-banner {
    transition: filter 0.4s ease, background-position 0.6s ease;
  }

  .decision-banner__accent {
    transition: filter 0.35s ease;
  }

  .decision-banner:hover {
    filter: contrast(1.06) saturate(1.05);
    background-position: center 48%;
  }

  .decision-banner:hover .decision-banner__accent {
    animation: cornerMarkPlay 0.76s cubic-bezier(0.18, 0.82, 0.22, 1);
  }

  .quote-strip__mark {
    transition: transform 0.35s ease;
  }

  .quote-strip__inner:hover .quote-strip__mark {
    transform: translateY(10px) rotate(-7deg) scale(1.06);
  }

  .services__accent {
    transition: filter 0.35s ease;
  }

  .services__inner:hover .services__accent {
    animation: servicesCornerPop 0.72s cubic-bezier(0.18, 0.82, 0.22, 1);
    filter: drop-shadow(0 8px 12px rgba(215, 173, 59, 0.32));
  }

  .why-choose__inner:hover .why-choose__accent,
  .expertise__inner:hover .expertise__accent,
  .calculators:hover .calculators__accent,
  .awards__inner:hover .awards__accent,
  .title-lockup:hover > .corner-mark {
    animation: cornerMarkPlay 0.76s cubic-bezier(0.18, 0.82, 0.22, 1);
    filter: drop-shadow(0 8px 12px rgba(215, 173, 59, 0.32));
  }

  .services__inner:hover .services__accent,
  .services__title-lockup:hover > .services__accent {
    animation: servicesCornerPop 0.72s cubic-bezier(0.18, 0.82, 0.22, 1);
    filter: drop-shadow(0 10px 16px rgba(215, 173, 59, 0.38));
  }

  .why-choose__list li {
    position: relative;
    padding: 6px 10px;
    border-radius: 4px;
    transition: color 0.28s ease, background 0.28s ease, text-shadow 0.28s ease;
  }

  .why-choose__list li:hover {
    color: #102b63;
    background: rgba(255, 255, 255, 0.16);
    text-shadow: 0 8px 14px rgba(23, 41, 82, 0.18);
  }

  .why-choose__image img {
    transition: transform 0.55s ease, filter 0.55s ease, object-position 0.55s ease;
  }

  .why-choose__image:hover img {
    transform: scale(1.07);
    filter: saturate(1.12) contrast(1.05);
    object-position: 50% 44%;
  }

  .cta-band__button {
    position: relative;
    overflow: hidden;
    transition: transform 0.3s ease, box-shadow 0.3s ease, background 0.3s ease;
  }

  .cta-band__button:hover {
    transform: translateY(-6px);
    background: #182f66;
    box-shadow: 0 18px 28px rgba(22, 41, 84, 0.36);
  }

  .stat-card:hover img {
    transform: translateY(-4px) rotate(5deg) scale(1.08);
    filter: drop-shadow(0 14px 16px rgba(8, 14, 32, 0.34));
  }

  .expertise__list li {
    transition: color 0.28s ease;
  }

  .expertise__list li:hover {
    color: #20386d;
  }

  .expertise__image img {
    transition: transform 0.55s ease, filter 0.55s ease;
  }

  .expertise__image:hover img {
    transform: scale(1.045) translateX(-10px);
    filter: drop-shadow(0 18px 26px rgba(21, 39, 78, 0.22));
  }

  .calculator-card > a:not(.calculator-card__flip-back) {
    transition: color 0.25s ease;
  }

  .calculator-card:hover > a:not(.calculator-card__flip-back) {
    color: var(--color-gold);
  }

  .partners-statement__accent {
    transition: transform 0.35s ease, filter 0.35s ease;
  }

  .partners-statement__inner:hover .partners-statement__accent {
    transform: rotate(8deg) scale(1.12);
    filter: drop-shadow(0 10px 12px rgba(22, 41, 84, 0.22));
  }

  .reviews__grid {
    padding: 10px 0 16px;
  }

  .review-card {
    transition: transform 0.32s ease, box-shadow 0.32s ease, border-color 0.32s ease, background 0.32s ease;
  }

  .review-card:hover {
    transform: translateY(-8px);
    border-color: rgba(215, 173, 59, 0.62);
    background: #ffffff;
    box-shadow: 0 18px 30px rgba(31, 45, 89, 0.16);
  }

  .review-card__avatar,
  .review-card__google,
  .review-card__stars {
    transition: transform 0.28s ease, filter 0.28s ease;
  }

  .review-card:hover .review-card__avatar {
    transform: rotate(-8deg) scale(1.08);
  }

  .review-card:hover .review-card__google {
    transform: rotate(10deg);
  }

  .review-card:hover .review-card__stars {
    transform: translateX(5px);
    filter: drop-shadow(0 5px 7px rgba(244, 178, 47, 0.28));
  }

  .site-footer__cta-link {
    transition: transform 0.3s ease, box-shadow 0.3s ease, background 0.3s ease;
  }

  .site-footer__cta-link:hover {
    transform: translateY(-5px) scale(1.02);
    background: #17356f;
    box-shadow: 0 16px 24px rgba(23, 41, 82, 0.32);
  }

  .site-footer__phone,
  .site-footer__privacy {
    transition: color 0.25s ease, text-shadow 0.25s ease;
  }

  .site-footer__phone:hover,
  .site-footer__privacy:hover {
    color: #142b5c;
    text-shadow: 0 8px 12px rgba(23, 41, 82, 0.18);
  }

  .site-footer__social-icons a {
    transition: transform 0.28s ease, color 0.28s ease, background 0.28s ease;
  }

  .site-footer__social-icons a:hover {
    transform: translateY(-4px) rotate(8deg);
    color: var(--color-gold);
    background: #263a6e;
  }
}

.ceo-hero__quote-card {
  position: absolute;
  right: clamp(56px, 4.8vw, 92px);
  top: 205px;
  bottom: auto;
  z-index: 2;
  width: clamp(460px, 30vw, 520px);
  min-height: 0;
  padding: 64px 62px 70px;
  overflow: hidden;
  box-sizing: border-box;
  color: var(--color-text);
  background: var(--color-white);
  box-shadow: 0 20px 42px rgba(19, 34, 65, 0.24);
  transition:
    transform 0.28s ease,
    box-shadow 0.28s ease;
}

.ceo-hero__corner {
  position: absolute;
  width: 56px;
  height: 52px;
  padding: 0;
  box-sizing: border-box;
}

.ceo-hero__corner--top {
  top: 0;
  right: 0;
}

.ceo-hero__corner--bottom {
  bottom: 0;
  left: 0;
  transform: none;
}

.ceo-hero__corner--bottom::before {
  clip-path: polygon(0 0, 45% 0, 45% 55%, 100% 55%, 100% 100%, 0 100%);
}

.ceo-hero__quote-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 28px 56px rgba(19, 34, 65, 0.28);
}

.ceo-hero__quote-card blockquote {
  margin: 0;
}

.ceo-hero__quote-card p {
  margin: 0;
  color: var(--color-text);
  font-size: 28px;
  line-height: 1.34;
  font-weight: 700;
  font-style: italic;
  letter-spacing: 0;
}

.ceo-hero__quote-card footer {
  margin-top: 28px;
  color: #35435d;
  font-size: 24px;
  line-height: 1.25;
  font-weight: 400;
  letter-spacing: 0;
}

.ceo-hero__quote-card strong {
  display: block;
  color: var(--color-text);
  font-weight: 700;
  font-style: italic;
}

@media (min-width: 1800px) {
  .ceo-page .ceo-hero__quote-card {
    right: 92px;
    width: 520px;
  }
}

@media (min-width: 901px) and (max-width: 1180px) {
  :root {
    --page-gutter: 32px;
  }

  .hero__topbar {
    padding-top: 24px;
  }

  .hero__brand {
    width: 124px;
  }

  .hero__actions {
    gap: 22px;
  }

  .hero__nav {
    gap: 10px;
    font-size: 11px;
    letter-spacing: 0.12em;
  }

  .calculator-card {
    width: min(calc(100% - 24px), 390px);
  }

  .expertise__inner {
    grid-template-columns: minmax(0, 1fr) 560px;
    width: var(--fluid-content-width);
  }

  .expertise__image img {
    width: 560px;
  }

  .why-choose__content {
    grid-template-columns: minmax(0, 0.9fr) minmax(390px, 1.1fr);
  }

  .contact-main__inner {
    gap: 48px;
  }

  .ceo-hero__quote-card {
    right: 32px;
    top: 190px;
    width: 460px;
    padding: 54px 42px 44px;
  }

  .ceo-hero__quote-card p {
    font-size: 23px;
    line-height: 1.34;
  }

  .ceo-hero__quote-card footer {
    margin-top: 22px;
    font-size: 20px;
  }
}

.ceo-statement {
  position: relative;
  overflow: hidden;
  background: var(--color-white);
}

.ceo-statement::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 30%;
  pointer-events: none;
  background: linear-gradient(90deg, rgba(215, 173, 59, 0.08) 0%, rgba(215, 173, 59, 0) 100%);
}

.ceo-statement__inner {
  position: relative;
  z-index: 1;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 58px 0 66px;
  color: var(--color-text);
}

.ceo-statement__title-lockup {
  font-size: 35px;
}

.ceo-statement__accent {
  margin-left: 0.18em;
}

.ceo-statement h2 {
  max-width: 780px;
  margin: 0;
  color: var(--color-text);
  font-size: 35px;
  line-height: 1.16;
  font-weight: 700;
  letter-spacing: 0;
  text-align: center;
}

.ceo-statement__copy {
  max-width: 780px;
  margin: 30px auto 0;
  padding: 0 0 0 28px;
  border-left: 6px solid var(--color-gold);
}

.ceo-statement p {
  margin: 0;
  color: #34425f;
  font-size: 25px;
  line-height: 1.25;
  font-weight: 400;
  letter-spacing: 0;
}

.ceo-statement p + p {
  margin-top: 34px;
}

.ceo-statement strong {
  color: var(--color-text);
  font-weight: 700;
}

.ceo-gold-divider {
  height: 42px;
  background: linear-gradient(90deg, var(--color-gold) 0%, #e3c15b 60%, #f0d377 100%);
}

.ceo-philosophy {
  background: linear-gradient(180deg, #ffffff 0%, #f7f9fc 100%);
}

.ceo-philosophy__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 56px 0 60px;
  color: var(--color-text);
}

.ceo-philosophy__title-lockup {
  font-size: 35px;
}

.ceo-philosophy h2 {
  margin: 0;
  color: var(--color-text);
  font-size: 35px;
  line-height: 1.1;
  font-weight: 700;
  letter-spacing: 0;
  text-align: center;
}

.ceo-philosophy__list {
  display: grid;
  gap: 28px;
  max-width: 790px;
  margin: 28px auto 0;
  padding: 0;
  list-style: none;
}

.ceo-philosophy__list li {
  position: relative;
  display: grid;
  grid-template-columns: 70px minmax(0, 1fr);
  align-items: center;
  gap: 24px;
  min-height: 116px;
  padding: 20px 24px;
  overflow: hidden;
  border: 1px solid rgba(32, 56, 109, 0.12);
  border-radius: 8px;
  background: var(--color-white);
  box-shadow: 0 16px 36px rgba(14, 28, 60, 0.08);
  transition:
    transform 0.28s ease,
    border-color 0.28s ease,
    box-shadow 0.28s ease;
}

.ceo-philosophy__list li::before {
  content: "";
  position: absolute;
  inset: 0;
  opacity: 0;
  pointer-events: none;
  background: linear-gradient(135deg, rgba(32, 56, 109, 0.05) 0%, rgba(215, 173, 59, 0.12) 100%);
  transition: opacity 0.28s ease;
}

.ceo-philosophy__list li:hover {
  border-color: rgba(215, 173, 59, 0.48);
  box-shadow: 0 22px 44px rgba(14, 28, 60, 0.13);
  transform: translateY(-6px);
}

.ceo-philosophy__list li:hover::before {
  opacity: 1;
}

.ceo-philosophy__list img {
  position: relative;
  z-index: 1;
  display: block;
  width: 64px;
  height: 60px;
  object-fit: contain;
  filter: drop-shadow(0 8px 12px rgba(14, 28, 60, 0.12));
  transition: transform 0.28s ease;
}

.ceo-philosophy__list li:hover img {
  transform: translateX(4px);
}

.ceo-philosophy__list p {
  position: relative;
  z-index: 1;
  margin: 0;
  color: #34425f;
  font-size: 21px;
  line-height: 1.28;
  font-weight: 400;
  letter-spacing: 0;
}

.ceo-philosophy__list strong {
  color: var(--color-text);
  font-weight: 700;
}

.ceo-certifications {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, #1f376d 0%, #233f78 64%, #2a4e91 100%);
}

.ceo-certifications::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: linear-gradient(90deg, rgba(215, 173, 59, 0.14) 0%, rgba(215, 173, 59, 0) 44%);
}

.ceo-certifications__inner {
  position: relative;
  z-index: 1;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 58px 0 72px;
}

.ceo-certifications__panel {
  max-width: 920px;
  margin: 0 auto;
  padding: 34px 64px 42px;
  color: var(--color-white);
  background: rgba(20, 40, 82, 0.62);
  box-shadow: 0 28px 58px rgba(10, 22, 54, 0.28);
}

.ceo-certifications__title-lockup {
  font-size: 34px;
}

.ceo-certifications__accent::before {
  background: var(--color-gold);
}

.ceo-certifications h2 {
  margin: 0;
  color: var(--color-white);
  font-size: 34px;
  line-height: 1.12;
  font-weight: 700;
  letter-spacing: 0;
}

.ceo-certifications__list {
  display: grid;
  gap: 20px;
  margin: 38px 0 0;
  padding: 0;
  list-style: none;
}

.ceo-certifications__list li {
  --cert-index: 0;
  position: relative;
  isolation: isolate;
  display: grid;
  grid-template-columns: 50px minmax(0, 1fr);
  align-items: center;
  gap: 22px;
  min-height: 52px;
  padding: 5px 10px 5px 0;
  overflow: hidden;
  border-radius: 8px;
  transition:
    transform 0.28s ease,
    background 0.28s ease,
    box-shadow 0.28s ease;
}

.ceo-certifications__list li::before {
  content: "";
  position: absolute;
  inset: -10px auto -10px -60px;
  z-index: 0;
  width: 42px;
  opacity: 0;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(255, 255, 255, 0.18) 48%, transparent 100%);
  transform: translateX(-40px) skewX(-16deg);
  animation: certificationRowSweep 6.4s ease-in-out infinite;
  animation-delay: calc(var(--cert-index) * 0.22s);
}

.ceo-certifications__list li:nth-child(1) {
  --cert-index: 0;
}

.ceo-certifications__list li:nth-child(2) {
  --cert-index: 1;
}

.ceo-certifications__list li:nth-child(3) {
  --cert-index: 2;
}

.ceo-certifications__list li:nth-child(4) {
  --cert-index: 3;
}

.ceo-certifications__list li:nth-child(5) {
  --cert-index: 4;
}

.ceo-certifications__list li:nth-child(6) {
  --cert-index: 5;
}

.ceo-certifications__list li:nth-child(7) {
  --cert-index: 6;
}

.ceo-certifications__list li:nth-child(8) {
  --cert-index: 7;
}

.ceo-certifications__list li:nth-child(9) {
  --cert-index: 8;
}

.ceo-certifications__list img {
  position: relative;
  z-index: 1;
  display: block;
  width: 50px;
  height: 50px;
  object-fit: cover;
  object-position: center;
  clip-path: polygon(50% 10%, 76% 19%, 80% 54%, 72% 70%, 56% 83%, 26% 70%, 20% 54%, 21% 19%);
  filter: drop-shadow(0 9px 14px rgba(8, 18, 39, 0.24)) drop-shadow(0 5px 10px rgba(215, 173, 59, 0.2));
  transform-origin: 50% 58%;
  animation: certificationBadgePulse 4.8s ease-in-out infinite;
  animation-delay: calc(var(--cert-index) * 0.18s);
  transition:
    transform 0.28s ease,
    filter 0.28s ease,
    opacity 0.28s ease;
}

.ceo-certifications__list li:hover {
  background: rgba(255, 255, 255, 0.06);
  box-shadow: inset 3px 0 0 rgba(215, 173, 59, 0.72);
  transform: translateX(6px);
}

.ceo-certifications__list li:hover img {
  animation-play-state: paused;
  filter: drop-shadow(0 13px 18px rgba(8, 18, 39, 0.3)) drop-shadow(0 8px 14px rgba(215, 173, 59, 0.28));
  transform: translateY(-3px) scale(1.08);
}

.ceo-certifications__list span {
  position: relative;
  z-index: 1;
  color: rgba(255, 255, 255, 0.9);
  font-size: 23px;
  line-height: 1.25;
  font-weight: 400;
  letter-spacing: 0;
}

.ceo-certifications__list sup {
  font-size: 0.6em;
}

@keyframes certificationBadgePulse {
  0%,
  68%,
  100% {
    transform: translateY(0) scale(1);
    filter: drop-shadow(0 9px 14px rgba(8, 18, 39, 0.24)) drop-shadow(0 5px 10px rgba(215, 173, 59, 0.2));
  }

  78% {
    transform: translateY(-5px) scale(1.08);
    filter: drop-shadow(0 14px 18px rgba(8, 18, 39, 0.32)) drop-shadow(0 10px 16px rgba(215, 173, 59, 0.32));
  }

  88% {
    transform: translateY(1px) scale(0.98);
  }
}

@keyframes certificationRowSweep {
  0%,
  72%,
  100% {
    opacity: 0;
    transform: translateX(-40px) skewX(-16deg);
  }

  80% {
    opacity: 1;
  }

  92% {
    opacity: 0;
    transform: translateX(760px) skewX(-16deg);
  }
}

@media (prefers-reduced-motion: reduce) {
  .ceo-certifications__list li::before,
  .ceo-certifications__list img {
    animation: none;
  }
}

.contact-hero {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  min-height: 480px;
  color: var(--color-white);
  background:
    linear-gradient(90deg, rgba(8, 18, 39, 0.74) 0%, rgba(32, 56, 109, 0.46) 46%, rgba(8, 18, 39, 0.6) 100%),
    linear-gradient(180deg, rgba(8, 18, 39, 0.16) 0%, rgba(8, 18, 39, 0.4) 100%),
    url("./assets/images/contact/contact-hero.jpg") center 42% / cover no-repeat,
    #20386d;
}

.contact-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(215, 173, 59, 0.16) 0%, rgba(215, 173, 59, 0) 26%),
    linear-gradient(180deg, rgba(8, 18, 39, 0.18) 0%, rgba(8, 18, 39, 0) 42%, rgba(8, 18, 39, 0.18) 100%);
}

.contact-hero::after {
  content: "";
  position: absolute;
  left: var(--page-gutter);
  bottom: 0;
  z-index: 2;
  width: min(460px, 44vw);
  height: 8px;
  pointer-events: none;
  background: var(--color-gold);
}

.contact-hero .hero__topbar {
  position: relative;
  z-index: 2;
}

.contact-hero__inner {
  position: relative;
  z-index: 2;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 142px 0 82px;
  text-align: center;
}

.contact-hero h1 {
  position: relative;
  display: inline-block;
  max-width: 940px;
  padding-right: 0.78em;
  margin: 0;
  color: var(--color-white);
  font-size: 56px;
  line-height: 1.08;
  font-weight: 700;
  letter-spacing: 0;
  text-shadow: 0 14px 28px rgba(8, 18, 39, 0.36);
}

.contact-hero h1::after {
  content: "";
  position: absolute;
  top: -0.08em;
  right: 0;
  width: 0.64em;
  height: 0.6em;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.contact-hero p {
  max-width: 760px;
  margin: 22px auto 0;
  color: rgba(255, 255, 255, 0.88);
  font-size: 23px;
  line-height: 1.38;
  font-weight: 400;
  letter-spacing: 0;
  text-shadow: 0 10px 18px rgba(8, 18, 39, 0.26);
}

.hero,
.service-hero,
.business-hero,
.contact-hero {
  isolation: isolate;
  overflow: hidden;
}

.hero .hero__topbar,
.service-hero .hero__topbar,
.business-hero .hero__topbar,
.contact-hero .hero__topbar {
  position: relative;
  z-index: 3;
}

.service-hero h1,
.business-hero .business-hero__title,
.contact-hero .contact-hero__inner {
  z-index: 3;
}

.ceo-page .ceo-hero__quote-card {
  z-index: 3;
}

.hero-shine {
  position: absolute;
  inset: 0;
  z-index: 2;
  overflow: hidden;
  pointer-events: none;
}

.hero-shine::before {
  content: "";
  position: absolute;
  top: -36%;
  bottom: -36%;
  left: -62%;
  width: 38%;
  background: linear-gradient(
    108deg,
    rgba(255, 255, 255, 0) 0%,
    rgba(255, 255, 255, 0) 31%,
    rgba(255, 255, 255, 0.18) 44%,
    rgba(255, 255, 255, 0.5) 50%,
    rgba(215, 173, 59, 0.18) 57%,
    rgba(255, 255, 255, 0) 72%,
    rgba(255, 255, 255, 0) 100%
  );
  opacity: 0;
  transform: translateX(0) skewX(-16deg);
  transition:
    opacity 0.28s ease,
    transform 0.95s cubic-bezier(0.18, 0.82, 0.22, 1);
  mix-blend-mode: screen;
}

.hero:hover .hero-shine::before,
.service-hero:hover .hero-shine::before,
.business-hero:hover .hero-shine::before,
.contact-hero:hover .hero-shine::before {
  opacity: 1;
  transform: translateX(430%) skewX(-16deg);
}

.service-page .service-hero,
.investment-page .business-hero {
  height: 780px;
}

.service-page .service-hero {
  background-position: center center;
}

.insurance-page .service-hero {
  background-position: center top;
}

@media (prefers-reduced-motion: reduce) {
  .hero-shine::before {
    transition: none;
  }

  .hero:hover .hero-shine::before,
  .service-hero:hover .hero-shine::before,
  .business-hero:hover .hero-shine::before,
  .contact-hero:hover .hero-shine::before {
    opacity: 0;
  }
}

.contact-quote .quote-strip__inner {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  justify-content: center;
  min-height: 132px;
  padding: 10px 0;
}

.contact-quote .quote-strip__inner::after {
  content: "";
  position: absolute;
  inset: 0 auto 0 -18%;
  z-index: -1;
  width: 16%;
  opacity: 0;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(255, 255, 255, 0.22) 48%, transparent 100%);
  transform: skewX(-16deg);
  animation: contactQuoteSweep 7.2s ease-in-out infinite;
}

.contact-quote .quote-strip__mark {
  margin-right: 28px;
  font-size: 116px;
  transform: translateY(6px);
  filter: drop-shadow(0 9px 12px rgba(31, 68, 127, 0.18));
  animation: contactQuoteMark 5.8s ease-in-out infinite;
}

.contact-quote .quote-strip__text {
  color: #273b68;
  font-size: 24px;
  line-height: 1.18;
  font-weight: 600;
  letter-spacing: 0;
}

.contact-quote .quote-strip__text span {
  display: block;
  margin-top: 6px;
  font-size: 18px;
  font-weight: 400;
}

.contact-main {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(180deg, rgba(246, 248, 252, 0.86) 0%, rgba(255, 255, 255, 1) 44%),
    var(--color-white);
}

.contact-main::before {
  content: "";
  position: absolute;
  top: 0;
  left: 50%;
  width: min(100%, 1300px);
  height: 1px;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(215, 173, 59, 0.66) 50%, transparent 100%);
  transform: translateX(-50%);
}

.contact-main__inner {
  position: relative;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  gap: 78px;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 76px 0 82px;
}

.contact-form-card {
  position: relative;
  isolation: isolate;
  overflow: hidden;
  padding: 44px 42px 46px;
  border: 1px solid rgba(38, 58, 110, 0.12);
  border-radius: 8px;
  background:
    linear-gradient(145deg, rgba(255, 255, 255, 0.98) 0%, rgba(248, 250, 253, 0.96) 100%),
    var(--color-white);
  box-shadow: 0 18px 42px rgba(17, 31, 70, 0.12);
  transition:
    transform 0.32s ease,
    border-color 0.32s ease,
    box-shadow 0.32s ease;
}

.contact-form-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  z-index: -1;
  width: 6px;
  height: 100%;
  background: linear-gradient(180deg, var(--color-gold) 0%, rgba(215, 173, 59, 0.28) 100%);
}

.contact-form-card::after {
  content: "";
  position: absolute;
  top: -28%;
  right: -18%;
  z-index: -1;
  width: 48%;
  height: 70%;
  pointer-events: none;
  background: linear-gradient(135deg, rgba(215, 173, 59, 0.16) 0%, rgba(215, 173, 59, 0) 68%);
  transform: rotate(8deg);
}

.contact-form-card__accent {
  position: absolute;
  top: 34px;
  right: 36px;
  left: auto;
  padding: 0;
}

.contact-form-card h2,
.contact-info h2 {
  position: relative;
  margin: 0;
  color: var(--color-text);
  font-size: 34px;
  line-height: 1.14;
  font-weight: 700;
  letter-spacing: 0;
}

.contact-form-card h2 {
  padding-right: 74px;
}

.contact-form-card > p {
  margin: 14px 0 0;
  color: #52617c;
  font-size: 18px;
  line-height: 1.4;
  letter-spacing: 0;
}

.contact-form {
  display: grid;
  gap: 22px;
  margin-top: 34px;
}

.contact-form__row {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 20px;
}

.contact-form label {
  display: grid;
  gap: 9px;
}

.contact-form__trap {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
}

.contact-form label span {
  color: var(--color-text);
  font-size: 15px;
  line-height: 1.2;
  font-weight: 700;
}

.contact-form input,
.contact-form textarea {
  width: 100%;
  padding: 15px 16px;
  border: 1px solid rgba(38, 58, 110, 0.16);
  border-radius: 6px;
  color: var(--color-text);
  background: #f7f8fb;
  font: inherit;
  font-size: 16px;
  line-height: 1.35;
  transition:
    transform 0.22s ease,
    border-color 0.22s ease,
    box-shadow 0.22s ease,
    background 0.22s ease;
}

.contact-form textarea {
  resize: vertical;
}

.contact-form input:focus,
.contact-form textarea:focus {
  outline: 0;
  border-color: var(--color-gold);
  background: var(--color-white);
  box-shadow: 0 0 0 3px rgba(216, 174, 54, 0.18);
  transform: translateY(-1px);
}

.contact-form button {
  position: relative;
  overflow: hidden;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  min-height: 60px;
  padding: 0 28px;
  border: 0;
  border-radius: 6px;
  color: var(--color-white);
  background: #244077;
  box-shadow: 0 8px 16px rgba(23, 41, 82, 0.26);
  font: inherit;
  font-size: 18px;
  line-height: 1;
  font-weight: 700;
  cursor: pointer;
  transition:
    transform 0.28s ease,
    background 0.28s ease,
    box-shadow 0.28s ease;
}

.contact-form button::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 -36%;
  width: 28%;
  opacity: 0;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(255, 255, 255, 0.24) 48%, transparent 100%);
  transform: skewX(-16deg);
}

.contact-form button span {
  position: relative;
  z-index: 1;
  width: 0;
  height: 0;
  border-top: 6px solid transparent;
  border-bottom: 6px solid transparent;
  border-left: 8px solid var(--color-gold);
  transition: transform 0.28s ease;
}

.contact-form__status {
  display: none;
  margin: 0;
  padding: 14px 16px;
  border-radius: 6px;
  font-size: 15px;
  line-height: 1.35;
  font-weight: 700;
}

.contact-form__status.is-visible {
  display: block;
}

.contact-form__status.is-success {
  color: #1f4f32;
  background: rgba(50, 143, 88, 0.12);
}

.contact-form__status.is-error {
  color: #7b2530;
  background: rgba(178, 57, 72, 0.12);
}

.contact-form__status.is-info {
  color: #263a6e;
  background: rgba(38, 58, 110, 0.1);
}

.contact-info {
  align-self: center;
}

.contact-info h2 {
  position: relative;
  display: inline-block;
  padding-right: 58px;
}

.contact-info h2::before {
  content: "";
  position: absolute;
  top: -0.08em;
  right: 0;
  width: 42px;
  height: 39px;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.contact-info h2::after {
  content: "";
  display: block;
  width: 54%;
  height: 4px;
  margin-top: 10px;
  background: var(--color-gold);
}

.contact-info__list {
  display: grid;
  gap: 30px;
  margin-top: 34px;
}

.contact-info__item {
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: 58px minmax(0, 1fr);
  gap: 18px;
  align-items: start;
  padding: 18px 18px;
  border: 1px solid rgba(38, 58, 110, 0.1);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.78);
  box-shadow: 0 10px 24px rgba(17, 31, 70, 0.07);
  transition:
    transform 0.28s ease,
    border-color 0.28s ease,
    box-shadow 0.28s ease,
    background 0.28s ease;
}

.contact-info__item::after {
  content: "";
  position: absolute;
  inset: 0 auto 0 -34%;
  width: 24%;
  opacity: 0;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(215, 173, 59, 0.18) 48%, transparent 100%);
  transform: skewX(-16deg);
}

.contact-info__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  color: var(--color-gold);
  background:
    linear-gradient(145deg, rgba(255, 255, 255, 0.88) 0%, rgba(215, 173, 59, 0.14) 100%),
    rgba(32, 56, 109, 0.06);
  box-shadow: 0 8px 16px rgba(17, 31, 70, 0.1);
  transition:
    transform 0.28s ease,
    color 0.28s ease,
    background 0.28s ease;
}

.contact-info__icon::before {
  content: "";
  display: block;
  width: 28px;
  height: 28px;
  background: currentColor;
  mask-position: center;
  mask-repeat: no-repeat;
  mask-size: contain;
  -webkit-mask-position: center;
  -webkit-mask-repeat: no-repeat;
  -webkit-mask-size: contain;
}

.contact-info__item--address .contact-info__icon::before {
  mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M12 2a7 7 0 0 0-7 7c0 5.25 7 13 7 13s7-7.75 7-13a7 7 0 0 0-7-7Zm0 9.5A2.5 2.5 0 1 1 12 6a2.5 2.5 0 0 1 0 5.5Z'/%3E%3C/svg%3E");
  -webkit-mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M12 2a7 7 0 0 0-7 7c0 5.25 7 13 7 13s7-7.75 7-13a7 7 0 0 0-7-7Zm0 9.5A2.5 2.5 0 1 1 12 6a2.5 2.5 0 0 1 0 5.5Z'/%3E%3C/svg%3E");
}

.contact-info__item--phone .contact-info__icon::before {
  mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M6.6 2.8 9.2 8 6.9 9.6c1.4 2.9 3.6 5.1 6.5 6.5l1.6-2.3 5.2 2.6-1 4.8c-.2.8-.9 1.3-1.7 1.2C8.7 21.8 2.2 15.3 1.6 6.5c-.1-.8.4-1.5 1.2-1.7l3.8-2Z'/%3E%3C/svg%3E");
  -webkit-mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M6.6 2.8 9.2 8 6.9 9.6c1.4 2.9 3.6 5.1 6.5 6.5l1.6-2.3 5.2 2.6-1 4.8c-.2.8-.9 1.3-1.7 1.2C8.7 21.8 2.2 15.3 1.6 6.5c-.1-.8.4-1.5 1.2-1.7l3.8-2Z'/%3E%3C/svg%3E");
}

.contact-info__item--email .contact-info__icon::before {
  mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M2 5h20v14H2V5Zm10 8 8-6H4l8 6Zm0 2.4L4 9.4V17h16V9.4l-8 6Z'/%3E%3C/svg%3E");
  -webkit-mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M2 5h20v14H2V5Zm10 8 8-6H4l8 6Zm0 2.4L4 9.4V17h16V9.4l-8 6Z'/%3E%3C/svg%3E");
}

.contact-info__item--hours .contact-info__icon::before {
  mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M12 2a10 10 0 1 0 .1 0H12Zm1 5v4.6l3.6 2.1-1 1.7L11 12.8V7h2Z'/%3E%3C/svg%3E");
  -webkit-mask-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 24 24' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M12 2a10 10 0 1 0 .1 0H12Zm1 5v4.6l3.6 2.1-1 1.7L11 12.8V7h2Z'/%3E%3C/svg%3E");
}

.contact-info__item h3,
.contact-social h3 {
  margin: 0 0 8px;
  color: var(--color-text);
  font-size: 22px;
  line-height: 1.18;
  font-weight: 700;
}

.contact-info__item p,
.contact-info__item a {
  margin: 0;
  color: #52617c;
  font-size: 18px;
  line-height: 1.45;
  font-weight: 400;
}

.contact-info__item a:hover {
  color: var(--color-gold);
}

.contact-info__item:hover {
  border-color: rgba(215, 173, 59, 0.42);
  background: var(--color-white);
  box-shadow: 0 16px 30px rgba(17, 31, 70, 0.12);
  transform: translateY(-4px);
}

.contact-info__item:hover::after {
  animation: contactInfoSweep 1.05s ease both;
}

.contact-info__item:hover .contact-info__icon {
  color: #263a6e;
  background:
    linear-gradient(145deg, rgba(215, 173, 59, 0.9) 0%, rgba(215, 173, 59, 0.58) 100%),
    var(--color-gold);
  transform: translateY(-2px) rotate(-5deg) scale(1.04);
}

.contact-social {
  margin-top: 42px;
  padding-top: 28px;
  border-top: 1px solid rgba(38, 58, 110, 0.12);
}

.contact-social .site-footer__social-icons {
  margin-top: 16px;
}

.contact-social .site-footer__social-icons a {
  width: 54px;
  height: 54px;
  border-width: 2px;
}

.contact-form-card:hover {
  border-color: rgba(215, 173, 59, 0.34);
  box-shadow: 0 24px 52px rgba(17, 31, 70, 0.16);
  transform: translateY(-4px);
}

.contact-form button:hover {
  background: #17356f;
  box-shadow: 0 14px 24px rgba(23, 41, 82, 0.32);
  transform: translateY(-3px);
}

.contact-form button:hover::before {
  animation: contactButtonSweep 0.92s ease both;
}

.contact-form button:hover span {
  transform: translateX(4px);
}

.contact-map {
  background:
    linear-gradient(180deg, var(--color-white) 0%, #f6f7fa 100%);
}

.contact-map__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 0 0 72px;
}

.contact-map__link {
  position: relative;
  display: block;
  color: var(--color-white);
  overflow: hidden;
  border-radius: 8px;
  background:
    url("./assets/images/contact/contact-map.jpg") center center / cover no-repeat,
    #eef2f7;
  box-shadow: 0 18px 42px rgba(17, 31, 70, 0.16);
  isolation: isolate;
}

.contact-map__link::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  background:
    linear-gradient(180deg, rgba(8, 18, 39, 0) 38%, rgba(8, 18, 39, 0.42) 100%),
    linear-gradient(90deg, rgba(38, 58, 110, 0.12) 0%, rgba(38, 58, 110, 0) 48%);
}

.contact-map__link::after {
  content: "";
  position: absolute;
  top: 0;
  right: 0;
  z-index: 2;
  width: 64px;
  height: 60px;
  pointer-events: none;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.contact-map img {
  display: block;
  width: 100%;
  height: clamp(360px, 40vw, 520px);
  object-fit: cover;
  object-position: center;
  transition:
    transform 0.42s ease,
    filter 0.42s ease;
}

.contact-map__directions {
  position: absolute;
  right: 28px;
  bottom: 28px;
  z-index: 3;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 50px;
  padding: 0 22px;
  border-radius: 4px;
  color: var(--color-white);
  background: #244077;
  box-shadow: 0 8px 16px rgba(23, 41, 82, 0.28);
  font-size: 17px;
  line-height: 1;
  font-weight: 700;
  transition:
    transform 0.28s ease,
    background 0.28s ease,
    box-shadow 0.28s ease;
}

.contact-map__link:hover img {
  filter: saturate(1.04) contrast(1.03);
  transform: scale(1.035);
}

.contact-map__link:hover .contact-map__directions {
  background: #17356f;
  box-shadow: 0 14px 24px rgba(23, 41, 82, 0.32);
  transform: translateY(-4px);
}

@keyframes contactQuoteMark {
  0%,
  72%,
  100% {
    transform: translateY(6px) scale(1);
  }

  82% {
    transform: translateY(0) scale(1.06);
  }
}

@keyframes contactQuoteSweep {
  0%,
  72%,
  100% {
    opacity: 0;
    transform: translateX(0) skewX(-16deg);
  }

  82% {
    opacity: 1;
  }

  94% {
    opacity: 0;
    transform: translateX(820px) skewX(-16deg);
  }
}

@keyframes contactInfoSweep {
  0% {
    opacity: 0;
    transform: translateX(0) skewX(-16deg);
  }

  44% {
    opacity: 1;
  }

  100% {
    opacity: 0;
    transform: translateX(680px) skewX(-16deg);
  }
}

@keyframes contactButtonSweep {
  0% {
    opacity: 0;
    transform: translateX(0) skewX(-16deg);
  }

  45% {
    opacity: 1;
  }

  100% {
    opacity: 0;
    transform: translateX(520px) skewX(-16deg);
  }
}

@media (prefers-reduced-motion: reduce) {
  .contact-quote .quote-strip__inner::after,
  .contact-quote .quote-strip__mark,
  .contact-info__item::after,
  .contact-form button::before {
    animation: none;
  }

  .contact-form-card,
  .contact-info__item,
  .contact-info__icon,
  .contact-map img,
  .contact-map__directions {
    transition: none;
  }
}

.consulting-detail-intro {
  background: var(--color-gold);
}

.consulting-detail-intro__inner {
  position: relative;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 58px 0 62px;
}

.consulting-detail-intro__accent {
  position: absolute;
  top: 22px;
  right: 0;
  padding: 15px;
  box-sizing: content-box;
}

.consulting-detail-intro__accent::before {
  background: var(--color-text);
}

.consulting-detail-intro p {
  max-width: 920px;
  margin: 0;
  color: #263b68;
  font-size: 24px;
  line-height: 1.38;
  font-weight: 500;
}

.consulting-detail-services {
  background: var(--color-white);
}

.consulting-detail-services__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 62px 0 68px;
}

.consulting-detail-services h2,
.consulting-benefits h2,
.consulting-final-cta h2 {
  margin: 0;
  color: var(--color-text);
  font-size: 34px;
  line-height: 1.18;
  font-weight: 700;
  letter-spacing: 0;
}

.consulting-detail-services__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin-top: 34px;
}

.consulting-detail-services__grid article {
  min-height: 112px;
  padding: 22px 20px;
  color: var(--color-text);
  background: #f6f7fa;
  border-left: 5px solid var(--color-gold);
  font-size: 18px;
  line-height: 1.28;
  font-weight: 700;
}

.consulting-benefits {
  background: #233f78;
}

.consulting-benefits__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 58px 0 62px;
}

.consulting-benefits h2 {
  color: var(--color-white);
}

.consulting-benefits ul {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 24px;
  margin: 34px 0 0;
  padding: 0;
  list-style: none;
}

.consulting-benefits li {
  color: rgba(255, 255, 255, 0.9);
  font-size: 19px;
  line-height: 1.36;
  font-weight: 500;
}

.consulting-quote {
  background: var(--color-gold);
}

.consulting-quote__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 42px 0 46px;
}

.consulting-quote p {
  max-width: 760px;
  margin: 0 auto;
  color: #263b68;
  text-align: center;
  font-family: Georgia, "Times New Roman", serif;
  font-size: 34px;
  line-height: 1.22;
  font-style: italic;
}

.consulting-quote span {
  display: block;
  margin-top: 12px;
  font-family: "Gotham Greek", sans-serif;
  font-size: 18px;
  font-style: normal;
  font-weight: 700;
}

.consulting-final-cta {
  background: var(--color-white);
}

.consulting-final-cta__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 42px;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 54px 0 58px;
}

.consulting-final-cta h2 {
  max-width: 760px;
}

.consulting-final-cta a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 270px;
  height: 55px;
  padding: 0 20px;
  color: var(--color-white);
  background: #244077;
  box-shadow: 0 8px 16px rgba(23, 41, 82, 0.28);
  font-size: 20px;
  line-height: 1;
  font-weight: 700;
}

.individuals-intro {
  background: var(--color-gold);
}

.individuals-intro__inner {
  position: relative;
  width: var(--fluid-content-width);
  min-height: 300px;
  margin: 0 auto;
  padding: 94px 0 72px;
}

.individuals-intro__accent {
  position: absolute;
  top: 30px;
  right: 28px;
  padding: 15px;
  box-sizing: content-box;
}

.individuals-intro__accent::before {
  background: var(--color-text);
}

.individuals-intro p {
  max-width: var(--fluid-content-width);
  margin: 0 auto;
  color: #263b68;
  font-size: 28px;
  line-height: 1.38;
  font-weight: 400;
  letter-spacing: -0.02em;
}

.individuals-intro strong {
  color: var(--color-text);
  font-weight: 700;
}

.finance-individuals-intro {
  background: #20386d;
}

.finance-individuals-intro__inner {
  width: var(--fluid-content-width);
  min-height: 620px;
  margin: 0 auto;
  padding: 76px 0 86px;
}

.finance-individuals-intro__copy {
  max-width: var(--fluid-content-width);
  margin: 0 auto;
}

.finance-individuals-intro p {
  margin: 0;
  color: var(--color-white);
  font-size: 29px;
  line-height: 1.32;
  font-weight: 400;
  letter-spacing: -0.02em;
}

.finance-individuals-intro p + p {
  margin-top: 60px;
}

.finance-individuals-intro strong {
  color: var(--color-white);
  font-weight: 700;
}

.finance-individuals-intro__gold {
  display: block;
  color: var(--color-gold);
  font-weight: 700;
}

.finance-life-cycle {
  background: var(--color-white);
}

.finance-life-cycle__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 60px 0 68px;
}

.finance-life-cycle__graphic {
  display: block;
  width: 100%;
  height: auto;
  margin: 0 auto;
}

.finance-goals {
  background: #20386d;
}

.finance-goals__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 78px 0 94px;
}

.finance-goals__grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 78px 82px;
}

.finance-goals__item {
  grid-column: span 2;
  min-width: 0;
  text-align: center;
}

.finance-goals__item:nth-child(4) {
  grid-column: 2 / span 2;
}

.finance-goals__item:nth-child(5) {
  grid-column: 4 / span 2;
}

.finance-goals__item img {
  display: block;
  width: auto;
  height: 118px;
  margin: 0 auto 22px;
  object-fit: contain;
}

.finance-goals__item h2 {
  margin: 0;
  color: var(--color-white);
  font-size: 29px;
  line-height: 0.94;
  font-weight: 700;
  letter-spacing: -0.03em;
}

.finance-goals__item p {
  max-width: 292px;
  margin: 24px auto 0;
  color: rgba(255, 255, 255, 0.86);
  font-size: 16px;
  line-height: 1.32;
  font-weight: 400;
  letter-spacing: -0.01em;
  text-align: left;
}

.finance-savings-cta {
  background: var(--color-white);
}

.finance-savings-cta__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 56px 0 64px;
  color: var(--color-text);
}

.finance-savings-cta__intro {
  max-width: 870px;
  margin: 0 auto;
  color: #304260;
  font-size: 22px;
  line-height: 1.35;
  font-weight: 400;
  letter-spacing: -0.015em;
}

.finance-savings-cta__actions {
  display: grid;
  grid-template-columns: 1fr 1px 1fr;
  align-items: center;
  gap: 62px;
  max-width: 790px;
  margin: 62px auto 0;
}

.finance-savings-cta__actions article {
  text-align: center;
}

.finance-savings-cta__actions h2 {
  margin: 0;
  color: var(--color-text);
  font-size: 32px;
  line-height: 1.12;
  font-weight: 700;
  letter-spacing: -0.03em;
}

.finance-savings-cta__divider {
  display: block;
  width: 1px;
  height: 176px;
  background: var(--color-text);
}

.finance-savings-cta__button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 254px;
  height: 62px;
  margin-top: 38px;
  padding: 0 28px;
  color: var(--color-white);
  background: #20386d;
  box-shadow: 0 7px 14px rgba(24, 38, 75, 0.28);
  font-size: 18px;
  line-height: 1;
  font-weight: 700;
}

.finance-savings-cta__button--gold {
  color: var(--color-text);
  background: var(--color-gold);
}

.finance-why {
  background: #20386d;
}

.finance-why__inner {
  position: relative;
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 52px 0 0;
}

.finance-why__heading {
  display: flex;
  justify-content: center;
}

.finance-why__title-lockup {
  display: inline-flex;
  align-items: flex-start;
  gap: 22px;
}

.finance-why h2 {
  margin: 0;
  color: var(--color-white);
  font-size: 39px;
  line-height: 1;
  font-weight: 700;
  letter-spacing: -0.03em;
}

.finance-why__accent {
  width: 46px;
  height: 43px;
  margin-top: -7px;
  padding: 0;
  box-sizing: border-box;
}

.finance-why__body {
  display: grid;
  grid-template-columns: minmax(0, 540px) minmax(0, 520px);
  align-items: end;
  gap: 50px;
  margin-top: 42px;
}

.finance-why__list {
  display: grid;
  gap: 24px;
  margin: 0;
  padding: 0 0 44px;
  list-style: none;
  color: var(--color-white);
  font-size: 22px;
  line-height: 1.15;
  font-weight: 700;
  letter-spacing: -0.02em;
  text-align: center;
}

.finance-why__body img {
  display: block;
  width: 100%;
  height: 260px;
  object-fit: cover;
  object-position: center;
}

.finance-business-overview {
  background: #20386d;
}

.finance-business-overview__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 48px 0 88px;
}

.finance-business-overview__intro {
  max-width: 1010px;
  margin: 0 auto;
  color: var(--color-white);
  font-size: 29px;
  line-height: 1.25;
  font-weight: 400;
  letter-spacing: -0.025em;
}

.finance-business-overview__intro strong {
  font-weight: 700;
}

.finance-business-overview__grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 82px;
  margin-top: 82px;
}

.finance-business-solution {
  min-width: 0;
}

.finance-business-solution img {
  display: block;
  width: auto;
  height: 118px;
  margin: 0 auto 34px;
  object-fit: contain;
}

.finance-business-solution h2 {
  min-height: 102px;
  margin: 0;
  color: var(--color-white);
  font-size: 30px;
  line-height: 0.98;
  font-weight: 700;
  letter-spacing: -0.035em;
  text-align: center;
}

.finance-business-solution p {
  margin: 18px 0 0;
  color: rgba(255, 255, 255, 0.9);
  font-size: 16px;
  line-height: 1.32;
  font-weight: 400;
  letter-spacing: -0.012em;
  text-align: left;
}

.finance-business-solution strong {
  color: var(--color-white);
  font-weight: 700;
}

.finance-business-cycle {
  background: var(--color-white);
}

.finance-business-cycle__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 42px 0 72px;
  text-align: center;
}

.finance-business-cycle h2 {
  margin: 0;
  color: var(--color-text);
  font-size: 30px;
  line-height: 1.1;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.finance-business-cycle img {
  display: block;
  width: 637px;
  max-width: 100%;
  height: auto;
  margin: 28px auto 0;
}

.finance-business-advantage {
  background: #20386d;
}

.finance-business-advantage__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 44px 0 52px;
  color: var(--color-white);
}

.finance-business-advantage h2 {
  margin: 0;
  color: var(--color-gold);
  font-size: 34px;
  line-height: 1.08;
  font-weight: 700;
  letter-spacing: -0.03em;
  text-align: center;
}

.finance-business-advantage__intro {
  max-width: 760px;
  margin: 24px auto 0;
  color: rgba(255, 255, 255, 0.9);
  font-size: 18px;
  line-height: 1.42;
  font-weight: 400;
  letter-spacing: -0.015em;
  text-align: center;
}

.finance-business-advantage h3 {
  max-width: 850px;
  margin: 38px auto 0;
  color: var(--color-white);
  font-size: 25px;
  line-height: 1.2;
  font-weight: 700;
  letter-spacing: -0.025em;
}

.finance-business-advantage__list {
  display: grid;
  gap: 22px;
  max-width: 850px;
  margin: 24px auto 0;
  padding: 0;
  list-style: none;
}

.finance-business-advantage__list li {
  display: grid;
  grid-template-columns: 32px minmax(0, 1fr);
  align-items: start;
  gap: 20px;
}

.finance-business-advantage__list .corner-mark {
  display: block;
  width: 20px;
  height: 18px;
  margin-top: 4px;
  padding: 0;
  box-sizing: border-box;
}

.finance-business-advantage__list p {
  margin: 0;
  color: rgba(255, 255, 255, 0.9);
  font-size: 18px;
  line-height: 1.38;
  font-weight: 400;
  letter-spacing: -0.015em;
}

.finance-business-advantage__list strong {
  color: var(--color-white);
  font-weight: 700;
}

.finance-business-contact {
  background: var(--color-white);
}

.finance-business-contact__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 48px 0 50px;
  text-align: center;
}

.finance-business-contact h2 {
  margin: 0;
  color: var(--color-text);
  font-size: 31px;
  line-height: 1.18;
  font-weight: 700;
  letter-spacing: -0.03em;
}

.finance-business-contact a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 260px;
  height: 64px;
  margin-top: 28px;
  padding: 0 28px;
  color: var(--color-white);
  background: #244077;
  box-shadow: 0 8px 16px rgba(23, 41, 82, 0.28);
  font-size: 18px;
  line-height: 1;
  font-weight: 700;
}

.income-protection {
  background: var(--color-white);
}

.income-protection__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 42px 0 78px;
}

.income-protection__inner > h2 {
  margin: 0;
  text-align: center;
  color: var(--color-text);
  font-size: 31px;
  line-height: 1.22;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.income-wheel {
  width: min(100%, 769px);
  margin: 24px auto 0;
}

.income-wheel__graphic {
  display: block;
  width: 100%;
  height: auto;
}

.income-wheel strong {
  position: absolute;
  left: 50%;
  top: 342px;
  color: var(--color-text);
  font-size: 34px;
  line-height: 1;
  font-weight: 700;
  letter-spacing: 0.08em;
  transform: translate(-50%, -50%);
}

.income-wheel__icon {
  position: absolute;
  display: block;
  width: 58px;
  height: 58px;
  border: 1.5px solid rgba(255, 255, 255, 0.86);
  border-radius: 50%;
}

.income-wheel__icon::before {
  content: "";
  position: absolute;
  inset: 10px;
  background: rgba(255, 255, 255, 0.88);
  mask-position: center;
  mask-repeat: no-repeat;
  mask-size: contain;
  -webkit-mask-position: center;
  -webkit-mask-repeat: no-repeat;
  -webkit-mask-size: contain;
}

.income-wheel__icon--1 {
  top: 135px;
  left: 430px;
}

.income-wheel__icon--1::before {
  mask-image: url("./assets/images/insurance-individuals/pie-icon-1.png");
  -webkit-mask-image: url("./assets/images/insurance-individuals/pie-icon-1.png");
}

.income-wheel__icon--2 {
  top: 280px;
  left: 590px;
}

.income-wheel__icon--2::before {
  mask-image: url("./assets/images/insurance-individuals/pie-icon-2.png");
  -webkit-mask-image: url("./assets/images/insurance-individuals/pie-icon-2.png");
}

.income-wheel__icon--3 {
  top: 460px;
  left: 532px;
}

.income-wheel__icon--3::before {
  mask-image: url("./assets/images/insurance-individuals/pie-icon-3.png");
  -webkit-mask-image: url("./assets/images/insurance-individuals/pie-icon-3.png");
}

.income-wheel__icon--4 {
  top: 535px;
  left: 330px;
}

.income-wheel__icon--4::before {
  mask-image: url("./assets/images/insurance-individuals/pie-icon-4.png");
  -webkit-mask-image: url("./assets/images/insurance-individuals/pie-icon-4.png");
}

.income-wheel__icon--5 {
  top: 397px;
  left: 205px;
}

.income-wheel__icon--5::before {
  mask-image: url("./assets/images/insurance-individuals/pie-icon-5.png");
  -webkit-mask-image: url("./assets/images/insurance-individuals/pie-icon-5.png");
}

.income-wheel__icon--6 {
  top: 225px;
  left: 245px;
}

.income-wheel__icon--6::before {
  mask-image: url("./assets/images/insurance-individuals/pie-icon-6.png");
  -webkit-mask-image: url("./assets/images/insurance-individuals/pie-icon-6.png");
}

.income-wheel__label {
  position: absolute;
  color: var(--color-text);
  font-size: 18px;
  line-height: 1.14;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.income-wheel__label::after {
  content: "";
  position: absolute;
  top: calc(100% + 7px);
  width: 132px;
  height: 2px;
  background: var(--color-gold);
}

.income-wheel__label--health {
  top: 70px;
  left: 492px;
}

.income-wheel__label--health::after,
.income-wheel__label--life::after,
.income-wheel__label--wealth::after {
  left: calc(100% + 12px);
}

.income-wheel__label--life {
  top: 248px;
  left: 700px;
}

.income-wheel__label--wealth {
  top: 528px;
  left: 608px;
}

.income-wheel__label--liability {
  top: 620px;
  left: 218px;
}

.income-wheel__label--pension {
  top: 438px;
  left: 70px;
}

.income-wheel__label--disability {
  top: 206px;
  left: 120px;
  text-align: right;
}

.income-wheel__label--liability::after,
.income-wheel__label--pension::after,
.income-wheel__label--disability::after {
  right: calc(100% + 12px);
}

.individuals-health {
  max-width: 900px;
  margin: 10px auto 0;
}

.individuals-health__title-lockup {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 16px;
}

.individuals-health__title-lockup h2 {
  margin: 0;
  color: var(--color-gold);
  font-size: 31px;
  line-height: 1.1;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.individuals-health__accent {
  flex: 0 0 auto;
  width: 36px;
  height: 34px;
  margin-top: -8px;
  padding: 0;
}

.individuals-health__accent::before {
  background: var(--color-text);
}

.individuals-health__list {
  display: grid;
  gap: 28px;
  margin-top: 30px;
}

.individuals-health__item {
  display: grid;
  grid-template-columns: 72px 1fr;
  align-items: center;
  gap: 22px;
}

.individuals-health__icon {
  display: block;
  width: 64px;
  height: 64px;
  object-fit: contain;
}

.individuals-health__item p {
  margin: 0;
  color: #1f3768;
  font-size: 16px;
  line-height: 1.35;
  font-weight: 400;
  letter-spacing: -0.02em;
}

.individuals-health__item strong {
  color: var(--color-text);
  font-size: 26px;
  line-height: 1;
  font-weight: 700;
}

.individuals-property {
  background: var(--color-navy-800);
}

.individuals-property__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 36px 0 54px;
  color: var(--color-white);
}

.individuals-property__title-lockup {
  display: flex;
  align-items: flex-start;
  justify-content: center;
  gap: 16px;
}

.individuals-property__title-lockup h2 {
  margin: 0;
  color: var(--color-gold);
  font-size: 31px;
  line-height: 1.1;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.individuals-property__accent {
  flex: 0 0 auto;
  width: 36px;
  height: 34px;
  margin-top: -14px;
  padding: 0;
}

.individuals-property__copy {
  max-width: 800px;
  margin: 30px auto 0;
}

.individuals-property__copy p {
  margin: 0;
  color: rgba(255, 255, 255, 0.86);
  font-size: 17px;
  line-height: 1.35;
  font-weight: 400;
  letter-spacing: -0.02em;
}

.individuals-property__copy p + p {
  margin-top: 20px;
}

.individuals-property__list {
  display: grid;
  gap: 28px;
  max-width: 800px;
  margin: 18px auto 0;
}

.individuals-property__item {
  display: grid;
  grid-template-columns: 72px 1fr;
  align-items: center;
  gap: 22px;
}

.individuals-property__item img {
  display: block;
  width: 64px;
  height: 64px;
  object-fit: contain;
}

.individuals-property__item p {
  margin: 0;
  color: rgba(255, 255, 255, 0.88);
  font-size: 17px;
  line-height: 1.35;
  font-weight: 400;
  letter-spacing: -0.02em;
}

.individuals-property__item strong {
  color: var(--color-gold);
  font-size: 26px;
  line-height: 1;
  font-weight: 700;
}

.individuals-special {
  background: var(--color-white);
}

.individuals-special__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 48px 0 62px;
}

.individuals-special h2 {
  margin: 0;
  text-align: center;
  color: var(--color-text);
  font-size: 31px;
  line-height: 1.12;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.individuals-special__intro {
  max-width: 800px;
  margin: 28px auto 0;
  color: #3d4f73;
  font-size: 17px;
  line-height: 1.45;
  font-weight: 400;
  letter-spacing: -0.01em;
}

.individuals-special__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  column-gap: 56px;
  row-gap: 22px;
  max-width: 800px;
  margin: 28px auto 0;
}

.individuals-special__item {
  display: grid;
  grid-template-columns: 24px 1fr;
  align-items: start;
  gap: 10px;
}

.individuals-special__item span {
  display: block;
  width: 19px;
  height: 18px;
  margin-top: 3px;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.individuals-special__item p {
  margin: 0;
  color: #3d4f73;
  font-size: 16px;
  line-height: 1.26;
  font-weight: 400;
  letter-spacing: -0.02em;
}

.individuals-special__item strong {
  color: var(--color-text);
  font-weight: 700;
}

.individuals-why {
  background: var(--color-gold);
}

.individuals-why__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 30px 0 0;
}

.individuals-why__heading {
  display: flex;
  justify-content: center;
}

.individuals-why__title-lockup {
  display: inline-flex;
  align-items: flex-start;
  gap: 16px;
}

.individuals-why__heading h2 {
  margin: 0;
  color: var(--color-text);
  font-size: 31px;
  line-height: 1.12;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.individuals-why__accent {
  flex: 0 0 auto;
  width: 36px;
  height: 34px;
  margin-top: -8px;
  padding: 0;
}

.individuals-why__accent::before {
  background: var(--color-text);
}

.individuals-why__body {
  display: grid;
  grid-template-columns: 620px 1fr;
  gap: 46px;
  align-items: stretch;
  margin-top: 30px;
}

.individuals-why__body img {
  display: block;
  width: 100%;
  height: 260px;
  object-fit: cover;
  object-position: center;
}

.individuals-why__copy {
  max-width: 390px;
  padding: 12px 0 44px;
  color: #263b68;
}

.individuals-why__copy p {
  margin: 0;
  text-align: justify;
  text-align-last: left;
  hyphens: auto;
  font-size: 19px;
  line-height: 1.42;
  font-weight: 400;
  letter-spacing: -0.02em;
}

.individuals-why__copy strong {
  color: var(--color-text);
  font-weight: 700;
}

.individuals-process {
  background: var(--color-white);
}

.individuals-process__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 42px 0 62px;
}

.individuals-process__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 38px;
  max-width: 800px;
  margin: 0 auto;
}

.individuals-process__step {
  display: flex;
  min-height: 238px;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.individuals-process__step img {
  display: block;
  width: 78px;
  height: 78px;
  object-fit: contain;
}

.individuals-process__step span {
  display: block;
  margin-top: 8px;
  color: var(--color-gold);
  font-size: 78px;
  line-height: 0.86;
  font-weight: 700;
  letter-spacing: -0.06em;
}

.individuals-process__step--gold span {
  color: var(--color-text);
}

.individuals-process__step h3 {
  margin: 22px 0 0;
  color: var(--color-text);
  font-size: 18px;
  line-height: 1.18;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.individuals-process__step--gold h3 {
  color: var(--color-gold);
}

.individuals-process__note {
  max-width: 800px;
  margin: 28px auto 0;
  color: #3d4f73;
  font-size: 18px;
  line-height: 1.45;
  font-weight: 400;
  letter-spacing: -0.02em;
}

.individuals-process__cta {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  max-width: 760px;
  margin: 52px auto 0;
}

.individuals-process__cta article {
  display: flex;
  min-height: 188px;
  flex-direction: column;
  align-items: center;
  padding: 0 60px;
  text-align: center;
}

.individuals-process__cta article + article {
  border-left: 2px solid #263a6e;
}

.individuals-process__cta h3 {
  display: flex;
  min-height: 90px;
  align-items: flex-start;
  justify-content: center;
  margin: 0;
  color: var(--color-text);
  font-size: 29px;
  line-height: 1.18;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.individuals-process__button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 244px;
  height: 58px;
  margin-top: auto;
  padding: 0 24px;
  color: var(--color-white);
  background: #244077;
  box-shadow: 0 8px 16px rgba(23, 41, 82, 0.28);
  font-size: 18px;
  line-height: 1;
  font-weight: 700;
}

.individuals-process__button--gold {
  color: var(--color-text);
  background: var(--color-gold);
}

.business-risks {
  background: var(--color-white);
}

.business-risks__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 58px 0 78px;
}

.business-risks__copy {
  position: relative;
  max-width: 820px;
  margin: 0 auto;
}

.business-risks__accent {
  position: absolute;
  top: -26px;
  right: -74px;
  box-sizing: content-box;
  padding: 15px;
}

.business-risks__copy p {
  margin: 0;
  color: #263b68;
  font-size: 17px;
  line-height: 1.35;
  font-weight: 400;
  letter-spacing: -0.01em;
}

.business-risks__copy p + p {
  margin-top: 26px;
}

.business-risks__copy strong {
  color: var(--color-text);
  font-weight: 700;
}

.business-risks h2 {
  margin: 34px 0 0;
  text-align: center;
  color: var(--color-gold);
  font-size: 30px;
  line-height: 1.16;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.business-risks__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  column-gap: 86px;
  row-gap: 28px;
  max-width: 760px;
  margin: 34px auto 0;
}

.business-risk {
  display: grid;
  grid-template-columns: 76px 1fr;
  align-items: center;
  gap: 18px;
  min-height: 76px;
}

.business-risk img {
  display: block;
  width: 72px;
  height: 72px;
  object-fit: contain;
}

.business-risk h3 {
  margin: 0;
  color: var(--color-text);
  font-size: 21px;
  line-height: 1.18;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.business-solutions {
  background: var(--color-navy-800);
}

.business-solutions__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 46px 0 58px;
  color: var(--color-white);
}

.business-solutions h2 {
  margin: 0;
  text-align: center;
  color: var(--color-white);
  font-size: 24px;
  line-height: 1.22;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.business-solutions__list {
  display: grid;
  gap: 30px;
  max-width: 860px;
  margin: 40px auto 0;
}

.business-solution {
  display: grid;
  grid-template-columns: 78px 1fr;
  align-items: start;
  gap: 28px;
}

.business-solution img {
  display: block;
  width: 74px;
  height: 74px;
  object-fit: contain;
}

.business-solution h3 {
  margin: 0;
  color: var(--color-gold);
  font-size: 24px;
  line-height: 1.12;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.business-solution p {
  margin: 8px 0 0;
  color: rgba(255, 255, 255, 0.88);
  font-size: 16px;
  line-height: 1.36;
  font-weight: 400;
  letter-spacing: -0.01em;
}

.business-solution strong {
  color: var(--color-white);
  font-weight: 700;
}

.special-insurances {
  background: var(--color-white);
}

.special-insurances__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 56px 0 72px;
}

.special-insurances h2 {
  margin: 0;
  text-align: center;
  color: var(--color-text);
  font-size: 28px;
  line-height: 1.12;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.special-insurances__intro {
  max-width: 800px;
  margin: 28px auto 0;
  color: #3d4f73;
  font-size: 17px;
  line-height: 1.45;
  font-weight: 400;
  letter-spacing: -0.01em;
}

.special-insurances__grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  column-gap: 56px;
  row-gap: 23px;
  max-width: 800px;
  margin: 28px auto 0;
}

.special-insurance {
  display: grid;
  grid-template-columns: 24px 1fr;
  align-items: start;
  gap: 10px;
}

.special-insurance__mark {
  display: block;
  width: 19px;
  height: 18px;
  margin-top: 3px;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.special-insurance p {
  margin: 0;
  color: #3d4f73;
  font-size: 16px;
  line-height: 1.26;
  font-weight: 400;
  letter-spacing: -0.02em;
}

.special-insurance strong {
  color: var(--color-text);
  font-weight: 500;
}

.business-why {
  background: var(--color-gold);
}

.business-why__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 34px 0 0;
}

.business-why__heading {
  position: relative;
  display: flex;
  justify-content: center;
  min-height: 52px;
}

.business-why__title-lockup {
  display: inline-flex;
  align-items: flex-start;
  gap: 12px;
}

.business-why__heading h2 {
  margin: 0;
  color: var(--color-text);
  font-size: 28px;
  line-height: 1.12;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.business-why__accent {
  position: static;
  flex: 0 0 auto;
  width: 36px;
  height: 34px;
  padding: 0;
  box-sizing: border-box;
}

.business-why__accent::before {
  background: var(--color-text);
}

.business-why__body {
  display: grid;
  grid-template-columns: 596px 1fr;
  align-items: stretch;
  gap: 48px;
  margin-top: 16px;
}

.business-why__body img {
  display: block;
  width: 100%;
  height: 360px;
  object-fit: cover;
  object-position: center;
}

.business-why__copy {
  max-width: 390px;
  padding: 18px 0 40px;
  color: #263b68;
}

.business-why__copy p {
  margin: 0;
  text-align: justify;
  text-align-last: left;
  hyphens: auto;
  font-size: 18px;
  line-height: 1.42;
  font-weight: 400;
  letter-spacing: -0.02em;
}

.business-why__copy p + p {
  margin-top: 8px;
}

.business-why__copy strong {
  color: var(--color-text);
  font-weight: 700;
}

.business-benefits {
  background: var(--color-white);
}

.business-benefits__inner {
  width: var(--fluid-content-width);
  margin: 0 auto;
  padding: 54px 0 72px;
  color: var(--color-text);
}

.business-benefits h2 {
  margin: 0;
  text-align: center;
  font-size: 28px;
  line-height: 1.12;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.business-benefits__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  column-gap: 86px;
  row-gap: 62px;
  max-width: 760px;
  margin: 58px auto 0;
}

.business-benefit {
  display: flex;
  min-height: 248px;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.business-benefit__icon {
  display: block;
  width: 104px;
  height: 104px;
  object-fit: contain;
}

.business-benefit__number {
  display: block;
  margin-top: 8px;
  color: var(--color-gold);
  font-size: 78px;
  line-height: 0.86;
  font-weight: 700;
  letter-spacing: -0.06em;
}

.business-benefit--gold .business-benefit__number {
  color: var(--color-text);
}

.business-benefit h3 {
  margin: 20px 0 0;
  max-width: 220px;
  color: var(--color-text);
  font-size: 22px;
  line-height: 1.15;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.business-benefit--gold h3 {
  color: var(--color-gold);
}

.business-benefits__cta {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  max-width: 760px;
  margin: 78px auto 0;
}

.business-benefits__cta article {
  display: flex;
  min-height: 208px;
  flex-direction: column;
  align-items: center;
  justify-content: flex-start;
  padding: 10px 60px 0;
  text-align: center;
}

.business-benefits__cta article + article {
  border-left: 2px solid #263a6e;
}

.business-benefits__cta h3 {
  margin: 0;
  display: flex;
  min-height: 92px;
  align-items: flex-start;
  justify-content: center;
  color: var(--color-text);
  font-size: 25px;
  line-height: 1.22;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.business-benefits__button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 244px;
  height: 58px;
  margin-top: auto;
  padding: 0 24px;
  color: var(--color-white);
  background: #244077;
  box-shadow: 0 8px 16px rgba(23, 41, 82, 0.28);
  font-size: 18px;
  line-height: 1;
  font-weight: 700;
}

.business-benefits__button--gold {
  color: var(--color-text);
  background: var(--color-gold);
}

.site-footer.business-footer {
  background: var(--color-gold);
}

.insurance-business-page .business-hero,
.insurance-individuals-page .business-hero,
.finance-business-page .business-hero,
.finance-individuals-page .business-hero,
.consulting-detail-page .business-hero {
  isolation: isolate;
  overflow: hidden;
}

.insurance-business-page .business-hero::before,
.insurance-individuals-page .business-hero::before,
.finance-business-page .business-hero::before,
.finance-individuals-page .business-hero::before,
.consulting-detail-page .business-hero::before {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(8, 18, 39, 0.28) 0%, rgba(8, 18, 39, 0.05) 48%, rgba(8, 18, 39, 0.3) 100%),
    linear-gradient(180deg, rgba(8, 18, 39, 0.2) 0%, rgba(8, 18, 39, 0) 46%, rgba(8, 18, 39, 0.28) 100%);
}

.insurance-business-page .business-hero::after,
.insurance-individuals-page .business-hero::after,
.finance-business-page .business-hero::after,
.finance-individuals-page .business-hero::after,
.consulting-detail-page .business-hero::after {
  content: "";
  position: absolute;
  left: var(--page-gutter);
  bottom: 0;
  z-index: 2;
  width: min(470px, 44vw);
  height: 8px;
  pointer-events: none;
  background: var(--color-gold);
}

.insurance-business-page .business-hero .hero__topbar,
.insurance-business-page .business-hero__title,
.insurance-individuals-page .business-hero .hero__topbar,
.insurance-individuals-page .business-hero__title,
.finance-business-page .business-hero .hero__topbar,
.finance-business-page .business-hero__title,
.finance-individuals-page .business-hero .hero__topbar,
.finance-individuals-page .business-hero__title,
.consulting-detail-page .business-hero .hero__topbar,
.consulting-detail-page .business-hero__title {
  z-index: 3;
}

.insurance-business-page .business-hero__title,
.insurance-individuals-page .business-hero__title,
.finance-business-page .business-hero__title,
.finance-individuals-page .business-hero__title,
.consulting-detail-page .business-hero__title {
  transform: translate(-50%, -4%);
}

.insurance-business-page .business-hero__title h1,
.insurance-individuals-page .business-hero__title h1,
.finance-business-page .business-hero__title h1,
.finance-individuals-page .business-hero__title h1,
.consulting-detail-page .business-hero__title h1 {
  position: relative;
  display: inline-block;
  padding-right: 0.72em;
  text-shadow: 0 16px 28px rgba(8, 18, 39, 0.34);
}

.insurance-business-page .business-hero__title h1::before,
.insurance-individuals-page .business-hero__title h1::before,
.finance-business-page .business-hero__title h1::before,
.finance-individuals-page .business-hero__title h1::before,
.consulting-detail-page .business-hero__title h1::before {
  content: "";
  position: absolute;
  left: 50%;
  bottom: -0.24em;
  width: 88px;
  height: 6px;
  background: var(--color-gold);
  box-shadow: 0 10px 18px rgba(215, 173, 59, 0.28);
  transform: translateX(-50%);
}

.insurance-business-page .business-hero__title h1::after,
.insurance-individuals-page .business-hero__title h1::after,
.finance-business-page .business-hero__title h1::after,
.finance-individuals-page .business-hero__title h1::after,
.consulting-detail-page .business-hero__title h1::after {
  content: "";
  position: absolute;
  top: -0.08em;
  right: 0;
  width: 0.62em;
  height: 0.58em;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.insurance-business-page .business-hero__title p,
.insurance-individuals-page .business-hero__title p,
.finance-business-page .business-hero__title p,
.finance-individuals-page .business-hero__title p,
.consulting-detail-page .business-hero__title p {
  margin-top: 28px;
  text-shadow: 0 10px 20px rgba(8, 18, 39, 0.3);
}

.insurance-business-page .business-hero__image,
.insurance-individuals-page .business-hero__image,
.finance-business-page .business-hero__image,
.finance-individuals-page .business-hero__image {
  transform: scale(1.012);
  filter: saturate(1.04) contrast(1.03);
}

.business-risks,
.individuals-intro,
.finance-individuals-intro,
.finance-business-overview,
.consulting-detail-intro {
  position: relative;
  overflow: hidden;
}

.business-risks::before,
.individuals-intro::before,
.finance-individuals-intro::before,
.finance-business-overview::before,
.consulting-detail-intro::before {
  content: "";
  position: absolute;
  top: 0;
  left: 50%;
  width: min(100%, 1320px);
  height: 1px;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(215, 173, 59, 0.68) 48%, transparent 100%);
  transform: translateX(-50%);
}

.business-risks__copy,
.individuals-intro p,
.finance-individuals-intro__copy,
.finance-business-overview__intro,
.consulting-detail-intro p {
  position: relative;
  isolation: isolate;
}

.business-risks__copy,
.individuals-intro p,
.consulting-detail-intro p {
  box-sizing: border-box;
  padding: 30px 36px;
  border: 1px solid rgba(38, 58, 110, 0.1);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.82);
  box-shadow: 0 18px 38px rgba(17, 31, 70, 0.1);
}

.individuals-intro p,
.consulting-detail-intro p {
  padding-right: 106px;
}

.finance-individuals-intro__copy,
.finance-business-overview__intro {
  box-sizing: border-box;
  padding: 34px 38px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.06);
  box-shadow: 0 18px 38px rgba(8, 18, 39, 0.16);
}

.business-risks__copy::after,
.individuals-intro p::after,
.finance-individuals-intro__copy::after,
.finance-business-overview__intro::after,
.consulting-detail-intro p::after {
  content: "";
  position: absolute;
  inset: 0 auto 0 -24%;
  z-index: -1;
  width: 16%;
  opacity: 0;
  pointer-events: none;
  background: linear-gradient(90deg, transparent 0%, rgba(215, 173, 59, 0.16) 48%, transparent 100%);
  transform: skewX(-16deg);
}

.business-risks__copy:hover::after,
.individuals-intro p:hover::after,
.finance-individuals-intro__copy:hover::after,
.finance-business-overview__intro:hover::after,
.consulting-detail-intro p:hover::after {
  animation: detailIntroSweep 1.05s ease both;
}

.business-risks__accent,
.individuals-intro__accent,
.consulting-detail-intro__accent {
  top: 28px;
  right: 28px;
}

.business-risks h2,
.business-solutions h2,
.special-insurances h2,
.individuals-health__title-lockup h2,
.individuals-property__title-lockup h2,
.individuals-special h2,
.individuals-why__heading h2,
.individuals-process__cta h3,
.finance-business-cycle h2,
.finance-business-advantage h2,
.finance-business-contact h2,
.finance-why h2,
.finance-savings-cta__actions h2,
.consulting-detail-services h2,
.consulting-benefits h2,
.consulting-final-cta h2 {
  position: relative;
}

.business-risks h2::after,
.business-solutions h2::after,
.special-insurances h2::after,
.individuals-special h2::after,
.finance-business-cycle h2::after,
.finance-business-advantage h2::after,
.finance-business-contact h2::after,
.consulting-detail-services h2::after,
.consulting-benefits h2::after,
.consulting-final-cta h2::after {
  content: "";
  display: inline-block;
  width: 0.62em;
  height: 0.58em;
  margin-left: 0.18em;
  vertical-align: top;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.business-risks__grid,
.finance-goals__grid,
.finance-business-overview__grid,
.consulting-detail-services__grid,
.consulting-benefits ul {
  align-items: stretch;
}

.business-risk,
.business-solution,
.special-insurance,
.individuals-health__item,
.individuals-property__item,
.individuals-special__item,
.individuals-process__step,
.business-benefit,
.finance-goals__item,
.finance-business-solution,
.finance-business-advantage__list li,
.consulting-detail-services__grid article,
.consulting-benefits li {
  position: relative;
  border-radius: 8px;
  transition:
    transform 0.28s ease,
    border-color 0.28s ease,
    box-shadow 0.28s ease,
    background 0.28s ease;
}

.business-risk,
.special-insurance,
.individuals-health__item,
.individuals-special__item,
.finance-business-advantage__list li,
.consulting-detail-services__grid article {
  padding: 18px 20px;
  border: 1px solid rgba(38, 58, 110, 0.09);
  background: rgba(255, 255, 255, 0.88);
  box-shadow: 0 12px 26px rgba(17, 31, 70, 0.06);
}

.business-solution,
.individuals-property__item,
.finance-goals__item,
.finance-business-solution,
.consulting-benefits li {
  padding: 20px;
  border: 1px solid rgba(255, 255, 255, 0.12);
  background: rgba(255, 255, 255, 0.06);
  box-shadow: 0 18px 34px rgba(8, 18, 39, 0.14);
}

.business-risk:hover,
.business-solution:hover,
.special-insurance:hover,
.individuals-health__item:hover,
.individuals-property__item:hover,
.individuals-special__item:hover,
.individuals-process__step:hover,
.business-benefit:hover,
.finance-goals__item:hover,
.finance-business-solution:hover,
.finance-business-advantage__list li:hover,
.consulting-detail-services__grid article:hover,
.consulting-benefits li:hover {
  border-color: rgba(215, 173, 59, 0.34);
  box-shadow: 0 18px 34px rgba(17, 31, 70, 0.12);
  transform: translateY(-4px);
}

.business-risk img,
.business-solution img,
.individuals-health__icon,
.individuals-property__item img,
.individuals-process__step img,
.business-benefit__icon,
.finance-goals__item img,
.finance-business-solution img {
  filter: drop-shadow(0 10px 16px rgba(8, 18, 39, 0.18));
  transition:
    transform 0.3s ease,
    filter 0.3s ease;
}

.business-risk:hover img,
.business-solution:hover img,
.individuals-health__item:hover .individuals-health__icon,
.individuals-property__item:hover img,
.individuals-process__step:hover img,
.business-benefit:hover .business-benefit__icon,
.finance-goals__item:hover img,
.finance-business-solution:hover img {
  filter: drop-shadow(0 12px 18px rgba(215, 173, 59, 0.28));
  transform: translateY(-3px) scale(1.06);
}

.business-solutions,
.individuals-property,
.finance-goals,
.finance-why,
.finance-business-advantage,
.consulting-benefits {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(135deg, #1f376d 0%, #243f78 68%, #2b4f91 100%);
}

.business-solutions::before,
.individuals-property::before,
.finance-goals::before,
.finance-why::before,
.finance-business-advantage::before,
.consulting-benefits::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(215, 173, 59, 0.16) 0%, rgba(215, 173, 59, 0) 38%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.05) 0%, rgba(255, 255, 255, 0) 55%);
}

.business-solutions__inner,
.individuals-property__inner,
.finance-goals__inner,
.finance-why__inner,
.finance-business-advantage__inner,
.consulting-benefits__inner {
  position: relative;
  z-index: 1;
}

.income-wheel__graphic,
.finance-life-cycle__graphic,
.finance-business-cycle img,
.finance-why__body img,
.individuals-why__body img,
.business-why__body img {
  border-radius: 8px;
  box-shadow: 0 22px 46px rgba(17, 31, 70, 0.12);
}

.income-wheel__graphic {
  background: #fff url("./assets/images/insurance-individuals/income.jpg") center / contain no-repeat;
}

.finance-life-cycle__graphic {
  background: #fff url("./assets/images/finance-individuals/financial-cycle.jpg") center / contain no-repeat;
}

.finance-business-cycle img {
  background: #fff url("./assets/images/finance-business/business-cycle.jpg") center / contain no-repeat;
}

.business-why__body img {
  background: url("./assets/images/insurance-business/why.jpg") center / cover no-repeat;
}

.individuals-why__body img {
  background: url("./assets/images/insurance-individuals/why.png") center / cover no-repeat;
}

.business-why,
.individuals-why {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(90deg, #d7ad3b 0%, #e5c561 52%, #d7ad3b 100%);
}

.business-why::before,
.individuals-why::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    linear-gradient(90deg, rgba(255, 255, 255, 0.16), transparent 38%, rgba(255, 255, 255, 0.12));
}

.business-why__inner,
.individuals-why__inner {
  position: relative;
  z-index: 1;
}

.business-why__copy,
.individuals-why__copy {
  box-sizing: border-box;
  align-self: center;
  max-width: 430px;
  padding: 24px 28px 30px;
  border-left: 6px solid var(--color-text);
  border-radius: 0 8px 8px 0;
  background: rgba(255, 255, 255, 0.72);
  box-shadow: 0 18px 34px rgba(17, 31, 70, 0.1);
}

.business-why__body img,
.individuals-why__body img {
  transition:
    filter 0.32s ease,
    transform 0.32s ease;
}

.business-why__body:hover img,
.individuals-why__body:hover img {
  filter: saturate(1.04) contrast(1.02);
  transform: translateY(-3px);
}

.finance-why__body img {
  background: url("./assets/images/finance-individuals/finance-why-person.jpg") center / cover no-repeat;
}

.finance-business-solution:nth-child(1) img {
  background: url("./assets/images/finance-business/solution-consulting.png") center / contain no-repeat;
}

.finance-business-solution:nth-child(2) img {
  background: url("./assets/images/finance-business/solution-funding.png") center / contain no-repeat;
}

.finance-business-solution:nth-child(3) img {
  background: url("./assets/images/finance-business/solution-liquidity.png") center / contain no-repeat;
}

.finance-goals__item:nth-child(1) img {
  background: url("./assets/images/finance-individuals/goal-education.png") center / contain no-repeat;
}

.finance-goals__item:nth-child(2) img {
  background: url("./assets/images/finance-individuals/goal-retirement.png") center / contain no-repeat;
}

.finance-goals__item:nth-child(3) img {
  background: url("./assets/images/finance-individuals/goal-asset.png") center / contain no-repeat;
}

.finance-goals__item:nth-child(4) img {
  background: url("./assets/images/finance-individuals/goal-loan.png") center / contain no-repeat;
}

.finance-goals__item:nth-child(5) img {
  background: url("./assets/images/finance-individuals/goal-emergency.png") center / contain no-repeat;
}

.income-wheel__graphic,
.finance-life-cycle__graphic,
.finance-business-cycle img {
  animation: detailChartFloat 6.4s ease-in-out infinite;
}

.individuals-property__copy,
.individuals-special__intro,
.special-insurances__intro,
.finance-savings-cta__intro,
.finance-business-advantage__intro {
  box-sizing: border-box;
  padding: 22px 26px;
  border-left: 6px solid var(--color-gold);
  border-radius: 0 8px 8px 0;
  background: rgba(255, 255, 255, 0.8);
  box-shadow: 0 14px 30px rgba(17, 31, 70, 0.08);
}

.individuals-property__copy,
.finance-business-advantage__intro {
  background: rgba(255, 255, 255, 0.08);
}

.finance-business-advantage__list li {
  border-color: rgba(255, 255, 255, 0.12);
  background: rgba(255, 255, 255, 0.08);
  box-shadow: 0 18px 34px rgba(8, 18, 39, 0.16);
}

.finance-business-advantage__list li:hover {
  border-color: rgba(215, 173, 59, 0.36);
  background: rgba(255, 255, 255, 0.12);
}

.individuals-process__step,
.business-benefit {
  position: relative;
  overflow: hidden;
  padding: 22px 18px;
  border: 1px solid rgba(38, 58, 110, 0.08);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.88);
  box-shadow: 0 12px 26px rgba(17, 31, 70, 0.06);
}

.individuals-process__step::before,
.business-benefit::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 4px;
  background: var(--color-gold);
  opacity: 0.75;
  transform: scaleY(0.34);
  transform-origin: top;
  transition:
    opacity 0.28s ease,
    transform 0.28s ease;
}

.individuals-process__step--gold,
.business-benefit--gold {
  background:
    linear-gradient(180deg, rgba(215, 173, 59, 0.11), rgba(255, 255, 255, 0.9));
}

.individuals-process__step:hover::before,
.business-benefit:hover::before {
  opacity: 1;
  transform: scaleY(1);
}

.individuals-process__step img,
.business-benefit__icon {
  background-position: center;
  background-repeat: no-repeat;
  background-size: contain;
}

.individuals-process__step:nth-child(1) img {
  background-image: url("./assets/images/insurance-individuals/step-1.png");
}

.individuals-process__step:nth-child(2) img {
  background-image: url("./assets/images/insurance-individuals/step-2.png");
}

.individuals-process__step:nth-child(3) img {
  background-image: url("./assets/images/insurance-individuals/step-3.png");
}

.individuals-process__step:nth-child(4) img {
  background-image: url("./assets/images/insurance-individuals/step-4.png");
}

.business-benefit:nth-child(1) .business-benefit__icon {
  background-image: url("./assets/images/insurance-business/icon-17.png");
}

.business-benefit:nth-child(2) .business-benefit__icon {
  background-image: url("./assets/images/insurance-business/icon-18.png");
}

.business-benefit:nth-child(3) .business-benefit__icon {
  background-image: url("./assets/images/insurance-business/icon-19.png");
}

.business-benefit:nth-child(4) .business-benefit__icon {
  background-image: url("./assets/images/insurance-business/icon-20.png");
}

.business-benefit:nth-child(5) .business-benefit__icon {
  background-image: url("./assets/images/insurance-business/icon-21.png");
}

.business-benefit:nth-child(6) .business-benefit__icon {
  background-image: url("./assets/images/insurance-business/icon-22.png");
}

.business-benefits__cta article,
.individuals-process__cta article,
.finance-savings-cta__actions article,
.finance-business-contact__inner,
.consulting-final-cta__inner {
  position: relative;
  border-radius: 8px;
}

.business-benefits__cta,
.individuals-process__cta {
  gap: 24px;
}

.business-benefits__cta article,
.individuals-process__cta article {
  box-sizing: border-box;
  padding: 28px 24px 30px;
  border: 1px solid rgba(38, 58, 110, 0.1);
  background:
    linear-gradient(135deg, rgba(255, 255, 255, 0.95), rgba(246, 249, 252, 0.86));
  box-shadow: 0 14px 30px rgba(17, 31, 70, 0.08);
  overflow: hidden;
}

.business-benefits__cta article::after,
.individuals-process__cta article::after {
  content: "";
  position: absolute;
  top: 14px;
  right: 14px;
  width: 26px;
  height: 26px;
  border-top: 7px solid var(--color-gold);
  border-right: 7px solid var(--color-gold);
  opacity: 0.82;
}

.business-benefits__cta article + article,
.individuals-process__cta article + article {
  border-left: 1px solid rgba(38, 58, 110, 0.1);
}

.finance-savings-cta__actions article,
.finance-business-contact__inner,
.consulting-final-cta__inner {
  padding: 28px 24px 30px;
  border: 1px solid rgba(38, 58, 110, 0.1);
  background: rgba(255, 255, 255, 0.9);
  box-shadow: 0 14px 30px rgba(17, 31, 70, 0.08);
}

.business-benefits__button,
.individuals-process__button,
.finance-savings-cta__button,
.finance-business-contact a,
.consulting-final-cta a {
  transition:
    transform 0.28s ease,
    box-shadow 0.28s ease,
    background 0.28s ease;
}

.business-benefits__button:hover,
.individuals-process__button:hover,
.finance-savings-cta__button:hover,
.finance-business-contact a:hover,
.consulting-final-cta a:hover {
  box-shadow: 0 14px 24px rgba(23, 41, 82, 0.3);
  transform: translateY(-3px);
}

.consulting-quote {
  position: relative;
  overflow: hidden;
  background:
    linear-gradient(90deg, var(--color-gold) 0%, #e3c15b 58%, #f0d377 100%);
}

.consulting-quote::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 34%;
  pointer-events: none;
  background: linear-gradient(90deg, rgba(255, 255, 255, 0.28) 0%, rgba(255, 255, 255, 0) 100%);
}

.consulting-quote__inner {
  position: relative;
  z-index: 1;
}

.consulting-quote p {
  position: relative;
  padding-left: 34px;
  text-align: left;
}

.consulting-quote p::before {
  content: "";
  position: absolute;
  top: 0.18em;
  bottom: 0.12em;
  left: 0;
  width: 5px;
  background: #263b68;
}

@keyframes detailIntroSweep {
  0% {
    opacity: 0;
    transform: translateX(0) skewX(-16deg);
  }

  42% {
    opacity: 1;
  }

  100% {
    opacity: 0;
    transform: translateX(860px) skewX(-16deg);
  }
}

@keyframes detailChartFloat {
  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-5px);
  }
}

.income-wheel__graphic,
.finance-life-cycle__graphic,
.finance-business-cycle img,
.investment-allocation__chart {
  transform-origin: center;
  will-change: opacity, transform, filter;
  animation: none;
  transition:
    opacity 0.82s ease,
    filter 0.32s ease,
    transform 0.82s cubic-bezier(0.18, 0.82, 0.22, 1),
    box-shadow 0.32s ease;
}

.chart-reveal-ready .income-wheel__graphic,
.chart-reveal-ready .finance-life-cycle__graphic,
.chart-reveal-ready .finance-business-cycle img,
.chart-reveal-ready .investment-allocation__chart {
  opacity: 0;
  filter: saturate(0.78) contrast(0.92) blur(1.4px);
  transform: translateY(34px) scale(0.965);
}

.chart-reveal-ready .income-wheel__graphic.is-chart-visible,
.chart-reveal-ready .finance-life-cycle__graphic.is-chart-visible,
.chart-reveal-ready .finance-business-cycle img.is-chart-visible,
.chart-reveal-ready .investment-allocation__chart.is-chart-visible {
  opacity: 1;
  filter: saturate(1) contrast(1) blur(0);
  transform: translateY(0) scale(1);
  transition-delay: var(--chart-reveal-delay, 180ms);
  animation: importantChartBreath 5.2s ease-in-out var(--chart-breath-delay, 1.14s) infinite;
}

.chart-reveal-ready .income-wheel__graphic.is-chart-visible:hover,
.chart-reveal-ready .finance-life-cycle__graphic.is-chart-visible:hover,
.chart-reveal-ready .finance-business-cycle img.is-chart-visible:hover,
.chart-reveal-ready .investment-allocation__chart.is-chart-visible:hover {
  animation-play-state: paused;
  transition-delay: 0ms;
  filter: saturate(1.08) contrast(1.05);
  transform: translateY(-7px) scale(1.018);
}

@keyframes importantChartBreath {
  0%,
  100% {
    filter: saturate(1) contrast(1);
    transform: translateY(0) scale(1);
  }

  50% {
    filter: saturate(1.08) contrast(1.05);
    transform: translateY(-9px) scale(1.018);
  }
}

@media (prefers-reduced-motion: reduce) {
  .business-risks__copy::after,
  .individuals-intro p::after,
  .finance-individuals-intro__copy::after,
  .finance-business-overview__intro::after,
  .consulting-detail-intro p::after,
  .income-wheel__graphic,
  .finance-life-cycle__graphic,
  .investment-allocation__chart,
  .finance-business-cycle img {
    animation: none;
  }

  .chart-reveal-ready .income-wheel__graphic,
  .chart-reveal-ready .finance-life-cycle__graphic,
  .chart-reveal-ready .finance-business-cycle img,
  .chart-reveal-ready .investment-allocation__chart {
    opacity: 1;
    filter: none;
    transform: none;
    transition: none;
  }

  .business-risk,
  .business-solution,
  .special-insurance,
  .individuals-health__item,
  .individuals-property__item,
  .individuals-special__item,
  .individuals-process__step,
  .business-benefit,
  .finance-goals__item,
  .finance-business-solution,
  .finance-business-advantage__list li,
  .consulting-detail-services__grid article,
  .consulting-benefits li {
    transition: none;
  }
}

.corner-mark {
  width: 104px;
  height: 104px;
  transform-origin: 100% 0;
  will-change: transform;
}

.corner-mark--small {
  width: 56px;
  height: 52px;
}

.corner-mark--tiny {
  width: 36px;
  height: 34px;
  flex: 0 0 auto;
}

.corner-mark::before {
  content: "";
  display: block;
  width: 100%;
  height: 100%;
  background: var(--color-gold);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
}

.title-lockup {
  display: inline-flex;
  align-items: flex-start;
  gap: 0.22em;
  max-width: 100%;
  line-height: 1;
}

.title-lockup--center {
  display: flex;
  justify-content: center;
  width: fit-content;
  margin-right: auto;
  margin-left: auto;
}

.why-choose__title-lockup.title-lockup--center {
  justify-content: flex-start;
  width: 100%;
  margin-right: 0;
  margin-left: 0;
}

.title-lockup h1,
.title-lockup h2 {
  min-width: 0;
}

.title-lockup > .corner-mark {
  position: static;
  flex: 0 0 auto;
  width: 0.92em;
  height: 0.86em;
  margin-top: -0.18em;
  padding: 0;
  box-sizing: border-box;
}

.title-lockup > .corner-mark--small {
  width: 0.82em;
  height: 0.76em;
}

@keyframes cornerMarkPlay {
  0% {
    transform: scale(1) translate(0, 0);
  }

  28% {
    transform: scale(1.28) translate(3px, -3px);
  }

  52% {
    transform: scale(0.94) translate(-1px, 1px);
  }

  76% {
    transform: scale(1.08) translate(1px, -1px);
  }

  100% {
    transform: scale(1) translate(0, 0);
  }
}

@keyframes servicesCornerPop {
  0% {
    transform: scale(1) translate(0, 0);
  }

  28% {
    transform: scale(1.34) translate(4px, -4px);
  }

  52% {
    transform: scale(0.92) translate(-1px, 1px);
  }

  76% {
    transform: scale(1.08) translate(1px, -1px);
  }

  100% {
    transform: scale(1) translate(0, 0);
  }
}

.decision-banner__title-lockup,
.expertise__title-lockup {
  display: inline-flex;
}

.intro-band__title-lockup {
  font-size: 42px;
}

.decision-banner__title-lockup {
  font-size: 50px;
}

.services__title-lockup {
  font-size: 55px;
}

.expertise__title-lockup {
  font-size: 56px;
}

.calculators__title-lockup {
  font-size: 57px;
}

.awards__title-lockup {
  font-size: 31px;
}

@media (max-width: 900px) {
  html,
  body {
    overflow-x: hidden;
  }

  body {
    min-width: 0;
  }

  .home-page {
    width: 100%;
  }

  .hero {
    height: 96vw;
    min-height: 340px;
    max-height: 440px;
    background-position: 60% center;
  }

  .hero__topbar {
    align-items: flex-start;
    padding: 18px 16px 0;
  }

  .hero__brand {
    width: 86px;
  }

  .hero__actions {
    gap: 12px;
    padding-top: 2px;
  }

  .hero__nav {
    display: none;
  }

  .hero__menu {
    width: 42px;
    height: 42px;
    gap: 4px;
    border-radius: 50%;
    background: rgba(9, 17, 33, 0.28);
    backdrop-filter: blur(4px);
  }

  .hero__menu span {
    width: 20px;
  }

  .hero__menu[aria-expanded="true"] span:nth-child(1) {
    transform: translateY(6px) rotate(45deg);
  }

  .hero__menu[aria-expanded="true"] span:nth-child(3) {
    transform: translateY(-6px) rotate(-45deg);
  }

  .hero__drawer {
    position: fixed;
    top: 72px;
    right: 16px;
    z-index: 10020;
    min-width: min(76vw, 280px);
    max-height: calc(100dvh - 88px);
    overflow-y: auto;
  }

  .service-hero {
    height: 96vw;
    min-height: 340px;
    max-height: 440px;
    background-position: 55% center;
  }

  .business-hero {
    height: 96vw;
    min-height: 340px;
    max-height: 440px;
    background-position: 50% center;
  }

  .insurance-individuals-page .business-hero {
    height: 96vw;
    min-height: 420px;
    max-height: 560px;
  }

  .finance-individuals-page .business-hero {
    height: 96vw;
    min-height: 340px;
    max-height: 440px;
  }

  .finance-business-page .business-hero {
    height: 96vw;
    min-height: 340px;
    max-height: 440px;
  }

  .investment-page .business-hero {
    height: 96vw;
    min-height: 340px;
    max-height: 440px;
  }

  .about-page .business-hero {
    height: 96vw;
    min-height: 340px;
    max-height: 440px;
  }

  .about-page .business-hero::after {
    left: 16px;
    width: min(180px, 44vw);
    height: 5px;
  }

  .ceo-page .business-hero {
    height: auto;
    min-height: 0;
    max-height: none;
    padding-top: clamp(340px, 96vw, 440px);
    padding-bottom: 34px;
    background-image: none;
    background-color: #d8e3eb;
  }

  .ceo-page .business-hero::before {
    bottom: auto;
    height: clamp(340px, 96vw, 440px);
  }

  .ceo-page .business-hero .hero__topbar {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
  }

  .ceo-page .business-hero__image {
    position: absolute;
    top: 0;
    height: 96vw;
    min-height: 340px;
    max-height: 440px;
    object-position: 24% top;
  }

  .business-hero__title {
    width: calc(100% - 32px);
  }

  .business-hero__title h1 {
    font-size: 38px;
  }

  .investment-page .business-hero__title h1 {
    font-size: 38px;
  }

  .business-hero__title p {
    margin-top: 14px;
    font-size: 15px;
    letter-spacing: 0.34em;
  }

  .investment-intro__inner {
    width: calc(100% - 32px);
    min-height: auto;
    padding: 48px 0 36px;
  }

  .investment-intro__accent {
    top: 4px;
    right: 0;
    padding: 12px;
  }

  .investment-intro p {
    max-width: none;
    padding-right: 58px;
    font-size: 16px;
    line-height: 1.45;
  }

  .investment-intro h2 {
    max-width: none;
    margin-top: 34px;
    font-size: 23px;
    line-height: 1.18;
  }

  .investment-options {
    border-bottom-width: 12px;
  }

  .investment-options__inner {
    width: calc(100% - 32px);
    padding-bottom: 34px;
  }

  .investment-options__grid {
    grid-template-columns: 1fr;
    max-width: 430px;
    gap: 16px;
  }

  .investment-option,
  .investment-option__content {
    min-height: 330px;
  }

  .investment-option__content {
    padding: 0 18px 24px;
  }

  .investment-option__title {
    gap: 8px;
  }

  .investment-option__title .corner-mark {
    width: 22px;
    height: 20px;
    margin-top: 5px;
  }

  .investment-option h3 {
    font-size: 22px;
    line-height: 1.08;
  }

  .investment-option p {
    margin-top: 14px;
    font-size: 15px;
    line-height: 1.36;
  }

  .investment-options__note {
    max-width: 430px;
    margin-top: 34px;
    font-size: 16px;
    line-height: 1.45;
  }

  .investment-allocation__inner {
    width: calc(100% - 32px);
    padding: 26px 0 34px;
  }

  .investment-allocation h2 {
    font-size: 22px;
    line-height: 1.14;
  }

  .investment-allocation h2 span {
    font-size: 18px;
    line-height: 1.12;
  }

  .investment-allocation__chart {
    margin-top: 22px;
  }

  .investment-allocation__list {
    gap: 16px;
    max-width: none;
    margin-top: 22px;
  }

  .investment-allocation__list li {
    grid-template-columns: 24px minmax(0, 1fr);
    gap: 12px;
  }

  .investment-allocation__list .corner-mark {
    width: 16px;
    height: 15px;
    margin-top: 4px;
  }

  .investment-allocation__list p {
    font-size: 15px;
    line-height: 1.42;
  }

  .investment-quote .quote-strip__inner {
    flex-direction: row;
    align-items: center;
    min-height: 96px;
    padding: 10px 0;
  }

  .investment-quote .quote-strip__mark {
    margin: 0 16px 0 0;
    font-size: 76px;
    transform: translateY(5px);
  }

  .investment-quote .quote-strip__text {
    font-size: 17px;
    line-height: 1.22;
  }

  .investment-trust__inner {
    width: calc(100% - 32px);
    padding: 32px 0 34px;
  }

  .investment-trust h2 {
    font-size: 22px;
    line-height: 1.18;
  }

  .investment-trust__list {
    gap: 18px;
    max-width: 430px;
    margin-top: 24px;
  }

  .investment-trust__list li {
    grid-template-columns: 58px minmax(0, 1fr);
    gap: 16px;
  }

  .investment-trust__list img {
    width: 52px;
    height: 50px;
  }

  .investment-trust__list p {
    font-size: 17px;
    line-height: 1.26;
  }

  .investment-final-cta__inner {
    width: calc(100% - 32px);
    padding: 34px 0 30px;
  }

  .investment-final-cta__actions {
    grid-template-columns: 1fr;
    gap: 28px;
    max-width: 430px;
  }

  .investment-final-cta h2 {
    min-height: 0;
    font-size: 22px;
    line-height: 1.14;
  }

  .investment-final-cta__button {
    width: 100%;
    max-width: 280px;
    min-width: 0;
    height: 54px;
    margin-top: 18px;
    font-size: 15px;
  }

  .investment-final-cta__inner > p {
    max-width: 430px;
    margin-top: 28px;
    font-size: 11px;
    line-height: 1.4;
  }

  .about-quote .quote-strip__inner {
    flex-direction: row;
    align-items: center;
    min-height: 112px;
    padding: 10px 0;
  }

  .about-quote .quote-strip__mark {
    margin: 0 18px 0 0;
    font-size: 82px;
    transform: translateY(6px);
  }

  .about-quote .quote-strip__text {
    font-size: 17px;
    line-height: 1.28;
  }

  .about-stability__inner {
    width: calc(100% - 32px);
    padding: 40px 0 42px;
  }

  .about-stability__title-lockup {
    justify-content: flex-start;
    margin-right: 0;
    margin-left: 0;
    font-size: 27px;
  }

  .about-stability h2 {
    max-width: none;
    font-size: 27px;
    line-height: 1.16;
    text-align: left;
  }

  .about-stability p {
    max-width: none;
    margin-top: 20px;
    font-size: 15px;
    line-height: 1.45;
  }

  .about-pillars__inner {
    width: calc(100% - 32px);
    padding: 34px 0 40px;
  }

  .about-pillars__title-lockup {
    justify-content: flex-start;
    margin-right: 0;
    margin-left: 0;
    font-size: 25px;
  }

  .about-pillars h2 {
    max-width: none;
    font-size: 25px;
    line-height: 1.14;
    text-align: left;
  }

  .about-pillars__grid {
    grid-template-columns: 1fr;
    gap: 16px;
    max-width: none;
    margin-top: 26px;
  }

  .about-pillar {
    min-height: 170px;
    padding: 24px 20px;
  }

  .about-pillar h3 {
    margin-bottom: 10px;
    font-size: 21px;
  }

  .about-pillar img {
    height: 82px;
  }

  .about-pillars__copy {
    max-width: none;
    margin-top: 30px;
    padding: 20px 18px;
    border-left-width: 4px;
  }

  .about-pillars__copy p {
    font-size: 15px;
    line-height: 1.45;
  }

  .ceo-page .ceo-hero__quote-card {
    position: relative;
    top: auto;
    right: auto;
    bottom: auto;
    width: min(380px, calc(100vw - 32px));
    max-width: calc(100vw - 32px);
    min-height: 0;
    margin: -18px auto 0;
    padding: 46px 28px 62px;
    overflow: visible;
    box-sizing: border-box;
  }

  .ceo-hero__corner {
    width: 44px;
    height: 40px;
  }

  .ceo-page .ceo-hero__quote-card p {
    font-size: 20px;
    line-height: 1.35;
    overflow-wrap: break-word;
  }

  .ceo-page .ceo-hero__quote-card footer {
    margin-top: 22px;
    font-size: 18px;
  }

  .ceo-statement__inner {
    width: calc(100% - 32px);
    padding: 40px 0 44px;
  }

  .ceo-statement__title-lockup,
  .ceo-philosophy__title-lockup,
  .ceo-certifications__title-lockup {
    position: relative;
    display: block;
    width: 100%;
    max-width: none;
  }

  .ceo-statement__title-lockup {
    font-size: 25px;
  }

  .ceo-statement h2 {
    box-sizing: border-box;
    width: 100%;
    max-width: none;
    padding-right: 68px;
    font-size: 25px;
    line-height: 1.18;
    text-align: left;
  }

  .ceo-statement__title-lockup > .corner-mark {
    display: none;
  }

  .ceo-statement__title-lockup::after {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    width: 38px;
    height: 35px;
    background: var(--color-gold);
    clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
  }

  .ceo-statement__copy {
    max-width: none;
    margin-top: 24px;
    padding-left: 18px;
    border-left-width: 4px;
  }

  .ceo-statement p {
    font-size: 16px;
    line-height: 1.45;
  }

  .ceo-statement p + p {
    margin-top: 22px;
  }

  .ceo-gold-divider {
    height: 28px;
  }

  .ceo-philosophy__inner {
    width: calc(100% - 32px);
    padding: 36px 0 40px;
  }

  .ceo-philosophy__title-lockup {
    font-size: 25px;
  }

  .ceo-philosophy h2 {
    box-sizing: border-box;
    width: 100%;
    padding-right: 68px;
    font-size: 25px;
    line-height: 1.18;
    text-align: left;
  }

  .ceo-philosophy__title-lockup > .corner-mark {
    display: none;
  }

  .ceo-philosophy__title-lockup::after {
    content: "";
    position: absolute;
    top: -2px;
    right: 0;
    width: 38px;
    height: 35px;
    background: var(--color-gold);
    clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
  }

  .ceo-philosophy__list {
    gap: 22px;
    max-width: none;
    margin-top: 24px;
  }

  .ceo-philosophy__list li {
    grid-template-columns: 48px minmax(0, 1fr);
    gap: 14px;
    min-height: auto;
    padding: 16px 14px;
  }

  .ceo-philosophy__list img {
    width: 44px;
    height: 42px;
  }

  .ceo-philosophy__list p {
    font-size: 16px;
    line-height: 1.4;
  }

  .ceo-certifications__inner {
    width: calc(100% - 32px);
    padding: 38px 0 48px;
  }

  .ceo-certifications__panel {
    max-width: none;
    padding: 26px 18px 32px;
    box-shadow: 18px 22px 20px rgba(10, 22, 54, 0.24);
  }

  .ceo-certifications__title-lockup {
    font-size: 24px;
  }

  .ceo-certifications h2 {
    box-sizing: border-box;
    width: 100%;
    padding-right: 68px;
    font-size: 24px;
    line-height: 1.18;
  }

  .ceo-certifications__title-lockup > .corner-mark {
    display: none;
  }

  .ceo-certifications__title-lockup::after {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    width: 38px;
    height: 35px;
    background: var(--color-gold);
    clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
  }

  .ceo-certifications__list {
    gap: 16px;
    margin-top: 26px;
  }

  .ceo-certifications__list li {
    grid-template-columns: 48px minmax(0, 1fr);
    gap: 12px;
  }

  .ceo-certifications__list img {
    width: 44px;
    height: 44px;
  }

  .ceo-certifications__list span {
    font-size: 15px;
    line-height: 1.42;
  }

  .contact-hero {
    min-height: auto;
    background-position: 58% center;
  }

  .contact-hero__inner {
    width: calc(100% - 32px);
    padding: 118px 0 54px;
    text-align: left;
  }

  .contact-hero h1 {
    display: block;
    width: 100%;
    max-width: 100%;
    padding-right: 44px;
    font-size: clamp(28px, 8.2vw, 34px);
    line-height: 1.12;
    overflow-wrap: break-word;
  }

  .contact-hero h1::after {
    top: 0;
    width: 34px;
    height: 32px;
  }

  .contact-hero p {
    max-width: none;
    margin-top: 16px;
    font-size: 17px;
    line-height: 1.45;
  }

  .contact-quote .quote-strip__inner {
    flex-direction: row;
    align-items: center;
    min-height: 100px;
    padding: 10px 0;
  }

  .contact-quote .quote-strip__mark {
    margin: 0 16px 0 0;
    font-size: 76px;
    transform: translateY(4px);
  }

  .contact-quote .quote-strip__text {
    font-size: 16px;
    line-height: 1.3;
  }

  .contact-quote .quote-strip__text span {
    font-size: 14px;
  }

  .contact-main__inner {
    grid-template-columns: 1fr;
    gap: 42px;
    width: calc(100% - 32px);
    padding: 44px 0 48px;
  }

  .contact-form-card {
    padding: 32px 18px 28px;
  }

  .contact-form-card__accent {
    top: 28px;
    left: auto;
    right: 18px;
    width: 38px;
    height: 36px;
  }

  .contact-form-card h2,
  .contact-info h2 {
    font-size: 25px;
    line-height: 1.18;
  }

  .contact-form-card h2,
  .contact-info h2 {
    padding-right: 54px;
  }

  .contact-info h2::before {
    width: 38px;
    height: 36px;
  }

  .contact-form-card > p {
    font-size: 15px;
    line-height: 1.45;
  }

  .contact-form {
    gap: 18px;
    margin-top: 26px;
  }

  .contact-form__row {
    grid-template-columns: 1fr;
    gap: 18px;
  }

  .contact-form input,
  .contact-form textarea {
    padding: 13px 14px;
    font-size: 15px;
  }

  .contact-form button {
    min-height: 54px;
    font-size: 15px;
  }

  .contact-info__list {
    gap: 24px;
    margin-top: 28px;
  }

  .contact-info__item {
    grid-template-columns: 46px minmax(0, 1fr);
    gap: 14px;
    padding: 14px 12px;
  }

  .contact-info__icon {
    width: 42px;
    height: 42px;
  }

  .contact-info__icon::before {
    width: 23px;
    height: 23px;
  }

  .contact-info__item h3,
  .contact-social h3 {
    font-size: 18px;
    line-height: 1.22;
  }

  .contact-info__item p,
  .contact-info__item a {
    font-size: 15px;
    line-height: 1.45;
  }

  .contact-social {
    margin-top: 30px;
    padding-top: 22px;
  }

  .contact-social .site-footer__social-icons a {
    width: 50px;
    height: 50px;
  }

  .contact-map__inner {
    width: calc(100% - 32px);
    padding-bottom: 44px;
  }

  .contact-map img {
    height: 360px;
  }

  .contact-map__directions {
    right: 14px;
    left: 14px;
    bottom: 14px;
    width: auto;
    min-height: 44px;
    padding: 0 16px;
    text-align: center;
    font-size: 14px;
  }

  .consulting-detail-intro__inner,
  .consulting-detail-services__inner,
  .consulting-benefits__inner,
  .consulting-quote__inner,
  .consulting-final-cta__inner {
    width: calc(100% - 32px);
  }

  .consulting-detail-intro__inner {
    padding: 42px 0 44px;
  }

  .consulting-detail-intro__accent {
    top: 14px;
    right: 0;
  }

  .consulting-detail-intro p {
    padding-right: 60px;
    font-size: 17px;
    line-height: 1.45;
  }

  .consulting-detail-services__inner,
  .consulting-benefits__inner {
    padding: 42px 0 46px;
  }

  .consulting-detail-services h2,
  .consulting-benefits h2,
  .consulting-final-cta h2 {
    font-size: 24px;
    line-height: 1.22;
  }

  .consulting-detail-services__grid,
  .consulting-benefits ul {
    grid-template-columns: 1fr;
    gap: 14px;
    margin-top: 24px;
  }

  .consulting-detail-services__grid article {
    min-height: auto;
    padding: 18px 16px;
    font-size: 16px;
    line-height: 1.35;
  }

  .consulting-benefits li {
    font-size: 16px;
    line-height: 1.45;
  }

  .consulting-quote__inner {
    padding: 30px 0 34px;
  }

  .consulting-quote p {
    font-size: 24px;
    line-height: 1.25;
  }

  .consulting-final-cta__inner {
    flex-direction: column;
    align-items: flex-start;
    gap: 24px;
    padding: 38px 0 42px;
  }

  .consulting-final-cta a {
    width: 100%;
    min-width: 0;
  }

  .individuals-intro__inner {
    width: calc(100% - 32px);
    min-height: auto;
    padding: 44px 0 42px;
  }

  .individuals-intro__accent {
    top: 14px;
    right: 0;
  }

  .individuals-intro p {
    max-width: none;
    padding-right: 62px;
    font-size: 17px;
    line-height: 1.45;
  }

  .finance-individuals-intro__inner {
    width: calc(100% - 32px);
    min-height: auto;
    padding: 42px 0 46px;
  }

  .finance-individuals-intro p {
    font-size: 17px;
    line-height: 1.45;
  }

  .finance-individuals-intro p + p {
    margin-top: 30px;
  }

  .finance-life-cycle__inner {
    width: calc(100% - 32px);
    padding: 34px 0 40px;
  }

  .finance-goals__inner {
    width: calc(100% - 32px);
    padding: 48px 0 54px;
  }

  .finance-goals__grid {
    grid-template-columns: 1fr;
    gap: 42px;
  }

  .finance-goals__item,
  .finance-goals__item:nth-child(4),
  .finance-goals__item:nth-child(5) {
    grid-column: auto;
  }

  .finance-goals__item img {
    height: 86px;
    margin-bottom: 18px;
  }

  .finance-goals__item h2 {
    font-size: 23px;
    line-height: 1;
  }

  .finance-goals__item p {
    max-width: 330px;
    margin-top: 18px;
    font-size: 15px;
    line-height: 1.4;
    text-align: center;
  }

  .finance-savings-cta__inner {
    width: calc(100% - 32px);
    padding: 42px 0 48px;
  }

  .finance-savings-cta__intro {
    max-width: none;
    font-size: 16px;
    line-height: 1.45;
    text-align: center;
  }

  .finance-savings-cta__actions {
    grid-template-columns: 1fr;
    gap: 32px;
    max-width: none;
    margin-top: 34px;
  }

  .finance-savings-cta__actions h2 {
    font-size: 23px;
    line-height: 1.18;
  }

  .finance-savings-cta__divider {
    width: 100%;
    height: 1px;
    max-width: 240px;
    margin: 0 auto;
  }

  .finance-savings-cta__button {
    width: 100%;
    max-width: 280px;
    min-width: 0;
    height: 54px;
    margin-top: 22px;
    font-size: 15px;
  }

  .finance-why__inner {
    width: calc(100% - 32px);
    padding-top: 36px;
  }

  .finance-why__heading {
    justify-content: flex-start;
  }

  .finance-why__title-lockup {
    gap: 12px;
  }

  .finance-why h2 {
    font-size: 27px;
    line-height: 1.12;
  }

  .finance-why__accent {
    width: 32px;
    height: 30px;
    margin-top: -5px;
  }

  .finance-why__body {
    grid-template-columns: 1fr;
    gap: 26px;
    margin-top: 30px;
  }

  .finance-why__list {
    gap: 16px;
    padding-bottom: 0;
    font-size: 17px;
    line-height: 1.25;
    text-align: left;
  }

  .finance-why__body img {
    height: auto;
    aspect-ratio: 2.03;
  }

  .finance-business-overview__inner {
    width: calc(100% - 32px);
    padding: 38px 0 52px;
  }

  .finance-business-overview__intro {
    max-width: none;
    font-size: 17px;
    line-height: 1.45;
  }

  .finance-business-overview__grid {
    grid-template-columns: 1fr;
    gap: 42px;
    margin-top: 44px;
  }

  .finance-business-solution img {
    height: 86px;
    margin-bottom: 20px;
  }

  .finance-business-solution h2 {
    min-height: 0;
    font-size: 24px;
    line-height: 1.05;
  }

  .finance-business-solution p {
    max-width: 340px;
    margin: 16px auto 0;
    font-size: 15px;
    line-height: 1.42;
    text-align: center;
  }

  .finance-business-cycle__inner {
    width: calc(100% - 32px);
    padding: 34px 0 44px;
  }

  .finance-business-cycle h2 {
    font-size: 23px;
    line-height: 1.18;
  }

  .finance-business-cycle img {
    width: 100%;
    margin-top: 22px;
  }

  .finance-business-advantage__inner {
    width: calc(100% - 32px);
    padding: 38px 0 44px;
  }

  .finance-business-advantage h2 {
    font-size: 26px;
    line-height: 1.12;
  }

  .finance-business-advantage__intro {
    max-width: none;
    margin-top: 18px;
    font-size: 16px;
    line-height: 1.44;
  }

  .finance-business-advantage h3 {
    max-width: none;
    margin-top: 30px;
    font-size: 20px;
    line-height: 1.25;
  }

  .finance-business-advantage__list {
    gap: 18px;
    max-width: none;
    margin-top: 22px;
  }

  .finance-business-advantage__list li {
    grid-template-columns: 24px minmax(0, 1fr);
    gap: 12px;
  }

  .finance-business-advantage__list .corner-mark {
    width: 16px;
    height: 15px;
    margin-top: 4px;
  }

  .finance-business-advantage__list p {
    font-size: 15px;
    line-height: 1.42;
  }

  .finance-business-contact__inner {
    width: calc(100% - 32px);
    padding: 36px 0 42px;
  }

  .finance-business-contact h2 {
    font-size: 22px;
    line-height: 1.22;
  }

  .finance-business-contact a {
    width: 100%;
    max-width: 280px;
    min-width: 0;
    height: 54px;
    margin-top: 22px;
    font-size: 15px;
  }

  .income-protection__inner {
    width: calc(100% - 32px);
    padding: 32px 0 44px;
  }

  .income-protection__inner > h2 {
    font-size: 22px;
    line-height: 1.25;
  }

  .income-wheel {
    width: 100%;
    margin-top: 20px;
    padding-top: 0;
  }

  .income-wheel__graphic {
    width: 100%;
  }

  .income-wheel strong {
    top: 49%;
    font-size: 19px;
  }

  .income-wheel__icon {
    width: 34px;
    height: 34px;
    border-width: 1px;
  }

  .income-wheel__icon::before {
    inset: 6px;
  }

  .income-wheel__icon--1 {
    top: 20%;
    left: 50%;
  }

  .income-wheel__icon--2 {
    top: 37%;
    left: 68%;
  }

  .income-wheel__icon--3 {
    top: 61%;
    left: 62%;
  }

  .income-wheel__icon--4 {
    top: 72%;
    left: 38%;
  }

  .income-wheel__icon--5 {
    top: 55%;
    left: 24%;
  }

  .income-wheel__icon--6 {
    top: 33%;
    left: 28%;
  }

  .income-wheel__label {
    font-size: 11px;
  }

  .income-wheel__label::after {
    width: 46px;
  }

  .income-wheel__label--health {
    top: 4%;
    left: 55%;
  }

  .income-wheel__label--life {
    top: 30%;
    left: 77%;
  }

  .income-wheel__label--wealth {
    top: 76%;
    left: 63%;
  }

  .income-wheel__label--liability {
    top: 89%;
    left: 19%;
  }

  .income-wheel__label--pension {
    top: 59%;
    left: 2%;
  }

  .income-wheel__label--disability {
    top: 22%;
    left: 3%;
  }

  .individuals-health {
    max-width: none;
    margin-top: 20px;
  }

  .individuals-health__title-lockup {
    justify-content: flex-start;
    gap: 10px;
  }

  .individuals-health__title-lockup h2 {
    font-size: 22px;
  }

  .individuals-health__accent {
    width: 28px;
    height: 26px;
    margin-top: -6px;
  }

  .individuals-health__list {
    gap: 22px;
    margin-top: 24px;
  }

  .individuals-health__item {
    grid-template-columns: 52px 1fr;
    gap: 14px;
  }

  .individuals-health__icon {
    width: 48px;
    height: 48px;
  }

  .individuals-health__item p {
    font-size: 14px;
    line-height: 1.4;
  }

  .individuals-health__item strong {
    display: block;
    margin-bottom: 2px;
    font-size: 18px;
    line-height: 1.12;
  }

  .individuals-property__inner {
    width: calc(100% - 32px);
    padding: 32px 0 40px;
  }

  .individuals-property__title-lockup {
    justify-content: flex-start;
    gap: 10px;
  }

  .individuals-property__title-lockup h2 {
    font-size: 22px;
  }

  .individuals-property__accent {
    width: 28px;
    height: 26px;
    margin-top: -8px;
  }

  .individuals-property__copy {
    max-width: none;
    margin-top: 22px;
  }

  .individuals-property__copy p {
    font-size: 14px;
    line-height: 1.45;
  }

  .individuals-property__list {
    gap: 22px;
    max-width: none;
    margin-top: 18px;
  }

  .individuals-property__item {
    grid-template-columns: 52px 1fr;
    gap: 14px;
  }

  .individuals-property__item img {
    width: 48px;
    height: 48px;
  }

  .individuals-property__item p {
    font-size: 14px;
    line-height: 1.4;
  }

  .individuals-property__item strong {
    display: block;
    margin-bottom: 2px;
    font-size: 18px;
    line-height: 1.12;
  }

  .individuals-special__inner {
    width: calc(100% - 32px);
    padding: 34px 0 44px;
  }

  .individuals-special h2 {
    font-size: 24px;
  }

  .individuals-special__intro {
    max-width: none;
    margin-top: 18px;
    font-size: 15px;
    line-height: 1.45;
  }

  .individuals-special__grid {
    grid-template-columns: 1fr;
    max-width: none;
    row-gap: 17px;
    margin-top: 22px;
  }

  .individuals-special__item {
    grid-template-columns: 22px 1fr;
    gap: 9px;
  }

  .individuals-special__item p {
    font-size: 14px;
    line-height: 1.36;
  }

  .individuals-why__inner {
    width: calc(100% - 32px);
    padding-top: 28px;
  }

  .individuals-why__heading {
    justify-content: flex-start;
  }

  .individuals-why__title-lockup {
    gap: 10px;
  }

  .individuals-why__heading h2 {
    font-size: 24px;
    line-height: 1.18;
  }

  .individuals-why__accent {
    width: 28px;
    height: 26px;
    margin-top: -6px;
  }

  .individuals-why__body {
    grid-template-columns: 1fr;
    gap: 18px;
    margin-top: 22px;
  }

  .individuals-why__body img {
    height: auto;
    aspect-ratio: 2.4;
  }

  .individuals-why__copy {
    max-width: none;
    padding: 0 0 34px;
  }

  .individuals-why__copy p {
    font-size: 15px;
    line-height: 1.46;
  }

  .individuals-process__inner {
    width: calc(100% - 32px);
    padding: 34px 0 44px;
  }

  .individuals-process__grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 28px 18px;
    max-width: none;
  }

  .individuals-process__step {
    min-height: auto;
  }

  .individuals-process__step img {
    width: 58px;
    height: 58px;
  }

  .individuals-process__step span {
    margin-top: 6px;
    font-size: 52px;
  }

  .individuals-process__step h3 {
    margin-top: 14px;
    font-size: 15px;
    line-height: 1.22;
  }

  .individuals-process__note {
    max-width: none;
    margin-top: 30px;
    font-size: 15px;
    line-height: 1.45;
  }

  .individuals-process__cta {
    grid-template-columns: 1fr;
    max-width: none;
    gap: 24px;
    margin-top: 40px;
  }

  .individuals-process__cta article {
    min-height: auto;
    padding: 0;
  }

  .individuals-process__cta article + article {
    padding-top: 24px;
    border-top: 2px solid #263a6e;
    border-left: 0;
  }

  .individuals-process__cta h3 {
    min-height: 0;
    font-size: 20px;
    line-height: 1.25;
  }

  .individuals-process__button {
    width: 100%;
    max-width: 280px;
    min-width: 0;
    height: 54px;
    margin-top: 18px;
    font-size: 16px;
  }

  .business-risks__inner {
    width: calc(100% - 32px);
    padding: 34px 0 42px;
  }

  .business-risks__copy {
    max-width: none;
  }

  .business-risks__accent {
    top: -20px;
    right: 0;
  }

  .business-risks__copy p {
    padding-right: 62px;
    font-size: 15px;
    line-height: 1.45;
  }

  .business-risks h2 {
    margin-top: 28px;
    font-size: 24px;
  }

  .business-risks h2 br {
    display: none;
  }

  .business-risks__grid {
    grid-template-columns: 1fr;
    row-gap: 18px;
    max-width: none;
    margin-top: 28px;
  }

  .business-risk {
    grid-template-columns: 58px 1fr;
    gap: 14px;
    min-height: 58px;
  }

  .business-risk img {
    width: 54px;
    height: 54px;
  }

  .business-risk h3 {
    font-size: 18px;
  }

  .business-solutions__inner {
    width: calc(100% - 32px);
    padding: 34px 0 42px;
  }

  .business-solutions h2 {
    font-size: 22px;
    line-height: 1.22;
  }

  .business-solutions h2 br {
    display: none;
  }

  .business-solutions__list {
    max-width: none;
    gap: 22px;
    margin-top: 28px;
  }

  .business-solution {
    grid-template-columns: 56px 1fr;
    gap: 14px;
  }

  .business-solution img {
    width: 52px;
    height: 52px;
  }

  .business-solution h3 {
    font-size: 18px;
    line-height: 1.18;
  }

  .business-solution p {
    font-size: 14px;
    line-height: 1.45;
  }

  .special-insurances__inner {
    width: calc(100% - 32px);
    padding: 34px 0 44px;
  }

  .special-insurances h2 {
    font-size: 24px;
  }

  .special-insurances__intro {
    max-width: none;
    margin-top: 18px;
    font-size: 15px;
    line-height: 1.45;
  }

  .special-insurances__grid {
    grid-template-columns: 1fr;
    max-width: none;
    row-gap: 17px;
    margin-top: 22px;
  }

  .special-insurance {
    grid-template-columns: 22px 1fr;
    gap: 9px;
  }

  .special-insurance p {
    font-size: 14px;
    line-height: 1.36;
  }

  .business-why__inner {
    width: calc(100% - 32px);
    padding-top: 28px;
  }

  .business-why__heading {
    justify-content: flex-start;
    min-height: auto;
    padding-right: 62px;
  }

  .business-why__title-lockup {
    gap: 9px;
  }

  .business-why__heading h2 {
    font-size: 24px;
    line-height: 1.18;
  }

  .business-why__accent {
    width: 28px;
    height: 26px;
    margin-top: -7px;
  }

  .business-why__body {
    grid-template-columns: 1fr;
    gap: 18px;
    margin-top: 22px;
  }

  .business-why__body img {
    height: auto;
    aspect-ratio: 1.35;
  }

  .business-why__copy {
    max-width: none;
    padding: 0 0 34px;
  }

  .business-why__copy p {
    font-size: 15px;
    line-height: 1.46;
  }

  .business-benefits__inner {
    width: calc(100% - 32px);
    padding: 34px 0 44px;
  }

  .business-benefits h2 {
    font-size: 24px;
  }

  .business-benefits__grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    column-gap: 18px;
    row-gap: 28px;
    max-width: none;
    margin-top: 34px;
  }

  .business-benefit {
    min-height: auto;
  }

  .business-benefit__icon {
    width: 74px;
    height: 74px;
  }

  .business-benefit__number {
    margin-top: 6px;
    font-size: 52px;
  }

  .business-benefit h3 {
    margin-top: 14px;
    font-size: 16px;
    line-height: 1.22;
  }

  .business-benefits__cta {
    grid-template-columns: 1fr;
    max-width: none;
    gap: 24px;
    margin-top: 48px;
  }

  .business-benefits__cta article {
    min-height: auto;
    padding: 0;
  }

  .business-benefits__cta article + article {
    padding-top: 24px;
    border-top: 2px solid #263a6e;
    border-left: 0;
  }

  .business-benefits__cta h3 {
    min-height: 0;
    font-size: 20px;
    line-height: 1.25;
  }

  .business-benefits__button {
    width: 100%;
    max-width: 280px;
    min-width: 0;
    height: 54px;
    margin-top: 18px;
    font-size: 16px;
  }

  .service-hero h1 {
    top: 55%;
    padding: 0 18px;
    font-size: 40px;
    line-height: 1.05;
  }

  .insurance-page .service-hero {
    height: 520px;
    background-position: 50% top;
  }

  .insurance-page .service-hero::after {
    width: 42%;
  }

  .insurance-page .service-hero h1 {
    left: 16px;
    right: 16px;
    display: block;
    width: auto;
    padding-right: 46px;
    font-size: clamp(38px, 13vw, 54px);
    text-align: left;
    transform: translateY(-2%);
  }

  .insurance-page .service-hero h1::before {
    left: 0;
    bottom: -0.28em;
    width: 72px;
    height: 5px;
    transform: none;
  }

  .insurance-page .service-hero h1::after {
    top: 0;
    width: 38px;
    height: 36px;
  }

  .service-intro__inner {
    padding: 28px 0 34px;
  }

  .insurance-page .service-intro__inner {
    padding: 42px 0 46px;
  }

  .insurance-page .service-intro__inner::before {
    top: 42px;
    width: 4px;
    height: calc(100% - 84px);
  }

  .insurance-page .service-intro h2 {
    padding-left: 18px;
    padding-right: 42px;
    font-size: 27px;
  }

  .insurance-page .service-intro h2::after {
    top: 0;
    width: 34px;
    height: 32px;
  }

  .insurance-page .service-intro p {
    margin-left: 18px;
  }

  .insurance-page .service-intro__lead {
    padding: 16px 16px;
  }

  .insurance-page .service-intro p:not(.service-intro__lead) {
    padding: 18px 16px 18px 52px;
  }

  .insurance-page .service-intro p:not(.service-intro__lead)::before {
    top: 20px;
    left: 16px;
    width: 22px;
    height: 25px;
  }

  .service-intro h2 {
    font-size: 27px;
    line-height: 1.16;
  }

  .service-intro p {
    max-width: none;
    margin-top: 16px;
    font-size: 16px;
    line-height: 1.48;
  }

  .service-intro--centered .service-intro__inner {
    min-height: auto;
    padding: 28px 0 34px;
  }

  .service-intro--centered p {
    max-width: none;
    margin: 0;
    font-size: 17px;
    line-height: 1.48;
  }

  .service-quote__inner {
    min-height: auto;
    padding: 22px 0 24px;
  }

  .service-quote img {
    width: 56px;
    margin-right: 18px;
  }

  .service-quote p {
    font-size: 23px;
    line-height: 1.22;
  }

  .insurance-page .service-quote__inner {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
  }

  .insurance-page .service-quote img {
    flex: 0 0 46px;
    width: 46px;
    height: auto;
    margin-right: 0;
  }

  .insurance-page .service-quote p {
    width: 100%;
    min-width: 0;
    max-width: 100%;
    padding-left: 18px;
    font-size: 20px;
    line-height: 1.26;
    overflow-wrap: break-word;
  }

  .insurance-page .service-quote p::before {
    width: 4px;
  }

  .service-quote p span {
    margin-top: 10px;
    font-size: 15px;
  }

  .insurance-audience {
    grid-template-columns: 1fr;
    padding: 18px 0;
  }

  .insurance-page .insurance-audience {
    gap: 16px;
    width: calc(100% - 32px);
    padding: 34px 0 28px;
  }

  .insurance-audience__tile {
    min-height: 190px;
  }

  .insurance-page .insurance-audience__tile {
    min-height: 250px;
  }

  .insurance-page .insurance-audience__tile::after {
    width: 48px;
    height: 45px;
  }

  .insurance-audience__tile span {
    font-size: 34px;
  }

  .insurance-page .insurance-audience__tile span {
    font-size: clamp(32px, 9vw, 42px);
  }

  .insurance-page .insurance-audience__tile span::before {
    width: 44px;
    height: 44px;
    margin-bottom: 14px;
  }

  .finance-page .service-hero {
    height: 520px;
    background-position: center top;
  }

  .finance-page .service-hero::after {
    right: auto;
    left: var(--page-gutter);
    width: 42%;
  }

  .finance-page .service-hero h1 {
    left: 16px;
    right: 16px;
    display: block;
    width: auto;
    padding-right: 46px;
    font-size: clamp(38px, 13vw, 54px);
    text-align: left;
    transform: translateY(-2%);
  }

  .finance-page .service-hero h1::before {
    left: 0;
    bottom: -0.28em;
    width: 72px;
    height: 5px;
    transform: none;
  }

  .finance-page .service-hero h1::after {
    top: 0;
    width: 38px;
    height: 36px;
  }

  .finance-page .service-intro--centered .service-intro__inner {
    padding: 38px 0 42px;
  }

  .finance-page .service-intro--centered p {
    padding: 22px 18px 22px 64px;
    font-size: 17px;
    line-height: 1.48;
    overflow-wrap: break-word;
  }

  .finance-page .service-intro--centered p::before {
    top: 24px;
    left: 18px;
    width: 30px;
    height: 30px;
  }

  .finance-page .service-quote__inner {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
    overflow: visible;
  }

  .finance-page .service-quote img {
    flex: 0 0 46px;
    width: 46px;
    height: auto;
    margin-right: 0;
  }

  .finance-page .service-quote p {
    width: min(100%, 300px);
    min-width: 0;
    max-width: calc(100vw - 52px);
    padding-left: 18px;
    font-size: 16px;
    line-height: 1.32;
    white-space: normal;
    overflow: visible;
    overflow-wrap: break-word;
  }

  .finance-page .service-quote p::before {
    width: 4px;
  }

  .finance-page .finance-audience {
    gap: 16px;
    width: calc(100% - 32px);
    padding: 34px 0 28px;
  }

  .finance-page .finance-audience .insurance-audience__tile {
    min-height: 250px;
  }

  .finance-page .finance-audience .insurance-audience__tile::after {
    width: 48px;
    height: 45px;
  }

  .finance-page .finance-audience .insurance-audience__tile span {
    font-size: clamp(32px, 9vw, 42px);
  }

  .finance-page .finance-audience .insurance-audience__tile span::before {
    width: 44px;
    height: 44px;
    margin-bottom: 14px;
  }

  .consulting-page .service-hero {
    height: 520px;
    background-position: center top;
  }

  .consulting-page .service-hero::after {
    width: 42%;
  }

  .consulting-page .service-hero h1 {
    left: 16px;
    right: 16px;
    display: block;
    width: auto;
    padding-right: 46px;
    font-size: clamp(38px, 13vw, 54px);
    text-align: left;
    transform: translateY(-2%);
  }

  .consulting-page .service-hero h1::before {
    left: 0;
    bottom: -0.28em;
    width: 72px;
    height: 5px;
    transform: none;
  }

  .consulting-page .service-hero h1::after {
    top: 0;
    width: 38px;
    height: 36px;
  }

  .consulting-page .service-intro--centered .service-intro__inner {
    padding: 38px 0 42px;
  }

  .consulting-page .service-intro--centered p {
    padding: 22px 18px 22px 64px;
    font-size: 17px;
    line-height: 1.48;
    overflow-wrap: break-word;
  }

  .consulting-page .service-intro--centered p::before {
    top: 24px;
    left: 18px;
    width: 30px;
    height: 30px;
  }

  .consulting-page .service-quote__inner {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
    overflow: visible;
  }

  .consulting-page .service-quote img {
    flex: 0 0 46px;
    width: 46px;
    height: auto;
    margin-right: 0;
  }

  .consulting-page .service-quote p {
    width: min(100%, 300px);
    min-width: 0;
    max-width: calc(100vw - 52px);
    padding-left: 18px;
    font-size: 16px;
    line-height: 1.32;
    white-space: normal;
    overflow: visible;
    overflow-wrap: break-word;
  }

  .consulting-page .service-quote p::before {
    width: 4px;
  }

  .consulting-page .consulting-audience {
    gap: 16px;
    width: calc(100% - 32px);
    padding: 34px 0 28px;
  }

  .consulting-page .consulting-audience .insurance-audience__tile {
    min-height: 250px;
  }

  .consulting-page .consulting-audience .insurance-audience__tile::after {
    width: 48px;
    height: 45px;
  }

  .consulting-page .consulting-audience .insurance-audience__tile span {
    font-size: clamp(32px, 9vw, 42px);
  }

  .consulting-page .consulting-audience .insurance-audience__tile span::before {
    width: 44px;
    height: 44px;
    margin-bottom: 14px;
  }

  .investment-page .business-hero::after {
    right: auto;
    left: var(--page-gutter);
    width: 42%;
    height: 5px;
  }

  .investment-page .business-hero__title {
    left: 16px;
    right: 16px;
    width: auto;
    text-align: left;
    transform: translateY(-8%);
  }

  .investment-page .business-hero__title h1 {
    padding-right: 46px;
    font-size: clamp(38px, 13vw, 54px);
  }

  .investment-page .business-hero__title h1::before {
    left: 0;
    bottom: -0.28em;
    width: 72px;
    height: 5px;
    transform: none;
  }

  .investment-page .business-hero__title h1::after {
    top: 0;
    width: 38px;
    height: 36px;
  }

  .investment-intro__inner {
    padding-top: 48px;
    padding-bottom: 40px;
  }

  .investment-intro__accent {
    top: 10px;
  }

  .investment-page .investment-intro p {
    padding: 22px 18px 22px 64px;
    font-size: 16px;
    line-height: 1.48;
    overflow-wrap: break-word;
  }

  .investment-page .investment-intro p::before {
    top: 24px;
    left: 18px;
    width: 30px;
    height: 30px;
  }

  .investment-page .investment-intro h2 {
    padding-right: 42px;
    font-size: 23px;
    line-height: 1.2;
  }

  .investment-page .investment-intro h2::after {
    width: 34px;
    height: 32px;
  }

  .investment-options::after {
    height: 5px;
  }

  .investment-options__grid {
    max-width: 430px;
    gap: 16px;
  }

  .investment-option,
  .investment-option__content {
    min-height: 330px;
  }

  .investment-option::before {
    width: 48px;
    height: 45px;
  }

  .investment-option__content {
    padding: 0 18px 24px;
  }

  .investment-option p {
    max-width: 100%;
  }

  .investment-options__note {
    padding: 18px 16px 18px 20px;
    border-left-width: 4px;
  }

  .investment-allocation__inner {
    padding-top: 34px;
  }

  .investment-page .investment-allocation h2 {
    display: block;
    padding-right: 38px;
    font-size: 22px;
    line-height: 1.16;
  }

  .investment-page .investment-allocation h2::after {
    width: 30px;
    height: 28px;
  }

  .investment-allocation__list {
    grid-template-columns: 1fr;
  }

  .investment-allocation__list li {
    padding: 16px 14px;
  }

  .investment-page .investment-quote .quote-strip__inner {
    flex-direction: row;
    align-items: center;
  }

  .investment-page .investment-quote .quote-strip__mark {
    flex: 0 0 auto;
    margin-right: 12px;
    font-size: 60px;
  }

  .investment-page .investment-quote .quote-strip__text {
    flex: 1 1 auto;
    min-width: 0;
    max-width: calc(100% - 72px);
    font-size: 15px;
    line-height: 1.24;
    overflow-wrap: break-word;
  }

  .investment-trust__inner {
    padding-top: 36px;
    padding-bottom: 36px;
  }

  .investment-page .investment-trust h2 {
    display: block;
    padding-right: 38px;
  }

  .investment-page .investment-trust h2::after {
    width: 28px;
    height: 26px;
  }

  .investment-trust__list {
    grid-template-columns: 1fr;
  }

  .investment-trust__list li {
    padding: 16px 14px;
  }

  .investment-final-cta__actions {
    grid-template-columns: 1fr;
    gap: 18px;
  }

  .investment-final-cta__actions article {
    padding: 24px 16px 26px;
  }

  .investment-final-cta__actions article::after {
    width: 36px;
    height: 34px;
  }

  .intro-band {
    min-height: auto;
  }

  .intro-band__inner,
  .decision-banner__inner,
  .quote-strip__inner,
  .service-intro__inner,
  .service-quote__inner,
  .services__inner,
  .why-choose__inner,
  .cta-band__inner,
  .stats-band__inner,
  .expertise__inner,
  .calculators__heading,
  .awards__inner,
  .reviews__inner,
  .site-footer__inner {
    width: calc(100% - 32px);
  }

  .intro-band__inner {
    padding: 28px 0 34px;
  }

  .intro-band__accent {
    top: 0;
    right: 0;
  }

  .intro-band h1 {
    max-width: none;
    padding-right: 58px;
    font-size: 31px;
    line-height: 1.14;
  }

  .intro-band p {
    max-width: none;
    margin-top: 18px;
    font-size: 17px;
    line-height: 1.5;
  }

  .decision-banner {
    min-height: auto;
    background-position: 32% center;
  }

  .decision-banner__inner {
    padding: 34px 0 38px;
  }

  .decision-banner__accent {
    top: 0;
    right: 0;
  }

  .decision-banner h2 {
    max-width: none;
    padding-right: 54px;
    font-size: 34px;
    line-height: 1.12;
  }

  .decision-banner p {
    max-width: none;
    margin-top: 18px;
    font-size: 18px;
    line-height: 1.48;
  }

  .quote-strip__inner {
    flex-direction: column;
    align-items: flex-start;
    min-height: auto;
    padding: 14px 0 18px;
  }

  .quote-strip__mark {
    margin: 0 0 4px;
    font-size: 88px;
    transform: none;
  }

  .quote-strip__text {
    font-size: 19px;
    line-height: 1.3;
  }

  .quote-strip__author {
    margin: 14px 0 0;
    font-size: 20px;
  }

  .services__inner {
    padding: 38px 0 34px;
  }

  .services__accent {
    top: 8px;
    right: 0;
  }

  .services h2 {
    padding-right: 58px;
    text-align: left;
    font-size: 34px;
    line-height: 1.12;
  }

  .services__intro {
    max-width: none;
    margin-top: 10px;
    font-size: 18px;
    line-height: 1.36;
  }

  .services__grid {
    grid-template-columns: 1fr;
    width: 100%;
    gap: 16px;
    margin-top: 24px;
  }

  .service-card {
    min-height: 390px;
  }

  .service-card__content {
    inset: 0;
    height: auto;
    justify-content: flex-end;
    padding: 0 18px 18px;
  }

  .service-card__overlay {
    padding: 26px 22px;
  }

  .service-card__back-title {
    font-size: 30px;
  }

  .service-card__back-text {
    max-width: none;
    font-size: 16px;
    line-height: 1.32;
  }

  .service-card__title-row {
    justify-content: flex-start;
    gap: 12px;
    text-align: left;
  }

  .service-card h3 {
    font-size: 26px;
  }

  .service-card p {
    font-size: 16px;
    line-height: 1.28;
  }

  .why-choose__inner {
    min-height: auto;
    padding: 30px 0 44px;
  }

  .why-choose__title-lockup {
    justify-content: flex-start;
    font-size: 30px;
  }

  .why-choose h2 {
    padding-right: 52px;
    font-size: 30px;
    line-height: 1.12;
  }

  .why-choose__content {
    grid-template-columns: 1fr;
    gap: 20px;
    min-height: auto;
    margin-top: 24px;
  }

  .why-choose__list {
    gap: 14px;
    padding: 0;
    text-align: left;
    font-size: 18px;
    line-height: 1.22;
  }

  .why-choose__image {
    width: calc(100% + 32px);
    height: 190px;
    margin-left: -16px;
  }

  .why-choose__image img {
    object-position: 45% 44%;
  }

  .cta-band__inner {
    min-height: auto;
    margin: 0 auto;
    padding: 24px 0 28px;
  }

  .cta-band p {
    font-size: 27px;
    line-height: 1.24;
  }

  .cta-band__button {
    width: 100%;
    max-width: 320px;
    min-width: 0;
    height: 58px;
    margin-top: 22px;
    font-size: 19px;
  }

  .stats-band {
    padding: 28px 0 32px;
  }

  .stats-band__inner {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 22px 14px;
  }

  .stat-card img {
    height: 58px;
  }

  .stat-card h3 {
    margin-top: 18px;
    font-size: 46px;
  }

  .stat-card p {
    margin-top: 12px;
    font-size: 15px;
    line-height: 1.3;
  }

  .expertise__inner {
    grid-template-columns: 1fr;
    align-items: start;
    padding: 26px 0 0;
  }

  .expertise__copy {
    padding: 30px 0 24px;
  }

  .expertise__accent {
    top: 0;
    right: 0;
  }

  .expertise h2 {
    padding-right: 58px;
    font-size: 34px;
    line-height: 1.12;
  }

  .expertise p {
    max-width: none;
    margin-top: 18px;
    font-size: 18px;
    line-height: 1.48;
  }

  .expertise__list {
    max-width: none;
    gap: 13px;
    margin-top: 18px;
    padding-left: 18px;
    font-size: 17px;
    line-height: 1.34;
  }

  .expertise__image {
    justify-content: center;
  }

  .expertise__image img {
    width: min(100%, 420px);
  }

  .quote-strip--compact .quote-strip__inner {
    padding: 12px 0 18px;
  }

  .quote-strip--compact .quote-strip__mark {
    font-size: 82px;
    margin-right: 0;
  }

  .quote-strip--compact .quote-strip__text {
    font-size: 18px;
    line-height: 1.32;
  }

  .quote-strip--compact .quote-strip__author {
    margin-top: 14px;
  }

  .calculators__heading {
    padding: 15px 0 16px;
    text-align: left;
  }

  .calculators__accent {
    top: 0;
    right: 0;
  }

  .calculators h2 {
    padding-right: 58px;
    font-size: 34px;
    line-height: 1.12;
  }

  .calculator-row {
    grid-template-columns: 1fr;
    min-height: auto;
    gap: 14px;
    margin-top: 0;
    padding: 0 16px 16px;
    background-image: none;
  }

  .calculator-row + .calculator-row {
    margin-top: 0;
  }

  .calculator-row::after {
    display: none;
  }

  .calculator-card {
    width: 100%;
    min-height: auto;
    margin: 0;
    padding: 24px 22px 22px;
    overflow: hidden;
    isolation: isolate;
    background: linear-gradient(180deg, rgba(53, 76, 133, 0.92) 0%, rgba(19, 33, 72, 0.97) 100%);
  }

  .calculator-card::before {
    content: "";
    position: absolute;
    inset: 0;
    z-index: 0;
    opacity: 0.36;
    background-repeat: no-repeat;
    background-size: cover;
  }

  .calculator-row--top .calculator-card:first-child::before {
    background-image: url("./assets/images/home/row1_sect5.png");
    background-position: left center;
  }

  .calculator-row--top .calculator-card:last-child::before {
    background-image: url("./assets/images/home/row1_sect5.png");
    background-position: right center;
  }

  .calculator-row--bottom .calculator-card:first-child::before {
    background-image: url("./assets/images/home/row2_sect5.png");
    background-position: left center;
  }

  .calculator-row--bottom .calculator-card:last-child::before {
    background-image: url("./assets/images/home/row2_sect5.png");
    background-position: right center;
  }

  .calculator-card > :not(.calculator-card__corner):not(.calculator-card__flip-back) {
    position: relative;
    z-index: 1;
  }

  .calculator-card__corner {
    position: absolute;
    top: 0;
    right: 0;
    z-index: 2;
    width: 72px;
    height: 72px;
  }

  .calculator-card h3 {
    max-width: none;
    padding-right: 52px;
    text-align: left;
    font-size: 22px;
    line-height: 1.18;
  }

  .calculator-card h3 span {
    font-size: 14px;
  }

  .calculator-card p {
    max-width: none;
    margin-top: 14px;
    font-size: 15px;
    line-height: 1.42;
  }

  .calculator-card > a:not(.calculator-card__flip-back) {
    margin-top: 16px;
    margin-left: 0;
    transform: none;
    font-size: 15px;
  }

  .calculator-card__flip-back {
    padding: 24px 22px;
  }

  .calculator-card__back-title {
    font-size: 26px;
  }

  .calculator-card__back-text {
    max-width: none;
    font-size: 15px;
    line-height: 1.34;
  }

  .partners-statement__inner {
    align-items: flex-start;
    justify-content: flex-start;
    gap: 14px;
    min-height: auto;
    padding: 24px 0 28px;
  }

  .partners-statement__accent {
    width: 48px;
    height: auto;
  }

  .partners-statement p {
    flex: 1;
    font-size: clamp(17px, 4.8vw, 20px);
    line-height: 1.25;
    letter-spacing: -0.01em;
  }

  .partners-statement p br {
    display: none;
  }

  .awards__inner {
    padding: 28px 0 38px;
  }

  .awards__accent {
    position: static;
  }

  .awards h2 {
    padding-right: 94px;
    text-align: left;
    font-size: 34px;
    line-height: 1.12;
  }

  .awards__grid {
    grid-template-columns: minmax(0, 300px);
    align-items: center;
    gap: 20px;
    margin-top: 24px;
  }

  .award-card img {
    width: min(100%, 300px);
  }

  .reviews__inner {
    padding: 26px 0 28px;
  }

  .reviews__grid {
    gap: 14px;
  }

  .review-card {
    flex-basis: min(82vw, 320px);
    padding: 14px 16px 16px;
    border-radius: 10px;
  }

  .review-card__top {
    grid-template-columns: 34px 1fr auto;
    gap: 10px;
  }

  .review-card__avatar {
    width: 34px;
    height: 34px;
    font-size: 16px;
  }

  .review-card h3 {
    font-size: 13px;
  }

  .review-card__top p {
    font-size: 10px;
  }

  .review-card__google {
    font-size: 18px;
  }

  .review-card__stars {
    margin-top: 11px;
    font-size: 17px;
  }

  .review-card__text {
    margin-top: 11px;
    font-size: 13px;
  }

  .reviews__dots {
    margin-top: 18px;
  }

  .site-footer__inner {
    grid-template-columns: 1fr;
    gap: 24px;
    padding: 28px 0 30px;
  }

  .site-footer__brand {
    --footer-logo-width: 92px;
  }

  .site-footer__brand p {
    margin-top: 14px;
    font-size: 13px;
  }

  .site-footer__cta p {
    font-size: 18px;
    line-height: 1.36;
    max-width: 100%;
    overflow-wrap: anywhere;
  }

  .site-footer__action-row {
    grid-column: auto;
    grid-template-columns: 1fr;
    gap: 14px;
    margin-top: 0;
  }

  .site-footer__cta-link {
    width: 100%;
    max-width: 300px;
    min-width: 0;
    height: 55px;
    font-size: clamp(18px, 5.2vw, 24px);
  }

  .site-footer__contact h3,
  .site-footer__social h3 {
    margin-bottom: 12px;
    font-size: 22px;
  }

  .site-footer__contact p {
    font-size: 16px;
    line-height: 1.5;
  }

  .site-footer__phone {
    font-size: 20px;
  }

  .site-footer__registry {
    font-size: 13px;
  }

  .site-footer__social-icons a {
    width: 42px;
    height: 42px;
  }

  .site-footer__privacy {
    margin-top: 24px;
    text-align: left;
  }

  .cookie-consent {
    right: 16px;
    bottom: 16px;
    width: calc(100vw - 32px);
  }

  .cookie-consent__inner {
    flex-direction: column;
    align-items: flex-start;
    gap: 14px;
    padding: 16px;
  }

  .cookie-consent__button {
    width: 100%;
  }

  .intro-band h1 br,
  .decision-banner h2 br,
  .quote-strip__text br,
  .cta-band p br,
  .stat-card p br,
  .site-footer__cta p br,
  .site-footer__contact p br,
  .calculator-card h3 br {
    display: none;
  }

  .corner-mark {
    width: 56px;
    height: 52px;
  }

  .corner-mark--small {
    width: 48px;
    height: 44px;
  }

  .corner-mark--tiny {
    width: 24px;
    height: 22px;
  }

  .title-lockup,
  .title-lockup--center {
    display: inline-flex;
    justify-content: flex-start;
    width: auto;
    margin-right: 0;
    margin-left: 0;
    gap: 0.18em;
  }

  .title-lockup h1,
  .title-lockup h2 {
    padding-right: 0;
  }

  .title-lockup > .corner-mark,
  .title-lockup > .corner-mark--small {
    width: 0.82em;
    height: 0.76em;
    margin-top: -0.12em;
  }

  .intro-band__title-lockup {
    font-size: 31px;
  }

  .decision-banner__title-lockup,
  .services__title-lockup,
  .expertise__title-lockup,
  .calculators__title-lockup,
  .awards__title-lockup {
    font-size: 34px;
  }

  .about-page .about-stability__title-lockup,
  .about-page .about-pillars__title-lockup {
    position: relative;
    display: block;
    width: 100%;
    max-width: none;
  }

  .about-page .about-stability__title-lockup {
    font-size: 27px;
  }

  .about-page .about-pillars__title-lockup {
    font-size: 25px;
  }

  .about-page .about-stability__title-lockup h2,
  .about-page .about-pillars__title-lockup h2 {
    box-sizing: border-box;
    width: 100%;
    max-width: 100%;
    padding-right: 66px;
  }

  .about-page .about-stability__title-lockup > .corner-mark,
  .about-page .about-pillars__title-lockup > .corner-mark {
    display: none;
  }

  .about-page .about-stability__title-lockup::after,
  .about-page .about-pillars__title-lockup::after {
    content: "";
    position: absolute;
    top: 0;
    left: clamp(252px, 78vw, 326px);
    width: 38px;
    height: 35px;
    background: var(--color-gold);
    clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
  }

  .ceo-page .ceo-statement__title-lockup,
  .ceo-page .ceo-philosophy__title-lockup,
  .ceo-page .ceo-certifications__title-lockup {
    position: relative;
    display: block;
    width: 100%;
    max-width: none;
  }

  .ceo-page .ceo-statement__inner,
  .ceo-page .ceo-philosophy__inner,
  .ceo-page .ceo-certifications__inner {
    width: calc(100% - 48px);
    max-width: 364px;
    overflow: hidden;
    box-sizing: border-box;
  }

  .ceo-page .ceo-statement__title-lockup h2,
  .ceo-page .ceo-philosophy__title-lockup h2,
  .ceo-page .ceo-certifications__title-lockup h2 {
    box-sizing: border-box;
    width: 100%;
    max-width: 100%;
    padding-right: 76px;
  }

  .ceo-page .ceo-statement__title-lockup > .corner-mark,
  .ceo-page .ceo-philosophy__title-lockup > .corner-mark,
  .ceo-page .ceo-certifications__title-lockup > .corner-mark {
    display: none;
  }

  .ceo-page .ceo-statement__title-lockup::after,
  .ceo-page .ceo-philosophy__title-lockup::after,
  .ceo-page .ceo-certifications__title-lockup::after {
    content: "";
    position: absolute;
    top: 0;
    right: 0;
    width: 38px;
    height: 35px;
    background: var(--color-gold);
    clip-path: polygon(0 0, 100% 0, 100% 100%, 55% 100%, 55% 45%, 0 45%);
  }

  .ceo-page .ceo-statement__copy {
    box-sizing: border-box;
    max-width: 100%;
    padding-right: 22px;
  }

  .ceo-page .ceo-philosophy__list,
  .ceo-page .ceo-certifications__list {
    width: 100%;
    max-width: 100%;
    box-sizing: border-box;
  }

  .ceo-page .ceo-philosophy__list li,
  .ceo-page .ceo-certifications__list li {
    width: 100%;
    max-width: 100%;
    box-sizing: border-box;
  }

  .ceo-page .ceo-statement p,
  .ceo-page .ceo-philosophy__list p,
  .ceo-page .ceo-certifications__list span {
    min-width: 0;
    overflow-wrap: break-word;
  }

  .consulting-page,
  .investment-page {
    max-width: 100%;
    overflow-x: hidden;
  }

  .consulting-page .service-intro--centered .service-intro__inner,
  .investment-page .investment-intro__inner,
  .investment-page .investment-options__inner,
  .investment-page .investment-allocation__inner,
  .investment-page .investment-trust__inner,
  .investment-page .investment-final-cta__inner {
    box-sizing: border-box;
    max-width: calc(100vw - 32px);
  }

  .consulting-page .service-intro--centered p,
  .investment-page .investment-intro p,
  .investment-page .investment-options__note {
    box-sizing: border-box;
    width: auto;
    max-width: 100%;
    margin-right: 0;
    margin-left: 0;
    overflow-wrap: anywhere;
  }

  .consulting-page .service-intro--centered p {
    width: min(100%, 348px);
    padding: 20px 14px 20px 52px;
  }

  .site-footer__cta p {
    width: min(100%, 348px);
  }

  .insurance-business-page,
  .insurance-individuals-page,
  .finance-business-page,
  .finance-individuals-page,
  .consulting-detail-page {
    max-width: 100%;
    overflow-x: hidden;
  }

  .insurance-business-page .business-hero::after,
  .insurance-individuals-page .business-hero::after,
  .finance-business-page .business-hero::after,
  .finance-individuals-page .business-hero::after,
  .consulting-detail-page .business-hero::after {
    left: var(--page-gutter);
    width: 42%;
    height: 5px;
  }

  .insurance-business-page .business-hero__title,
  .insurance-individuals-page .business-hero__title,
  .finance-business-page .business-hero__title,
  .finance-individuals-page .business-hero__title,
  .consulting-detail-page .business-hero__title {
    left: 16px;
    right: 16px;
    width: auto;
    text-align: left;
    transform: translateY(-8%);
  }

  .insurance-business-page .business-hero__title h1,
  .insurance-individuals-page .business-hero__title h1,
  .finance-business-page .business-hero__title h1,
  .finance-individuals-page .business-hero__title h1,
  .consulting-detail-page .business-hero__title h1 {
    padding-right: 46px;
    font-size: clamp(38px, 13vw, 54px);
  }

  .insurance-business-page .business-hero__title h1::before,
  .insurance-individuals-page .business-hero__title h1::before,
  .finance-business-page .business-hero__title h1::before,
  .finance-individuals-page .business-hero__title h1::before,
  .consulting-detail-page .business-hero__title h1::before {
    left: 0;
    bottom: -0.28em;
    width: 72px;
    height: 5px;
    transform: none;
  }

  .insurance-business-page .business-hero__title h1::after,
  .insurance-individuals-page .business-hero__title h1::after,
  .finance-business-page .business-hero__title h1::after,
  .finance-individuals-page .business-hero__title h1::after,
  .consulting-detail-page .business-hero__title h1::after {
    top: 0;
    width: 38px;
    height: 36px;
  }

  .insurance-business-page .business-hero__title p,
  .insurance-individuals-page .business-hero__title p,
  .finance-business-page .business-hero__title p,
  .finance-individuals-page .business-hero__title p,
  .consulting-detail-page .business-hero__title p {
    margin-top: 24px;
    font-size: 14px;
    line-height: 1.15;
    letter-spacing: 0.22em;
  }

  .business-risks__copy,
  .individuals-intro p,
  .finance-individuals-intro__copy,
  .finance-business-overview__intro,
  .consulting-detail-intro p {
    box-sizing: border-box;
    width: min(100%, 348px);
    max-width: 100%;
    margin-right: auto;
    margin-left: auto;
    padding: 20px 14px 20px 52px;
    overflow-wrap: anywhere;
  }

  .finance-individuals-intro__copy,
  .finance-business-overview__intro {
    padding-left: 18px;
  }

  .business-risks__accent,
  .individuals-intro__accent,
  .consulting-detail-intro__accent {
    top: 10px;
    right: 12px;
  }

  .business-risks__copy p,
  .individuals-intro p,
  .consulting-detail-intro p {
    padding-right: 14px;
  }

  .business-risk,
  .business-solution,
  .special-insurance,
  .individuals-health__item,
  .individuals-property__item,
  .individuals-special__item,
  .individuals-process__step,
  .business-benefit,
  .finance-goals__item,
  .finance-business-solution,
  .finance-business-advantage__list li,
  .consulting-detail-services__grid article,
  .consulting-benefits li {
    min-width: 0;
    padding: 16px 14px;
    overflow-wrap: anywhere;
    word-break: break-word;
    hyphens: auto;
  }

  .business-risk {
    grid-template-columns: 52px 1fr;
  }

  .business-solution,
  .individuals-health__item,
  .individuals-property__item {
    grid-template-columns: 50px minmax(0, 1fr);
  }

  .special-insurance,
  .individuals-special__item {
    grid-template-columns: 20px minmax(0, 1fr);
  }

  .individuals-property__copy,
  .individuals-special__intro,
  .special-insurances__intro,
  .finance-savings-cta__intro,
  .finance-business-advantage__intro {
    padding: 18px 16px 18px 20px;
    border-left-width: 4px;
  }

  .finance-savings-cta__actions article,
  .finance-business-contact__inner,
  .consulting-final-cta__inner {
    padding: 24px 16px 26px;
  }

  .consulting-quote p {
    width: min(100%, 320px);
    padding-left: 18px;
    font-size: 20px;
    line-height: 1.3;
    text-align: left;
    overflow-wrap: break-word;
  }

  .business-risks h2,
  .business-solutions h2,
  .special-insurances h2,
  .individuals-health__title-lockup h2,
  .individuals-property__title-lockup h2,
  .individuals-special h2,
  .individuals-why__heading h2,
  .individuals-process__cta h3,
  .finance-business-cycle h2,
  .finance-business-advantage h2,
  .finance-business-advantage h3,
  .finance-business-contact h2,
  .finance-why h2,
  .finance-savings-cta__actions h2,
  .consulting-detail-services h2,
  .consulting-benefits h2,
  .consulting-final-cta h2,
  .business-risk h3,
  .business-solution h3,
  .finance-goals__item h2,
  .finance-business-solution h2 {
    box-sizing: border-box;
    max-width: 100%;
    min-width: 0;
    overflow-wrap: anywhere;
  }

  .finance-business-contact__inner,
  .consulting-final-cta__inner {
    max-width: calc(100vw - 32px);
    overflow: hidden;
  }

  .finance-business-contact h2,
  .consulting-final-cta h2 {
    width: min(100%, 320px);
    margin-right: auto;
    margin-left: auto;
    text-align: center;
  }

  .finance-business-contact a,
  .consulting-final-cta a {
    max-width: 100%;
    white-space: normal;
    text-align: center;
  }
}

@media (max-width: 900px) {
  .business-solutions__inner,
  .special-insurances__inner,
  .business-why__inner,
  .business-benefits__inner {
    max-width: calc(100vw - 32px);
    overflow: hidden;
  }

  .income-protection__inner,
  .individuals-health,
  .individuals-property__inner,
  .individuals-special__inner,
  .individuals-why__inner,
  .individuals-process__inner {
    max-width: calc(100vw - 32px);
    overflow: hidden;
  }

  .income-protection__inner > h2,
  .individuals-health__title-lockup h2,
  .individuals-property__title-lockup h2,
  .individuals-special h2,
  .individuals-why__heading h2 {
    max-width: 100%;
    overflow-wrap: anywhere;
    hyphens: auto;
  }

  .income-wheel,
  .income-wheel__graphic {
    max-width: 100%;
  }

  .business-solution,
  .special-insurance {
    box-sizing: border-box;
    width: 100%;
    max-width: 100%;
    min-width: 0;
    overflow: hidden;
  }

  .business-solution {
    grid-template-columns: 52px minmax(0, 1fr);
  }

  .special-insurance {
    grid-template-columns: 20px minmax(0, 1fr);
  }

  .business-solution > div,
  .special-insurance p {
    min-width: 0;
    max-width: 100%;
  }

  .individuals-health__item,
  .individuals-property__item,
  .individuals-special__item {
    box-sizing: border-box;
    width: 100%;
    max-width: 100%;
    min-width: 0;
    overflow: hidden;
  }

  .individuals-health__item,
  .individuals-property__item {
    grid-template-columns: 50px minmax(0, 1fr);
  }

  .individuals-special__item {
    grid-template-columns: 20px minmax(0, 1fr);
  }

  .individuals-health__item p,
  .individuals-property__item p,
  .individuals-special__item p {
    min-width: 0;
    max-width: 100%;
  }

  .business-solution h3,
  .business-solution p,
  .business-solution strong,
  .special-insurance p,
  .special-insurance strong,
  .individuals-health__item p,
  .individuals-health__item strong,
  .individuals-property__item p,
  .individuals-property__item strong,
  .individuals-special__item p,
  .individuals-special__item strong {
    overflow-wrap: anywhere;
    hyphens: auto;
  }

  .business-why__copy,
  .individuals-why__copy {
    max-width: none;
    padding: 20px 18px 24px;
    border-left-width: 4px;
  }

  .business-benefits__cta article,
  .individuals-process__cta article {
    padding: 24px 18px 26px;
  }

  .business-benefits__cta article + article,
  .individuals-process__cta article + article {
    border-top: 1px solid rgba(38, 58, 110, 0.1);
    border-left: 1px solid rgba(38, 58, 110, 0.1);
  }

  .business-benefits__cta h3,
  .individuals-process__cta h3 {
    width: min(100%, 320px);
    margin-right: auto;
    margin-left: auto;
  }
}

@media (max-width: 560px) {
  .business-solutions__inner,
  .special-insurances__inner,
  .income-protection__inner,
  .individuals-property__inner,
  .individuals-special__inner,
  .business-why__inner,
  .individuals-why__inner {
    width: calc(100% - 24px);
    max-width: calc(100vw - 24px);
  }

  .business-solution,
  .individuals-health__item,
  .individuals-property__item {
    display: block;
    padding: 18px 16px;
  }

  .business-solution img,
  .individuals-health__icon,
  .individuals-property__item img {
    margin-bottom: 12px;
  }

  .special-insurance,
  .individuals-special__item {
    grid-template-columns: 18px minmax(0, 1fr);
    padding: 16px 14px;
  }

  .business-solution h3,
  .business-solution p,
  .special-insurance p,
  .individuals-health__item p,
  .individuals-property__item p,
  .individuals-special__item p {
    width: 100%;
    max-width: 310px;
    white-space: normal;
    word-break: break-word;
    text-align: left;
    text-align-last: left;
  }

  .business-risks h2,
  .business-solutions h2,
  .special-insurances h2,
  .income-protection__inner > h2,
  .individuals-health__title-lockup h2,
  .individuals-property__title-lockup h2,
  .individuals-special h2,
  .individuals-why__heading h2,
  .business-why__heading h2,
  .business-benefits h2 {
    width: min(100%, 320px);
    margin-right: auto;
    margin-left: auto;
    text-align: center;
  }

  .income-wheel {
    width: min(100%, 330px);
    margin-right: auto;
    margin-left: auto;
  }

  .site-footer__inner > *,
  .site-footer__contact p,
  .site-footer__registry {
    max-width: 100%;
    min-width: 0;
    overflow-wrap: anywhere;
    hyphens: auto;
  }

  .business-why__copy p,
  .individuals-why__copy p,
  .individuals-property__copy p,
  .special-insurances__intro,
  .individuals-special__intro {
    text-align: left;
    text-align-last: left;
  }

  .business-benefits__grid,
  .individuals-process__grid {
    grid-template-columns: 1fr;
  }

  .business-benefit,
  .individuals-process__step {
    padding: 24px 20px;
  }

  .business-benefit h3,
  .individuals-process__step h3 {
    max-width: 280px;
  }

  .business-benefits__button,
  .individuals-process__button {
    max-width: 100%;
  }
}

@media (max-width: 900px) {
  .investment-page .business-hero {
    height: 520px;
    min-height: 520px;
    max-height: 520px;
  }

  .investment-page .business-hero__image {
    object-position: center top;
  }
}

.hero .hero__topbar,
.service-hero .hero__topbar,
.business-hero .hero__topbar,
.contact-hero .hero__topbar,
.insurance-page .service-hero .hero__topbar,
.finance-page .service-hero .hero__topbar,
.consulting-page .service-hero .hero__topbar,
.about-page .business-hero .hero__topbar,
.ceo-page .business-hero .hero__topbar,
.investment-page .business-hero .hero__topbar,
.insurance-business-page .business-hero .hero__topbar,
.insurance-individuals-page .business-hero .hero__topbar,
.finance-business-page .business-hero .hero__topbar,
.finance-individuals-page .business-hero .hero__topbar,
.consulting-detail-page .business-hero .hero__topbar {
  z-index: 10000;
}